Business Details
Your Trusted Financial Planning Partner in Wellsville, UT
At Winward Financial, we specialize in creating personalized financial strategies designed to help clients achieve their long-term goals. With decades of combined experience in insurance and investment services, our team works closely with individuals and businesses to develop comprehensive plans tailored to their unique needs. Our expertise spans retirement planning, business succession strategies, and risk management solutions, supported by partnerships with industry-leading institutions like New York Life and Eagle Strategies.We prioritize client education, transparent communication, and ethical practices, ensuring our clients receive reliable guidance aligned with their aspirations. Recognized for excellence through affiliations such as The Nautilus Group and the Million Dollar Round Table, we remain committed to delivering value-driven financial solutions that stand the test of time.
Services
Retirement Planning
Business Planning
Investment Management
Life Insurance
Medicare & Health Insurance
Highlights and features
- We offer personalized financial strategies tailored to individual client goals
- Our team holds advanced certifications through industry-leading institutions
- We implement a holistic planning process addressing all financial aspects
- Our advisors maintain active memberships in premier professional organizations
- We provide access to exclusive insurance and investment products
Associations and certifications
- New York Life Insurance Company
- Eagle Strategies LLC
- The Nautilus Group
- Million Dollar Round Table (MDRT)
Services
Retirement Planning
Our retirement planning service creates customized strategies to ensure financial security during retirement years. We analyze current assets, future income needs, and risk tolerance to develop comprehensive plans that incorporate tax-efficient withdrawal strategies and investment management. Clients receive ongoing portfolio monitoring and adjustments to maintain alignment with evolving goals and market conditions.
Business Planning
Business planning services focus on creating sustainable growth and transition strategies for business owners. We develop buy-sell agreements, key employee retention plans, and succession frameworks that protect company assets and ensure smooth ownership transfers. Our solutions integrate insurance products and tax planning techniques to maximize business value and continuity.
Investment Management
Our investment management service offers diversified portfolio solutions tailored to individual risk profiles and financial objectives. We utilize products from Mainstay Funds and American Funds to create balanced investment strategies that balance growth potential with capital preservation. Regular performance reviews and rebalancing ensure optimal portfolio positioning across market cycles.
Life Insurance
Life insurance solutions provide financial protection for dependents through term and permanent coverage options. We offer products from New York Life Insurance Company including whole life policies, survivorship plans, and irrevocable life insurance trusts. Our specialists help clients determine appropriate coverage amounts and structure policies to meet estate planning and income replacement needs.
Medicare & Health Insurance
Medicare and health insurance services help clients navigate complex coverage options for medical expenses. We provide supplemental insurance solutions to cover out-of-pocket costs not addressed by standard Medicare plans. Our advisors explain policy details, premium costs, and coverage limitations to help clients make informed decisions about their healthcare financial planning.
People
Sam Winward
Financial Advisor
Sam Winward is a licensed insurance agent and financial advisor with over 20 years of experience in retirement planning and business succession strategies. He holds FINRA Series 7 and 66 licenses and specializes in creating customized financial solutions for individuals and business owners across 12 states.
Questions
What financial planning services do you offer?
We provide retirement planning, business succession strategies, investment management, and insurance solutions including life, disability, and Medicare supplemental coverage.
How do you develop personalized financial plans?
Our process begins with comprehensive goal assessment, followed by cash flow analysis and risk evaluation to create customized strategies that evolve with client needs.
What insurance products are available?
We offer term and permanent life insurance, disability coverage, long-term care policies, and Medicare supplements through New York Life and other major carriers.
Which states do you serve?
Our services are available in Arkansas, Arizona, California, Colorado, Idaho, Nevada, Oklahoma, Tennessee, Texas, Utah, Washington, and Wyoming.
