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Business Details
27 Years
experience
Your Trusted Insurance Partner in Newton, NJ
Founded in 1999, U.S. Insurance Agency has grown into a full-service insurance provider serving individuals, families, and businesses across the tri-state area. Our success stems from maintaining personalized service while adapting to industry changes. We prioritize client needs, offering tailored insurance strategies to protect homes, assets, and businesses. Our team of experienced professionals focuses on educating clients about coverage options in accessible terms. With a community-centered approach, we combine local knowledge with industry expertise to deliver customized solutions.

Our commitment to prompt, courteous service has earned consistent client satisfaction. We emphasize proactive risk management to help clients anticipate challenges and secure appropriate coverage. As an independent agency, we represent multiple carriers to provide competitive options. Our reputation for responsiveness and transparency has been built through years of reliable service. We strive to be a trusted partner in navigating insurance complexities while maintaining ethical standards.
Services
Auto Insurance Homeowners Insurance Business Insurance Commercial Auto Workers Compensation
Details
  • Year established: 1999
Highlights and features
  • We offer personalized insurance strategies tailored to individual client needs
  • Our team includes experienced agents with deep local market knowledge
  • We maintain a community-focused approach with responsive service
  • We provide free consultations to help clients understand coverage options
  • We represent multiple insurance carriers for competitive pricing options
What people say
Knowledgeable agents Prompt service Personalized approach Highly recommend Professional expertise
Services
Auto Insurance
Our auto insurance policies protect drivers with liability, collision, and comprehensive coverage options. We help clients understand state requirements and choose appropriate limits for their needs. Our team works with multiple carriers to find competitive rates while ensuring adequate protection for personal and commercial vehicles.
Homeowners Insurance
We offer comprehensive homeowners insurance covering property damage, liability, and additional living expenses. Policies protect against common risks like fire, theft, and weather damage while offering optional coverages for high-value items and specialty situations like trampolines or swimming pools.
Business Insurance
Our business insurance solutions protect companies from liability claims, property damage, and operational disruptions. We offer customized packages including general liability, property insurance, and industry-specific coverages to safeguard businesses of all sizes in various sectors.
Commercial Auto
We provide specialized commercial auto insurance for business vehicles, covering liability, physical damage, and cargo protection. Our policies address unique business needs including coverage for employee drivers, temporary vehicles, and industry-specific requirements for transport and delivery operations.
Workers Compensation
Our workers compensation insurance helps businesses comply with legal requirements while protecting employees and employers. Policies cover medical expenses and lost wages for work-related injuries or illnesses, with additional protections against liability claims from workplace incidents.
People
Rich Krasnomowitz
President
With over two decades of insurance experience, Rich Krasnomowitz leads our agency with a client-focused approach. He specializes in commercial insurance solutions and has built strong relationships with local businesses through personalized service and expert guidance.
Sharon Sledge
Commercial Lines Account Manager
Sharon Sledge brings extensive commercial insurance expertise to our team, focusing on property and liability coverage solutions. Her attention to detail and commitment to client education help businesses understand complex insurance requirements and select appropriate protections.
Stacey Chalmers
Commercial Lines Account Manager
Stacey Chalmers provides specialized insurance guidance for business clients, with particular expertise in navigating complex commercial requirements. Her proactive approach helps clients anticipate risks and secure comprehensive coverage tailored to their specific industry needs.
Questions
What types of insurance do you offer?
We provide auto, home, business, commercial auto, workers compensation, and specialty insurance policies for individuals and businesses.
Are you a local insurance agency?
Yes, we're based in Newton, NJ, serving clients throughout New Jersey, New York, and Pennsylvania with localized insurance solutions.
How can I get insurance quotes?
Contact us at (973) 383-2421 or visit our website to request personalized insurance quotes for your specific needs.
Do you offer 24/7 claims service?
While we don't provide 24/7 service, we prioritize prompt claims assistance during regular business hours with dedicated support.
What makes your agency different?
We combine personalized service with industry expertise, offering independent carrier representation and customized insurance solutions for each client.