Business Details
Your Trusted Partner for Insurance and Investment Solutions
Lennox Insurance and Financial has been dedicated to providing personalized insurance and financial solutions since our founding. Our team of experienced professionals specializes in health insurance, Medicare planning, and investment advisory services, serving clients across New England, Florida, and the West Coast. With over two decades of combined industry expertise, we prioritize understanding each client's unique needs to deliver tailored strategies that ensure long-term financial security.Our commitment to excellence is reflected in our partnerships with leading providers like Harvard Pilgrim, Anthem, and UnitedHealthcare, as well as our adherence to rigorous professional standards through affiliations with LPL Financial. We maintain a client-centric approach, emphasizing transparency, ethical practices, and community engagement to build lasting relationships based on trust and measurable results.
Services
Health Insurance
Medicare Supplement
Medicare Advantage
Investment Planning
Estate Planning
Highlights and features
- We offer 20+ years of experience in financial services and insurance planning.
- Our team provides personalized analysis to match clients with optimal coverage plans.
- We maintain active licensing for Life & Health insurance across multiple states.
- Our professionals hold affiliations with LPL Financial and FINRA-regulated services.
- We specialize in both Medicare solutions and customized investment advisory services.
Associations and certifications
- LPL Financial
- FINRA
- SIPC
Services
Health Insurance
We provide access to comprehensive health insurance plans through partnerships with major providers like Harvard Pilgrim and Anthem. Our team analyzes individual needs to recommend cost-effective solutions covering hospitalization, prescriptions, and preventive care. With expertise in both group and individual policies, we help clients navigate options to find coverage that balances affordability with essential benefits.
Medicare Supplement
Our specialists assist seniors in selecting Medicare Supplement insurance to cover gaps in Original Medicare coverage. We offer plans that address out-of-pocket costs like deductibles, copayments, and emergency care expenses. By comparing multiple carriers, we help clients secure policies that enhance their Medicare benefits while maintaining budget-friendly premiums.
Investment Planning
Through LPL Financial, we deliver customized investment strategies aligned with clients' financial goals and risk tolerance. Services include portfolio management, retirement planning, and asset allocation using equities, bonds, and mutual funds. Our approach emphasizes long-term growth while incorporating tax-efficient strategies to maximize returns for both individual and institutional investors.
Estate Planning
We help clients develop comprehensive estate plans to preserve wealth and ensure smooth asset transfer. Our services include creating wills, trusts, and power of attorney documents while addressing tax implications. By collaborating with legal professionals, we ensure plans meet legal requirements and reflect clients' wishes for their financial legacy.
Medicare Advantage
We guide clients through selecting Medicare Advantage plans that combine hospital and medical coverage with additional benefits like dental and vision care. Our team explains HMO and PPO options, prescription drug coverage, and premium costs to help seniors make informed decisions. We provide ongoing support to adjust plans as healthcare needs evolve.
People
David L. Ferland
Investment Advisor Representative
With over 20 years in financial services, David leads Lennox Insurance and Financial, LLC. He holds a BS in Marketing from New Hampshire College and serves clients across multiple states through LPL Financial. His expertise includes securities, advisory services, and branch management.
Tammi Lyons
Senior Insurance Representative
Tammi has served as Senior Insurance Representative since 2004, specializing in Medicare supplements, Advantage plans, and long-term care insurance. She supports clients in Peru, Maine, and actively participates in community fundraising initiatives while managing office operations.
Mary Russo-Bates
Life and Health Insurance Representative
Mary combines 20+ years of customer service experience with insurance expertise. She assists with health and Medicare plans while advocating for animal rescue organizations. Based in Dixfield, Maine, she supports clients with personalized coverage solutions.
Ramona Ferland
Customer Relations
Ramona leverages 20 years of banking experience to support securities administration. She holds Life & Health licenses and manages client relations from Kittery, Maine. Her background includes financial services coordination and community gardening initiatives.
Cameron Roney
Investment Advisor Representative
Cameron graduated in Marketing with a Finance minor from Appalachian State University. He focuses on empowering clients through financial education and strategic planning. His approach emphasizes long-term security while enjoying outdoor activities like golf in his free time.
Questions
When does Medicare Annual Enrollment begin?
Medicare Annual Enrollment starts October 15th each year, allowing you to review and adjust your coverage for the upcoming year.
What insurance providers do you work with?
We partner with major providers including Harvard Pilgrim, Anthem, Aetna, Humana, UnitedHealthcare, and Wellcare to offer diverse coverage options.
How do you help clients choose insurance plans?
We analyze your lifestyle, budget, and healthcare needs to recommend personalized plans that balance affordability with comprehensive coverage.
What investment services do you offer?
Through LPL Financial, we provide portfolio management, retirement planning, and asset allocation strategies tailored to your financial goals.
Which areas do you serve?
We serve clients across New England, Florida, and the West Coast with both in-person and remote consultation options.
