Business Details
50+ Years
experience
Your Trusted Insurance Partner in Roanoke, VA
HSH Insurance has been serving clients for over 80 years with a commitment to personalized service and modern solutions. Since 1931, we have specialized in delivering tailored insurance coverage across personal, commercial, and employee benefits sectors. Our team combines old-fashioned values with cutting-edge technology to provide comprehensive protection at competitive prices. Rooted in Roanoke, VA, our reach extends across the Mid-Atlantic, Appalachian, and Southeast regions, ensuring accessibility through phone and virtual consultations.We prioritize understanding client needs through direct engagement, offering risk assessments and customized programs that address unique exposures. Our expertise spans flood coverage, cyber risk, excess liability, and specialized policies for high-value assets, reflecting our dedication to mitigating both common and emerging risks.
Services
Home Insurance
Auto Insurance
Business Owners Insurance
Group Health Insurance
Commercial Property Insurance
Umbrella Insurance
Contractor Insurance
Self-Funded Group Health Insurance
Flood Coverage
Cyber Risk Coverage
Details
- Year established: 1931
Highlights and features
- We offer 80+ years of experience in risk assessment and insurance solutions.
- Our team provides personalized service tailored to individual and business needs.
- We combine traditional values with modern technology for efficient policy management.
- Our expertise covers specialized coverage for high-net-worth individuals and businesses.
- We serve clients across multiple regions with accessible virtual consultations.
Services
Home Insurance
Our home insurance policies protect against common risks like water damage, fire, and personal liability. We offer specialized coverage for high-value possessions, flood protection, and excess liability policies to safeguard assets. Our team ensures replacement cost coverage with no caps to address inflationary construction costs.
Commercial Insurance
We provide tailored commercial insurance solutions including business owners policies, contractor coverage, and manufacturer insurance. Our risk assessments address cyber threats, workers' compensation, and property damage, ensuring comprehensive protection for evolving business needs across multiple industries.
Employee Benefits
Our employee benefits packages include group health, dental, and vision insurance alongside self-funded options. We design cost-effective programs that balance employer budgets with employee needs, incorporating wellness initiatives and compliance support for mid-sized to large businesses.
Flood Coverage
Flood insurance policies protect properties against water damage excluded from standard homeowners policies. We offer NFIP-certified coverage and excess limits for areas with changing weather patterns, ensuring compliance with federal requirements and additional risk mitigation strategies.
Cyber Risk Coverage
Our cyber risk solutions protect against data breaches, identity theft, and network damage for both personal and commercial policies. Coverage includes legal defense costs, data recovery expenses, and liability protection for smart home technology vulnerabilities.
Questions
What types of insurance does HSH Insurance offer?
We provide personal insurance (home, auto, life), commercial insurance (business owners, contractors), and employee benefits (group health, dental) across Virginia and surrounding regions.
How does HSH Insurance handle specialized coverage needs?
Our team customizes policies for high-net-worth individuals, collector cars, secondary homes, and cyber risks using specialized carriers and excess liability options.
Can businesses outside Roanoke Valley get coverage?
Yes, we serve clients from Pittsburgh to Dallas through virtual consultations and have regional expertise in Mid-Atlantic, Appalachian, and Southeast markets.
What risk management services are available?
We offer safety consulting, policy reviews, and risk factor assessments for both personal and commercial clients at preferred rates to prevent claims.
How do I file a claim with HSH Insurance?
Report claims through our client portal or contact us directly at 540.389.2327 for immediate assistance with policy changes or emergency coverage needs.
