Business Details
We have been serving the Red Bud community since 1967, building a legacy of trust and reliability. Our founder, Ernest Deterding, began as a farmerturnedagent, establishing a personalized approach to insurance. In 1977, we expanded our reach by writing policies for Grinnell Mutual and Horse Prairie Mutual, primarily for farmers. Today, we write directly for six insurers and partner with two brokerages to deliver tailored coverage. We specialize in auto, home, commercial, and liability insurance for farmers, businesses, and residents.
Our agents combine industry expertise with a deep understanding of local risks. We solve complex coverage challenges, ensuring clients receive the best value and protection. Our professional standards are guided by transparency, integrity, and prompt service. We are committed to client satisfaction, saving them time and money. Our topclass service includes rapid claims processing and ongoing risk management. We continue to grow while honoring the heritage that first inspired our agency.
Our agents combine industry expertise with a deep understanding of local risks. We solve complex coverage challenges, ensuring clients receive the best value and protection. Our professional standards are guided by transparency, integrity, and prompt service. We are committed to client satisfaction, saving them time and money. Our topclass service includes rapid claims processing and ongoing risk management. We continue to grow while honoring the heritage that first inspired our agency.
Highlights and features
- We have over 50 years of dedicated insurance experience.
- We write policies for 6 insurers and 2 brokerages.
- We provide lowcost coverage for farmers, businesses, and homes.
- We guarantee reliable service that saves clients time.
- We maintain peace of mind with transparent coverage details.
Services
Auto Insurance
Our auto insurance protects drivers against liability, collision, and comprehensive risks, ensuring coverage for both personal and commercial vehicles. Tailored for farmers, businesses, and residents, the policy offers competitive rates and extensive roadside assistance. Clients benefit from quick claims processing and dedicated support from our seasoned agents.
Commercial Auto
Commercial auto insurance safeguards company fleets, trucks, and delivery vehicles from liability, collision, and theft. Our policy covers drivers, vehicles, cargo, and optional roadside assistance, providing comprehensive protection for business operations. Clients benefit from reduced premiums through riskmanagement guidance, prompt claims handling, and dedicated agent support.
General Liability
General liability insurance protects businesses against thirdparty bodily injury, property damage, and advertising claims. Our coverage includes medical payments, defense costs, and settlement limits tailored to each clients risk profile. Clients gain peace of mind knowing their operations are shielded from costly lawsuits and regulatory penalties.
Business Owners
The Business Owners Policy bundles property, liability, and business interruption coverage for small enterprises. Designed for owners in agriculture, manufacturing, and retail, it offers customizable limits and riskcontrol resources. Clients appreciate the streamlined application, competitive pricing, and comprehensive protection that safeguards their core assets.
Workers Compensation
Workers Compensation insurance provides wage replacement, medical care, and rehabilitation benefits for employees injured on the job. Our policy complies with Illinois regulations, offering coverage for all employee categories and providing employer liability protection. Clients enjoy rapid claim resolution, expert guidance, and a focus on workplace safety.
