Business Details
16 Years
experience
Emergency
services
Your Trusted Insurance Partner in Virginia
Founded in 2010, Tingler Insurance operates as an independent, full-service insurance agency with access to multiple carriers to secure tailored coverage at competitive rates. Our mission centers on protecting clients' assets through personalized service, leveraging decades of combined industry expertise. Our team includes licensed professionals with specialized credentials in property and casualty insurance, life and health insurance, and commercial risk management. Recognized as 'Best of the Best' by Caroline Progress for over a decade, we maintain strong community ties while serving Virginia and North Carolina residents.Our approach combines technical proficiency with a commitment to client education, ensuring informed decision-making. With offices in Ladysmith, Bowling Green, and Ashland, we offer flexible appointment options to accommodate client needs. Our legacy of service builds on three generations of family experience in finance and insurance, reinforcing our dedication to long-term client relationships.
Services
Home Insurance
Auto Insurance
Business Insurance
Life Insurance
Commercial Insurance
Claims Assistance
Rental Reimbursement
Towing Services
Details
- Year established: 2010
Highlights and features
- We offer personalized insurance solutions tailored to your specific needs
- Our team has over 20 years of combined experience in the insurance industry
- We are locally owned and deeply rooted in the Caroline County community
- We provide access to multiple insurance carriers to ensure competitive rates
- Recognized as 'Best of the Best' by Caroline Progress for over a decade
What people say
Awesome customer service
Very friendly people
Go above and beyond
Best of the Best
Highly recommend
Services
Home Insurance
Protect your primary residence, rental properties, or vacation homes with customized insurance solutions. Our policies cover structural damage, personal belongings, and liability protection. We help clients understand coverage options and select appropriate limits based on individual needs.
Auto Insurance
Comprehensive auto insurance coverage for personal and commercial vehicles. Policies include liability protection, collision coverage, and optional add-ons like rental reimbursement. We assist clients in understanding state requirements and selecting appropriate coverage levels.
Business Insurance
Tailored insurance solutions for businesses including property protection, liability coverage, and inventory insurance. Our Certified Builders Insurance Agent provides specialized expertise for construction-related risks. Policies protect against common business exposures and operational disruptions.
Life Insurance
Life insurance products designed to protect loved ones through income replacement, debt coverage, or estate planning. We offer term and permanent life insurance options with personalized guidance to match clients' long-term financial goals.
Claims Assistance
24/7 claims reporting assistance with step-by-step guidance through the insurance claims process. We help document incidents, coordinate repairs, and communicate with insurance carriers to ensure timely resolution of claims.
People
Lee Tingler
Owner, Principal Agent
With 20 years in financial markets, Lee holds P&C and L&H licenses. A multiple 'Best of the Best' award winner, he graduated from Virginia Commonwealth University and leads our Ladysmith office.
Micky Tingler
Agent, Co-owner
Specializing in commercial insurance, Micky brings pharmaceutical industry experience and CBIA certification. He graduated from University of Mary Washington and serves as co-owner in our Ladysmith location.
David English
Agent
A military veteran with sales experience in engineering and insurance fields, David provides client-focused service from our Ladysmith office. He holds P&C and life insurance licenses with Hanover County expertise.
Antoinette Stephens
Office Agent
An 18-year insurance veteran and Navy veteran, Antoinette offers P&C and life insurance expertise plus notary services from our Ladysmith location while prioritizing client-centered solutions.
Wallace Pepper Tingler Jr.
Valued Advisor
Retired 30-year insurance professional and former top-producing agent, Pepper provides strategic guidance based on decades of regional insurance experience and annuities expertise for our clients.
Questions
What insurance products do you offer?
We provide home, auto, business, life insurance, and commercial coverage solutions across Virginia and North Carolina with personalized service.
How do I file a claim?
Call us immediately at 804-448-2402 to report claims. We'll guide you through documentation and coordinate with carriers for timely resolution.
Are you locally owned?
Yes, we're a family-owned agency serving Caroline County since 2010 with three generations of insurance expertise.
How can I get a quote?
Request quotes online through our website or contact our Ladysmith, Bowling Green, or Ashland offices directly.
Do you offer 24/7 service?
While our offices have standard hours, we provide emergency claim assistance outside regular business hours.
What areas do you serve?
We serve Virginia's Caroline and Hanover counties plus North Carolina's Outer Banks communities including Nags Head and Kitty Hawk.
