Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in Worthington, MN
Since 1921, Nickel & Associates Insurance has delivered comprehensive insurance solutions to individuals and businesses across Iowa, South Dakota, and Minnesota. As an independent agency, we leverage established relationships with top national insurance providers to offer diverse coverage options and competitive rates. Our team of experienced professionals specializes in commercial and farm insurance while providing personalized home, auto, and life insurance solutions. We prioritize individualized attention and quality customer service, crafting tailored policies to meet unique personal and professional needs.As a family-owned business rooted in Worthington, MN, we actively support local initiatives through Chamber of Commerce membership, school district partnerships, and youth sports coaching. Our commitment to accessibility ensures customers can reach us anytime for urgent needs. With over a century of combined industry expertise, we maintain a client-centric approach that emphasizes transparency, reliability, and community advocacy.
Services
Auto Insurance
Home Insurance
Life Insurance
Farm Insurance
Commercial Insurance
Health Insurance
Equine Insurance
Recreational Vehicle Insurance
Surety Bonds
Workers Compensation
Details
- Year established: 1921
Highlights and features
- We offer 100+ years of combined insurance expertise since 1921
- Our independent agency partnerships provide access to top national carriers
- We create customized insurance solutions for unique personal and business needs
- Family-owned operation with deep local community ties
- 24/7 customer service availability for urgent insurance needs
Services
Auto Insurance
Our auto insurance policies protect vehicles against accidents, theft, and damage while covering liability for third-party claims. We offer specialized options including comprehensive/collision coverage, roadside assistance, and accident forgiveness. Commercial auto policies address business vehicle fleets and specialized equipment transportation needs.
Farm Insurance
Custom farm insurance packages safeguard agricultural operations with coverage for farm dwellings, equipment, livestock, and liability risks. We provide specialized policies for crop damage, farm vehicles, and agribusiness operations while offering umbrella protection for enhanced security.
Commercial Insurance
Our commercial insurance solutions protect businesses with property coverage, liability protection, and workers compensation. We specialize in industry-specific policies for construction, manufacturing, healthcare, and technology sectors while offering business owners policies (BOP) that bundle essential coverages.
Home Insurance
Home insurance policies protect residential properties against damage from fire, storms, and theft while covering personal belongings and liability claims. We offer specialized coverage for mobile homes, condominiums, and rental properties with optional scheduled property protection for valuable items.
Life Insurance
We provide individual and group life insurance policies that offer financial protection for families and businesses. Our offerings include term life, whole life, and second-to-die policies that address estate planning, mortgage protection, and key person insurance needs.
Questions
What types of insurance do you offer?
We provide personal insurance (auto, home, life), commercial insurance (business property/liability), farm insurance, and specialty coverage including equine, recreational vehicles, and surety bonds.
How can I get an insurance quote?
Request a quote through our website contact form, call us directly at 507-376-9788, or visit our Worthington office for personalized assistance with policy options and pricing.
Do you offer 24/7 insurance services?
Yes, our 24-hour customer service team handles emergency claims, roadside assistance requests, and urgent policy modifications at any time.
What areas do you serve?
We primarily serve Iowa, South Dakota, and Minnesota with insurance solutions tailored to regional agricultural, business, and residential needs.
Are you a local insurance agency?
Yes, we're family-owned and operated in Worthington, MN since 1921, actively supporting local schools, sports teams, and community organizations.
How do insurance claims work?
Contact us immediately after an incident to initiate claims processing. Our team guides you through documentation requirements and coordinates with carriers for timely resolution.
