Business Details
We have been serving policyholders since 1920, demonstrating a century of unwavering commitment to stability and reliability in the California insurance market. As a mutual company, we are owned by our policyholders, ensuring their needs are prioritized at reasonable prices. Our experienced staff delivers tailored coverages, flexible payment plans, and efficient claims handling with the highest professional standards. We maintain an A- Excellent rating from A.M. Best and reinsure with carriers rated A Excellent or better, guaranteeing financial strength. Our web-based system provides seamless access to policy information, documents, and billing, while we still offer personalized attention with live support during business hours.
We promise long-term stability, serving generations of Californians with dedication. Our focus on transparency, fairness, and client satisfaction sets us apart. We ensure every interaction reflects our expertise and trustworthiness. Our history of excellence speaks to our ability to adapt and thrive. We are here to protect what matters most to you. Our mutual structure means your success is our success.
We promise long-term stability, serving generations of Californians with dedication. Our focus on transparency, fairness, and client satisfaction sets us apart. We ensure every interaction reflects our expertise and trustworthiness. Our history of excellence speaks to our ability to adapt and thrive. We are here to protect what matters most to you. Our mutual structure means your success is our success.
Highlights and features
- We have served policyholders since 1920 with unwavering stability.
- Our mutual structure ensures policyholder ownership and fair pricing.
- We hold an A- Excellent rating from A.M. Best for financial strength.
- We reinsure with carriers rated A Excellent or better and surplus over $10B.
- Our live support guarantees personalized attention during business hours.
Services
Commercial Lines
We provide tailored insurance for businesses, covering office buildings, warehouses, and more. Our solutions address property owners unique risks with flexible plans. Clients benefit from efficient claims handling and competitive pricing.
Personal Lines
We protect homes and belongings with homeowners and dwelling fire policies. Our coverages ensure peace of mind for California residents. Clients receive customized plans and responsive support.
Apartment Buildings
We specialize in insuring apartment buildings with comprehensive coverage options. Property owners gain financial security and risk mitigation. Our policies are designed for long-term stability.
Policyholder Portal
Our upgraded portal offers 24/7 access to policy documents, billing, and claims. Users manage accounts effortlessly with secure online tools. Registration is simple and consolidates multiple policies.
Claims Handling
We process claims fairly and efficiently with direct representative contact. Policyholders file claims by phone or through agents for convenience. Our team ensures timely resolution and support.
