Business Details
16 Years
experience
Trusted Business Insurance Solutions
At InsuranceBee, we specialize in simplifying business insurance for entrepreneurs across diverse industries. Since 2010, our team of licensed professionals has provided tailored coverage solutions, including general liability, cyber liability, and workers' compensation policies. Our digital platform enables seamless online quoting and policy management while maintaining personalized support through dedicated advisors. We prioritize transparency in policy terms and pricing structures, ensuring businesses understand their coverage limits and exclusions.Our partnership with industry leaders like Hiscox expands our ability to meet unique insurance needs. With 24/7 policy management tools and daytime customer support, we empower businesses to focus on growth while we handle risk mitigation. Our expertise spans construction, healthcare, technology, and service sectors, serving contractors, freelancers, and small business owners nationwide.
Services
General Liability
Business Owner's Policy
Cyber Liability
Workers' Compensation
Directors and Officers
Details
- Year established: 2010
Highlights and features
- We offer instant online business insurance quotes with no obligation
- Our licensed agents specialize in customized coverage solutions
- 24/7 policy management tools available for policyholders
- We serve 20+ industries including construction and healthcare sectors
- Partnership with Hiscox expands our coverage capabilities
What people say
Instant quotes
Licensed agents
Customized coverage
Easy policy management
Services
General Liability
Protects against property damage and bodily injury claims with coverage up to $500,000 per incident. Includes legal defense costs and electronic data protection. Ideal for businesses with client interactions or physical operations.
Workers' Compensation
Covers medical expenses and lost wages for work-related injuries. Mandatory for businesses with employees in most states. Provides legal protection against workplace injury lawsuits.
Cyber Liability
Covers costs associated with data breaches and cyber attacks. Includes notification expenses, legal fees, and regulatory fines. Essential for businesses handling sensitive customer information.
Business Owner's Policy
Combines general liability with property insurance for comprehensive protection. Offers cost savings over separate policies. Designed for small businesses with physical locations and inventory.
Directors and Officers
Protects executives from legal actions related to business decisions. Covers defense costs and settlements for alleged mismanagement or breaches of duty.
People
Kim Silkes
Vice President - Finance Management
With over 15 years in insurance finance, Kim oversees policyholder services and financial operations. She leads our team in maintaining transparent pricing structures and efficient claims processing.
Amber Smith
Customer Service Representative
Amber provides personalized insurance guidance during business hours, helping clients understand policy details and coverage options through clear, jargon-free communication.
Questions
What types of business insurance do you offer?
We provide general liability, workers' compensation, cyber liability, business owner's policies, and directors & officers insurance for small businesses across various industries.
How are insurance premiums calculated?
Premiums depend on business size, industry risk factors, payroll amounts, and coverage limits. For example, IT consultants pay $29.17 monthly for $500,000 coverage in California.
Can I manage my policy online?
Yes, our 24/7 policy management portal allows you to add insured parties, access documents, make payments, and file claims electronically from any device.
What if my business needs specialized coverage?
Our partnership with Hiscox provides access to specialized insurance solutions when we can't offer direct quotes through our platform for specific occupations.
When is customer support available?
Licensed agents are available Monday-Friday 9am-5pm ET for personalized assistance with policy questions, claims processing, and coverage adjustments.