Business Details
32 Years
experience
Emergency
services
Trusted Commercial Insurance Solutions in New Orleans
Founded in 1994, 3rd Millennium has established itself as a premier minority-owned commercial insurance broker serving clients across the southern United States. With over three decades of continuous operation, our company specializes in delivering tailored insurance solutions for commercial enterprises, nonprofit organizations, and public entities. Our expertise spans diverse sectors including trucking and transportation, coastal homeowners, and life insurance.We pride ourselves on combining cutting-edge technology with innovative product design to meet the unique needs of our clients. Our team of professionals, including MBAs, accountants, and finance experts, is committed to providing unassailable products with optimal price-benefit ratios. We serve thousands of clients across 20+ states, maintaining a culture of excellence and 24/7 accessibility to ensure comprehensive support for all our policyholders.
Services
Commercial Insurance
Nonprofit Insurance
Trucking Insurance
Coastal Home Insurance
Life Insurance
Property Insurance
Liability Insurance
Workers Compensation
NEMT Insurance
Umbrella Policies
Details
- Year established: 1994
Highlights and features
- We offer 30+ years of specialized insurance expertise in commercial and nonprofit sectors
- Our team includes certified professionals with diverse financial industry backgrounds
- We provide 24/7 accessibility to insurance professionals for urgent needs
- Our proprietary risk management programs serve clients in 20+ U.S. states
- We combine cutting-edge technology with innovative insurance product design
What people say
Better coverage
Pricing cut in half
Trusted leader
Personalized customer support
Coastal risk expertise
Services
Commercial Insurance
We provide comprehensive commercial insurance solutions tailored to protect businesses of all sizes. Our coverage includes property insurance for buildings and equipment, liability protection, and specialized policies for unique business risks. With expertise in industries ranging from construction to professional services, we help businesses manage financial exposure through customized insurance programs.
Trucking Insurance
Our trucking insurance programs cover interstate and intrastate carriers of all sizes. We offer liability, cargo coverage, physical damage protection, and occupational accident insurance. With access to over a dozen carriers, we provide solutions for owner-operators, small fleets, and large transportation companies, including specialized coverage for high-risk trucking operations.
Nonprofit Insurance
We specialize in insurance solutions for faith-based organizations, educational institutions, and nonprofit entities. Our programs cover property protection, liability risks, and specialized needs of churches, senior living communities, and social service organizations. With decades of experience, we understand the unique risk management requirements of nonprofit organizations.
Coastal Insurance
Our coastal insurance programs address high-risk properties within 50 miles of the Atlantic or Gulf coasts. We provide homeowners and rental property coverage with options for replacement cost guarantees and valuable item protection. Available in eight coastal states, our policies help manage high premiums and deductibles through specialized underwriting programs.
Life Insurance
We offer life insurance solutions through Columbus Life Insurance Company, a provider with over 100 years of financial stability. Our programs include term life, whole life, and annuity products designed for individuals and families. We focus on long-term relationships with policyholders through consistent service and competitive pricing.
People
Gowri Kallas
CEO Kamix Minerals
Has worked with 3rd Millennium Insurance for over 10 years, securing coverage for an 11-story office building with coastal exposure. Successfully reduced insurance costs by 50% while improving coverage quality.
Eugene Lawrence
CEO E-1 Electric
Partnered with 3rd Millennium Insurance during business expansion to 30+ employees. Implemented customized liability coverage solutions that met contract requirements while managing costs for construction trades contractors.
Questions
What types of commercial insurance do you offer?
We provide property insurance, liability coverage, commercial auto, workers compensation, and umbrella policies tailored to business needs.
Do you specialize in any specific industries?
We specialize in trucking/transportation, nonprofit organizations, coastal properties, and construction industry insurance programs.
Which states do you serve?
We operate in Alabama, California, Delaware, Florida, Georgia, Louisiana, Maryland, Mississippi, New Jersey, New York, North Carolina, Oregon, South Carolina, Texas, Virginia, and Washington.
How do you handle high-risk insurance needs?
We access specialized markets and non-standard carriers to provide coverage for high-risk trucking operations and coastal properties.
What life insurance options are available?
We offer term life, whole life, and annuity products through Columbus Life Insurance Company with nationwide availability.
Are your services available after hours?
Yes, our insurance professionals are accessible 24 hours a day for urgent insurance needs and claims assistance.
