Business Details
50+ Years
experience
Your Trusted Insurance Partner in Fredericksburg, VA
Lewis Insurance Associates has been a trusted independent insurance agency since 1973, dedicated to helping individuals and businesses manage risk through comprehensive insurance solutions. Our team of licensed professionals provides personalized service while maintaining a strong commitment to client education and community involvement. With over five decades of experience, we represent multiple insurance carriers to offer tailored policies for home, auto, life, and commercial needs.Our mission emphasizes not only protecting assets but also empowering clients with knowledge to make informed insurance decisions. Headquartered in Fredericksburg, Virginia, we serve clients across Virginia, Maryland, Washington D.C., and surrounding regions while maintaining our founding principle of being large enough to serve yet small enough to care.
Services
Auto Insurance
Business Insurance
Life Insurance
Home Insurance
Commercial Property
General Liability
Worker's Comp
Commercial Auto
Bonds
Umbrella Insurance
Details
- Year established: 1973
Highlights and features
- We've provided insurance solutions since 1973 with deep local market knowledge
- Our team includes 8 licensed insurance professionals with continuing education
- We maintain strong community ties through support for organizations like YMCA and Hope House
- We offer personalized service while representing multiple insurance carriers
- We focus on educating clients about all available insurance options
What people say
Polite and courteous
Very helpful
Best all around
Quick service
Professional work ethic
Services
Auto Insurance
Our auto insurance policies protect drivers financially in case of accidents or vehicle damage. We offer coverage options that meet state requirements while providing additional protections for your specific needs. Our agents help clients understand policy details and select appropriate coverage limits based on individual circumstances.
Business Insurance
We provide comprehensive business insurance solutions protecting companies from various operational risks. Our offerings include property coverage, liability protection, and specialized policies tailored to different industries. With multiple carrier options, we help businesses find cost-effective solutions that match their specific risk profiles and regulatory requirements.
Life Insurance
Our life insurance products offer financial security for your loved ones through term and permanent policy options. We help clients determine appropriate coverage amounts based on family needs and financial obligations. Our agents provide clear explanations of policy features to ensure clients understand how their selected coverage will protect beneficiaries.
Home Insurance
We offer home insurance policies protecting residential properties against common risks like fire, theft, and weather damage. Our coverage options include standard homeowners policies as well as specialized protection for unique properties. Our agents work with clients to ensure proper valuation and coverage limits for their most valuable asset.
Commercial Property
Our commercial property insurance protects business assets including buildings, equipment, and inventory. We offer customizable coverage options that address specific industry risks while meeting contractual requirements. Our experienced agents help businesses evaluate their property exposures and select appropriate policy limits and endorsements.
People
James A. Lewis
Founder
Founded the agency in 1973 and established its reputation for personalized service. Served as president until retirement in 2003, maintaining active involvement in community organizations throughout his career.
John W. Atkins III
President
Purchased the agency in 2004 and has led its growth to nine staff members. Holds the Certified Insurance Counselor designation and maintains active involvement in local community organizations.
Questions
What types of insurance do you offer?
We offer auto, home, life, business, commercial property, liability, worker's compensation, umbrella, flood, and specialty vehicle insurance policies for both individuals and businesses.
How do you personalize insurance solutions?
Our licensed agents evaluate each client's unique needs through detailed consultations, then leverage relationships with multiple insurance carriers to create customized coverage solutions that match specific risk profiles.
Which areas do you serve?
We primarily serve Virginia including Fredericksburg, Stafford, and Richmond areas, plus Maryland, Washington D.C., and surrounding states through our network of carrier partnerships.
How do I file an insurance claim?
Contact our office during business hours to report claims. We'll guide you through the process and coordinate directly with insurance carriers to ensure timely processing and resolution.
What payment options are available?
We recommend sending payments directly to your insurance carrier. Most companies offer online payment portals, automated phone payments, or traditional check submission options for policy premiums.
Do you offer a referral program?
Yes, we have a referral program that rewards clients for connecting us with friends, family, or business associates who need insurance services. Contact our office for program details.
