Business Details
15 Years
experience
Your Trusted Insurance Partner in Fort Myers, FL
Established in 2011, Iron Ridge Insurance operates as a boutique independent property and casualty insurance agency headquartered in Fort Myers, Florida. Our expertise lies in securing tailored insurance solutions for both commercial and personal clients, leveraging relationships with multiple carriers to ensure optimal coverage at competitive rates. With decades of collective experience, our team specializes in risk management across diverse sectors including healthcare, architecture, engineering, legal services, and religious organizations. We prioritize client partnerships through ethical practices aligned with the American Institute for CPCU guidelines, offering comprehensive coverage options for general liability, professional liability, workers' compensation, and specialty lines.Recognized as a 2022 Best Place to Work in Southwest Florida and a 2023 Inclusive Workplace, we combine technical proficiency with personalized service to deliver long-term value. Our approach emphasizes proactive risk analysis, innovative policy structuring, and prompt client communication, ensuring alignment with evolving insurance needs while maintaining community-focused business practices.
Services
Commercial Insurance
Personal Insurance
Life Insurance
Medicare Coverage
Professional Liability
General Liability
Workers' Compensation
Property Insurance
Data Breach Liability
Association Insurance
Details
- Year established: 2011
Highlights and features
- Decades of experience in risk management consulting across multiple industries
- Independent agency model providing access to multiple carrier options
- Specialized expertise in complex coverage areas like cyber liability and professional risks
- Recognized as Southwest Florida's Best Place to Work in 2022
- Ethical practices aligned with American Institute for CPCU guidelines
What people say
Best Places to Work
Inclusive Workplace
Expertise in risk management
Services
Commercial Insurance
We provide comprehensive commercial insurance solutions tailored to business needs. Our offerings include general liability, professional liability, workers' compensation, and property insurance. With expertise in risk assessment and carrier selection, we help businesses protect assets while maintaining cost efficiency through strategic policy structuring.
Personal Insurance
Our personal insurance services encompass home, auto, umbrella, and life insurance policies. We offer customized protection strategies for individuals and families, focusing on comprehensive risk management. Our specialists work with multiple carriers to ensure competitive pricing and appropriate coverage levels for personal assets.
Professional Liability
Specialized professional liability insurance protects service providers against claims of negligence or inadequate work. We serve architects, engineers, legal professionals, and healthcare providers with tailored policies. Our risk management approach includes coverage analysis and claims prevention strategies to mitigate professional exposure.
Data Breach Liability
Our data breach liability coverage addresses cyber risks for modern businesses. The policies include network security liability and breach response support. We help organizations evaluate digital risks and implement protective measures while providing access to incident response resources through specialized carriers.
Association Insurance
We offer specialized insurance solutions for condominium and homeowners associations. Our coverage includes property protection, liability, and directors' liability components. With dedicated specialists, we address unique risk management needs of community associations while providing claims support and risk mitigation guidance.
People
Norman Lutz
Managing Director
With extensive insurance industry leadership experience, Norman Lutz directs strategic operations at Iron Ridge Insurance. He oversees client relationships and agency growth while maintaining focus on ethical business practices and client-centric service delivery.
Paola Diez
Senior Account Executive
Paola Diez specializes in healthcare and life sciences insurance solutions. Her expertise includes risk assessment and policy structuring for medical professionals and healthcare organizations, ensuring comprehensive coverage aligned with industry-specific requirements.
Lisa Scholder
Senior Client Advisor
Lisa Scholder provides specialized insurance solutions for architecture and engineering firms. With deep industry knowledge, she develops risk management strategies addressing professional liability and operational exposures unique to design professionals.
Karen Brinkley
Senior Account Executive
Karen Brinkley offers insurance expertise focused on architectural and engineering risks. She develops customized coverage solutions while maintaining strong carrier relationships to ensure optimal protection for design professionals and construction-related businesses.
Cyndi Doragh
Senior Executive
Cyndi Doragh specializes in association and commercial insurance solutions. With significant industry experience, she addresses complex risk management needs for community associations and business clients through tailored insurance programs and proactive risk mitigation strategies.
Questions
How do you find the right insurance coverage?
We analyze your specific risks, consult with multiple carriers, and recommend customized solutions that balance coverage quality with cost efficiency.
What insurance types do you offer?
We provide commercial property/casualty, professional liability, personal insurance, life insurance, Medicare coverage, and specialized policies for associations and unique risks.
How long have you been in business?
Iron Ridge Insurance - Hilb Group was established in 2011, with team members collectively holding decades of industry experience.
What awards have you received?
We were recognized as Southwest Florida's Best Place to Work in 2022 and received the 2023 Inclusive Workplace award from Best Companies Group.
How do you handle insurance claims?
We provide claim reporting assistance through carrier-specific processes, with dedicated support for commercial, personal, and professional liability claims.
