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Business Details
50+ Years
experience
Your Trusted Insurance Partner in Virginia
Belcher Insurance Agency was founded in 1950 by Clynard and Anita Belcher with a vision to provide trustworthy insurance solutions rooted in integrity. Over seven decades, we have grown from a one-person operation into a respected regional insurance agency while maintaining our commitment to community service. Our family-owned business offers diverse insurance products tailored to meet the unique needs of individuals and businesses. As an independent agency, we partner with nationally recognized insurance carriers to provide comprehensive coverage options. Our team prioritizes personalized service, ensuring clients receive solutions aligned with their lifestyles and goals.

We take pride in our long-standing reputation for reliability and transparency in all client interactions. Our expertise spans business insurance, employee benefits, and personal insurance, addressing risks across industries. We remain dedicated to guiding clients through life's transitions with clarity and care. Our licensed advisors serve clients in Virginia, Kentucky, West Virginia, Tennessee, Maryland, and North Carolina. Through continuous innovation and adherence to core values, we strive to build on our legacy of trust and community connection.
Services
Business Insurance Employee Benefits Personal Insurance Commercial Property Insurance Workers Compensation Insurance Commercial Trucking Insurance Group Health Insurance Auto Insurance Home Insurance Individual Life Insurance
Details
  • Year established: 1950
Highlights and features
  • Family-owned since 1950 with deep regional expertise
  • Independent agency offering multiple carrier options
  • Personalized service tailored to client lifestyles and goals
  • Licensed in six states with nationwide carrier partnerships
  • Community-focused approach with decades of local knowledge
What people say
Highly recommend Exceptional service Community commitment
Services
Business Insurance
We provide comprehensive business insurance solutions protecting companies against industry-specific risks. Our offerings include liability coverage, property protection, and specialized policies for trucking, contractors, and restaurants. Our independent agency model allows us to customize packages combining multiple carriers' strengths to meet unique business needs while maintaining cost-effectiveness.
Employee Benefits
Our employee benefits programs help businesses attract and retain talent through competitive insurance offerings. We offer group health, vision, and voluntary benefits plans alongside retirement solutions like 401(k) programs. As licensed advisors, we guide employers through plan selection and implementation while ensuring compliance with evolving regulations and industry standards.
Personal Insurance
We offer tailored personal insurance solutions covering life, auto, home, and recreational vehicles. Our policies protect individuals' assets while providing financial security for families. We combine major carriers' reliability with personalized service to create coverage plans that adapt to clients' changing life circumstances and budget requirements.
Commercial Trucking Insurance
Our specialized trucking insurance addresses unique transportation industry risks. We offer bobtail, non-trucking liability, and trailer interchange coverage alongside physical damage protection. Our solutions cater to owner-operators, private carriers, and motor carriers, ensuring compliance with federal regulations while protecting against cargo damage, vehicle downtime, and third-party liability claims.
Workers Compensation Insurance
We provide workers' compensation insurance meeting state requirements while protecting businesses from financial losses due to workplace injuries. Our policies cover medical expenses, rehabilitation costs, and lost wages while offering risk management resources. We serve diverse industries including construction, manufacturing, and service sectors across multiple states.
Questions
What types of insurance does Belcher Insurance Agency offer?
We provide business insurance, employee benefits, personal insurance, and specialized coverage for commercial trucking, contractors, and restaurants.
Why choose an independent insurance agency?
As an independent agency, we offer multiple carrier options, personalized service, and competitive pricing tailored to your specific insurance needs.
Which states does Belcher Insurance Agency serve?
We serve clients in Virginia, Kentucky, West Virginia, Tennessee, Maryland, and North Carolina with licensed insurance advisors.
What makes Belcher Insurance Agency different?
We combine seven decades of local expertise with nationwide carrier partnerships to deliver personalized insurance solutions focused on community needs.
How do I file an insurance claim?
Visit our Service Center online or contact our office directly during business hours to initiate the claims process with our support team.