Business Details
Ricketson Insurance s a multi-line insurance agency, providing personalized insurance coverage for families and businesses. Serving clients in Thomson and the State of GA. Our services include Auto Insurance, Home Insurance and Business Insurance, Farms, Loggers, Work Comp, Trucking, Life, Health, Retirement.
Services
Auto Insurance
Our clients have been choosing our agency to insure their cars and other vehicles because of our competitive prices and personal customer service, but our policies offer so much more.
Our auto insurance policy protects you against financial loss if you have a car accident.
General types of auto insurance coverage include property, liability, medical, uninsured and underinsured motorists, comprehensive and collision coverage.
Let Ricketson Insurance help you choose a policy that will fit your individual needs.
Our auto insurance policy protects you against financial loss if you have a car accident.
General types of auto insurance coverage include property, liability, medical, uninsured and underinsured motorists, comprehensive and collision coverage.
Let Ricketson Insurance help you choose a policy that will fit your individual needs.
ATV Insurance
To an ATV rider, there might be nothing quite like taking a ride out in some sand dunes out in the middle of the desert, or blazing through the trees in the forest.
Whatever the activity, there's no denying that riding an all-terrain vehicle is fun.
However, it can also be risky.
With a good variety of coverage types available, you should be able to work with an ATV insurance provider to create a policy that can provide you with maximum protection.
There are multiple types of coverages available that you can choose from to create a comprehensive ATV insurance policy.
Whatever the activity, there's no denying that riding an all-terrain vehicle is fun.
However, it can also be risky.
With a good variety of coverage types available, you should be able to work with an ATV insurance provider to create a policy that can provide you with maximum protection.
There are multiple types of coverages available that you can choose from to create a comprehensive ATV insurance policy.
Boat Insurance
While cruising the water in your boat, the last thing you want to worry about is insurance.
Contact us and let us take care of you.
Then go back to fishing, sunbathing, or just relaxing on those cool, clear waters.
We have a policy for most types of boats including bass boats, cruisers, fishing boats, pontoons, runabouts, sailboats, catamarans and utility boats.
Most companies provide limited coverage for property damage for small boats such as canoes and small sail boats or small power boats with less than 25 mile per hour horse power under a homeowners or renters insurance policy.
Contact us and let us take care of you.
Then go back to fishing, sunbathing, or just relaxing on those cool, clear waters.
We have a policy for most types of boats including bass boats, cruisers, fishing boats, pontoons, runabouts, sailboats, catamarans and utility boats.
Most companies provide limited coverage for property damage for small boats such as canoes and small sail boats or small power boats with less than 25 mile per hour horse power under a homeowners or renters insurance policy.
Classic Car Insurance
A classic, collectible or antique car is no ordinary car-and regular auto insurance is not sufficient to protect such a vehicle against damage or loss.
That said, there is no uniform definition of a classic car.
If a car's value exceeds its original selling price, then it might be considered collectible and a candidate for specialized classic car insurance.
You might also seek specialized insurance for vintage military vehicles, classic motorcycles and antique tractors.
Limited use - Your classic car cannot be used for everyday commuting or errands, and your policy may include mileage limitations and proof the car is being properly garaged if you do travel with it.
That said, there is no uniform definition of a classic car.
If a car's value exceeds its original selling price, then it might be considered collectible and a candidate for specialized classic car insurance.
You might also seek specialized insurance for vintage military vehicles, classic motorcycles and antique tractors.
Limited use - Your classic car cannot be used for everyday commuting or errands, and your policy may include mileage limitations and proof the car is being properly garaged if you do travel with it.
Condo Insurance
If you have purchased a condo or co-op, the bank will require insurance to protect its investment in your home.
You may, however, need more insurance to cover your personal items, liability or fees that may be charged to you regarding shared areas of the building like the lobby.
This provides coverage for your personal possessions, structural improvements to your apartment and additional living expenses if you are the victim of fire, theft or other disaster listed in your policy.
You also get liability protection.
You may, however, need more insurance to cover your personal items, liability or fees that may be charged to you regarding shared areas of the building like the lobby.
This provides coverage for your personal possessions, structural improvements to your apartment and additional living expenses if you are the victim of fire, theft or other disaster listed in your policy.
You also get liability protection.
Earthquake Insurance
You don't have to live in California or Chile to get your share of these unwanted quakes, and you don't want to depend on government relief when it comes to earthquake damage.
Often the government takes a very long time to respond and repair.
When your property has been damaged, you'll want quick attention.
Many States are at a very high risk for an Earthquake.
The vast majority of people living in seismic zones do not carry Earthquake insurance.
Don't be one of them.
Call for a quote!
Earthquakes strike suddenly, violently and without warning.
Often the government takes a very long time to respond and repair.
When your property has been damaged, you'll want quick attention.
Many States are at a very high risk for an Earthquake.
The vast majority of people living in seismic zones do not carry Earthquake insurance.
Don't be one of them.
Call for a quote!
Earthquakes strike suddenly, violently and without warning.
Flood Insurance
Did you know most property insurance doesn't cover flooding?
The federal government runs the National Flood Insurance Program (NFIP), which issues flood insurance policies.
Even if you have homeowners, renters, condo, landlord, mobile home or business insurance, you may need to purchase a separate flood insurance policy to be protected from flood damage.
Get a flood insurance quote from our agency today!
Though the government determines flood insurance coverage and premiums, you can still purchase your flood policy through our agency-even if you don't have an existing property policy with us.
The federal government runs the National Flood Insurance Program (NFIP), which issues flood insurance policies.
Even if you have homeowners, renters, condo, landlord, mobile home or business insurance, you may need to purchase a separate flood insurance policy to be protected from flood damage.
Get a flood insurance quote from our agency today!
Though the government determines flood insurance coverage and premiums, you can still purchase your flood policy through our agency-even if you don't have an existing property policy with us.
Health Insurance
The Affordable Care Act puts consumers back in charge of their health care.
Under the law, a new "Patient's Bill of Rights" gives the American people the stability and flexibility they need to make informed choices about their health.
Ends Pre-Existing Condition Exclusions for Children: Health plans can no longer limit or deny benefits to children under 19 due to a pre-existing condition.
Keeps Young Adults Covered: If you are under 26, you may be eligible to be covered under your parent's health plan.
Under the law, a new "Patient's Bill of Rights" gives the American people the stability and flexibility they need to make informed choices about their health.
Ends Pre-Existing Condition Exclusions for Children: Health plans can no longer limit or deny benefits to children under 19 due to a pre-existing condition.
Keeps Young Adults Covered: If you are under 26, you may be eligible to be covered under your parent's health plan.
Home Insurance
Your home will be one of the most significant investments you will ever make, both economically and emotionally.
Your family will spend countless hours there, among some of your most prized possessions.
In the event of any misfortune, let us give you the peace of mind knowing that you are well protected.
Ricketson Insurance is one of the leading homeowners insurance companies operating in Thomson, Greensboro, Augusta, GA, offering a custom solution that saves you money while delivering the outstanding protection you are looking for.
Your family will spend countless hours there, among some of your most prized possessions.
In the event of any misfortune, let us give you the peace of mind knowing that you are well protected.
Ricketson Insurance is one of the leading homeowners insurance companies operating in Thomson, Greensboro, Augusta, GA, offering a custom solution that saves you money while delivering the outstanding protection you are looking for.
Landlord Insurance
Your standard dwelling fire policy offers protection for your home and other permanent structures on your property for the following perils.
A dwelling fire policy is similiar toa homeowners insurance policy.
A person who owns a house and lives in that house would have a homeowners insurance policy on the residence.
A person who owns a house, but, rents it out to someone else would have a dwelling fire policy on the residence.
Dwelling fire policies are often slightly more expensive than a homeowners policy because there is a renter, not the owner, living in the home.
A dwelling fire policy is similiar toa homeowners insurance policy.
A person who owns a house and lives in that house would have a homeowners insurance policy on the residence.
A person who owns a house, but, rents it out to someone else would have a dwelling fire policy on the residence.
Dwelling fire policies are often slightly more expensive than a homeowners policy because there is a renter, not the owner, living in the home.
Life Insurance
The first step to learning about life insurance, is understanding it's necessity and importance.
Life insurance is essential for a number of different reasons.
It is a financial instrument that allows you to protect your family and loved ones when you're gone.
What are the principal types of life insurance?
There are two major types of life insurance-term and whole life.
Whole life is sometimes called permanent life insurance, and it encompasses several subcategories, including traditional whole life, and universal life.
Life insurance is essential for a number of different reasons.
It is a financial instrument that allows you to protect your family and loved ones when you're gone.
What are the principal types of life insurance?
There are two major types of life insurance-term and whole life.
Whole life is sometimes called permanent life insurance, and it encompasses several subcategories, including traditional whole life, and universal life.
Medicare
Medicare is a federal health insurance program for people age 65 and older, people of any age with permanent kidney failure, and certain disabled people under age 65.
Medicare is managed by the Centers for Medicare and Medicaid Services (CMS).
This article summarizes Medicare covered services.
Medicare allows you to choose the way you receive your benefits.
Newly eligible seniors who are drawing Social Security benefits are enrolled automatically in the Original Medicare Plan, which is the traditional payment-per-service arrangement.
Medicare is managed by the Centers for Medicare and Medicaid Services (CMS).
This article summarizes Medicare covered services.
Medicare allows you to choose the way you receive your benefits.
Newly eligible seniors who are drawing Social Security benefits are enrolled automatically in the Original Medicare Plan, which is the traditional payment-per-service arrangement.
Medicare Supplement
When you first enroll in Medicare and during certain times of the year, you can choose how you get your Medicare coverage.
There are 2 main ways to get your Medicare coverage-Original Medicare (Part A and Part B) or a Medicare Advantage Plan (Part C).
Some people need to get additional coverage, like Medicare drug coverage or Medicare Supplement Insurance (Medigap).
Use this information to help you compare your coverage options and decide what coverage is right for you.
Original Medicare includes Medicare Part A (Hospital Insurance) and Part B (Medical Insurance).
There are 2 main ways to get your Medicare coverage-Original Medicare (Part A and Part B) or a Medicare Advantage Plan (Part C).
Some people need to get additional coverage, like Medicare drug coverage or Medicare Supplement Insurance (Medigap).
Use this information to help you compare your coverage options and decide what coverage is right for you.
Original Medicare includes Medicare Part A (Hospital Insurance) and Part B (Medical Insurance).
Mobile Home Insurance
Mobile home insurance policies provide two basic kinds of coverage: physical damage and personal liability coverage.
Choosing the right insurance policy is much like choosing the right mobile home.
You want it to fit your needs and lifestyle, but you also want the insurance coverage to fit within your budget.
These coverage options are available for rental mobile homes, commercial mobile homes, mobile homes that are used seasonally, or mobile homes located in a park or on private property.
If you already have auto or homeowners insurance, you can try contacting the same insurer to see if you are eligible for a discount.
Choosing the right insurance policy is much like choosing the right mobile home.
You want it to fit your needs and lifestyle, but you also want the insurance coverage to fit within your budget.
These coverage options are available for rental mobile homes, commercial mobile homes, mobile homes that are used seasonally, or mobile homes located in a park or on private property.
If you already have auto or homeowners insurance, you can try contacting the same insurer to see if you are eligible for a discount.
Motorcycle Insurance
Choosing the right insurance policy is much like choosing the right motorcycle.
You want it to fit your needs and lifestyle, but at the same time be within your budget.
Although most states require you to carry a minimum amount of liability coverage, other types of coverage are usually optional.
Always ask your insurance agent or company representative which laws apply in your state.
Liability insurance covers bodily injury and property damage that you may cause to other people involved in an accident.
You want it to fit your needs and lifestyle, but at the same time be within your budget.
Although most states require you to carry a minimum amount of liability coverage, other types of coverage are usually optional.
Always ask your insurance agent or company representative which laws apply in your state.
Liability insurance covers bodily injury and property damage that you may cause to other people involved in an accident.
RV Insurance
You probably bought your motor home or travel trailer because it offers the best of both worlds: the ability to explore the world we live in and the convenience of your home each night when you pull over.
Motor homes and travel trailers offer a freedom and joy that's unique regardless of the size of coach or fifth wheel you explore with.
But with this dual benefit also come some increased risks.
As a vehicle, your motor home needs some auto-type insurance to protect you from crashes, medical costs and the like while you're driving on the road.
Motor homes and travel trailers offer a freedom and joy that's unique regardless of the size of coach or fifth wheel you explore with.
But with this dual benefit also come some increased risks.
As a vehicle, your motor home needs some auto-type insurance to protect you from crashes, medical costs and the like while you're driving on the road.
Renters Insurance
If you rent a house or apartment, your landlord's insurance will only cover the costs of repairing the building if there is a fire or other disaster.
You need your own coverage, known as renters or tenants insurance in order to financially protect yourself and your belongings.
The following checklist can help you choose the right coverage when you are shopping around for renters insurance or speaking with an insurance agent or company representative.
Make sure you have enough insurance to replace all of your personal possessions in the event of a burglary, fire or other covered disaster.
You need your own coverage, known as renters or tenants insurance in order to financially protect yourself and your belongings.
The following checklist can help you choose the right coverage when you are shopping around for renters insurance or speaking with an insurance agent or company representative.
Make sure you have enough insurance to replace all of your personal possessions in the event of a burglary, fire or other covered disaster.
SR22 Insurance
An SR-22 is a certificate from a state licensed insurance company, an eligible surplus lines insurer, or a risk retention group.
The insurer certifies on the SR-22 that you have purchased liability insurance that meets the minimum required limits of coverage for that state, and files the certificate with appropriate state Agency.
An SR-22 is proof of "future responsibility" and is posted to your driving record.
Most state laws requires you to keep an SR-22 in effect for 3 years from the ending date of a suspension requiring an SR-22 or for 3 years and 33 days from the date of a driving uninsured conviction.
The insurer certifies on the SR-22 that you have purchased liability insurance that meets the minimum required limits of coverage for that state, and files the certificate with appropriate state Agency.
An SR-22 is proof of "future responsibility" and is posted to your driving record.
Most state laws requires you to keep an SR-22 in effect for 3 years from the ending date of a suspension requiring an SR-22 or for 3 years and 33 days from the date of a driving uninsured conviction.
