Business Details
39 Years
experience
Your Trusted Insurance Partner in Rock Port, MO
Clodfelter Insurance has served individuals and businesses in Missouri and surrounding states since 1987. Founded by James and Alma Clodfelter, our agency combines over three decades of industry expertise with personalized service to meet unique insurance needs. Our team holds specialized certifications including Certified Insurance Counselor (CIC) designations, ensuring comprehensive knowledge across personal, commercial, farm, and niche markets like cannabis and craft beverage insurance.We maintain strong community ties through local leadership roles while providing coverage across eight Midwest states. Our commitment to tailored solutions and ethical practices has built lasting trust with clients seeking protection for their most valuable assets.
Services
Auto Insurance
Home Insurance
Farm Insurance
Crop Insurance
Medicare Supplement
Life Insurance
Business Insurance
Trucking Insurance
Craft Beverage Insurance
Cannabis Industry Insurance
Details
- Year established: 1987
Highlights and features
- 35+ years of local insurance expertise
- Certified Insurance Counselor (CIC) professionals
- Multi-state coverage across eight Midwest states
- Specialized programs for cannabis and craft beverage industries
- Family-owned agency with community leadership
Associations and certifications
- National Alliance of Insurance Education and Research
Services
Auto Insurance
We provide comprehensive auto insurance protection for personal and commercial vehicles, covering repairs, medical expenses, and liability. Our policies protect against accidents, theft, vandalism, and natural disasters while ensuring compliance with state requirements. Customizable options include coverage for cars, trucks, ATVs, and RVs.
Farm Insurance
Our farm insurance packages protect agricultural operations with coverage for crops, equipment, livestock, and liability. Specialized hail insurance safeguards against weather-related losses while liability coverage protects against property damage or bodily injury claims. Policies can be tailored for both owned and rented farming operations.
Cannabis Industry Insurance
We offer specialized insurance solutions for cannabis businesses including growers, dispensaries, and infused product manufacturers. Coverage includes crop protection, product liability, security, and compliance with state regulations. Our expertise addresses unique risks in cultivation facilities, extraction labs, and retail operations.
Craft Beverage Insurance
Our craft beverage program protects breweries, distilleries, and wineries with tailored policies covering property damage, product contamination, and liability. Optional coverages include liquor liability, cyber protection, and business interruption insurance to safeguard against operational disruptions in this specialized industry.
Life Insurance
We offer term and permanent life insurance policies to protect families from financial hardship after a loved one's passing. Coverage helps replace lost income, pay funeral expenses, and maintain household stability. Policies can be customized to meet specific financial obligations and long-term needs.
People
James Clodfelter
Owner
Founder with 36 years of insurance experience, CIC designation since 1993, community leader serving local organizations, and expert in cannabis industry insurance with specialized knowledge of state regulations.
Alma Clodfelter
Office Manager
Bilingual professional with 36 years of insurance experience, manages daily operations, and runs Almas Herbs shop. Certified essential oils specialist and active community volunteer with international mission experience.
Charles Clodfelter
Insurance Agent
16-year insurance professional with CIC certification, agricultural expertise from managing hydroponic greenhouse operations, and extensive knowledge of commercial insurance products for farming and business clients.
Melinda Makings
Insurance Agent
Licensed agent since 2014 with prior education and banking experience, focuses on property and casualty insurance while maintaining strong client relationships through personalized service and community engagement.
Questions
What types of insurance do you offer?
We provide auto, home, farm, life, business, crop, medicare supplement, and specialized insurance for cannabis operations and craft beverage producers across eight Midwest states.
How can I get a quote?
Request a quote through our website contact form or call our Rock Port office at (660) 744-5385 for personalized assistance with coverage options and pricing.
Are you licensed in my state?
We are licensed in Missouri, Iowa, Kansas, Nebraska, Colorado, Arkansas, Oklahoma, and Illinois to serve clients across the Midwest region.
Do you offer specialized business insurance?
Yes, we provide commercial insurance including workers' compensation, liability coverage, and specialized programs for cannabis businesses and craft beverage producers.
What are your business hours?
Our insurance office operates Monday-Friday 8:30 AM - 5 PM, with after-hours appointments available by special arrangement.
