Business Details
29 Years
experience
Your Trusted Insurance Partner in Maryland
HealthQuote Insurance Services has been a trusted provider of comprehensive insurance solutions since 1997. Our agency specializes in health, dental, life, and Medicare insurance for individuals, families, and businesses across Maryland. With over 34 years of combined experience, our team of licensed professionals prioritizes personalized service, helping clients navigate complex insurance options to find coverage that aligns with their unique needs and budgets. We maintain strong relationships with multiple carriers to offer competitive rates and tailored plans.Our commitment extends beyond policy placementwe actively assist clients in maximizing their benefits and understanding coverage details. Based in Jarrettsville, we serve the Greater Baltimore area and throughout the state, combining local expertise with national resources. Our founders, Ted and Sallie Turnbaugh, bring decades of industry-specific knowledge, including specialized focus on Medicare solutions and individual market plans. We emphasize transparency, ethical practices, and long-term client relationships built on trust and proven results.
Services
Health Insurance
Dental Insurance
Life Insurance
Medicare Supplements
Group Health Plans
Details
- Year established: 1997
Highlights and features
- We offer 34 years of combined experience in Maryland insurance markets
- Our team provides personalized attention to every client relationship
- We maintain industry-specific expertise across all insurance product lines
- We help clients maximize benefits after policy selection
- We serve clients throughout the Greater Baltimore area
What people say
In-depth industry expertise
Superb customer service
Extremely knowledgeable
Lifelong client relationships
Simplified complex processes
Services
Health Insurance
We provide comprehensive health insurance solutions for individuals, families, and businesses. Our offerings include ACA-compliant plans, short-term coverage, and Health Savings Account options. With expertise in both on-exchange and off-exchange marketplace plans, we help clients navigate premium tax credits and select coverage that balances cost and comprehensive protection while meeting federal requirements.
Medicare Supplements
Our Medicare Supplement plans help seniors bridge coverage gaps in Original Medicare. We offer Part D prescription drug coverage, vision and dental supplements, and coordinated benefits planning. Our specialists guide clients through enrollment processes, explain coverage options, and help maintain access to preferred healthcare providers while managing out-of-pocket expenses.
Group Health Plans
We design customized group health insurance solutions for businesses with two or more employees. Our offerings include prescription drug coverage, HSA-compatible plans, and ancillary benefits. We assist small businesses with plan selection regardless of claims history, helping employers attract talent while maintaining cost-effective benefits packages that support workforce wellness.
Life Insurance
We offer life insurance policies designed to protect dependents and preserve financial security. Our solutions address income replacement, final expense coverage, college funding, and mortgage protection needs. We help clients evaluate term and permanent policy options that align with their family's financial obligations and long-term planning goals.
Dental Insurance
Our dental insurance options cover preventive care, major procedures, and orthodontic treatments. We provide flexible plans for individuals, families, and employer groups that include routine cleanings, x-rays, implants, and specialized dental services. Our team helps clients select cost-effective coverage that promotes comprehensive oral health while managing treatment expenses.
People
Ted Turnbaugh
Owner/Broker
With over 25 years in health insurance, Ted Turnbaugh founded HealthQuote in 1997. A University of Maryland graduate, he specializes in Medicare solutions and health reform advocacy. Ted combines policy expertise with client-focused service, conducting industry education courses while managing personalized insurance solutions for Maryland residents.
Sallie Turnbaugh
Broker
Sallie Turnbaugh brings 29+ years of insurance experience to her role as Individual Market Specialist. She focuses on ACA plan selection, premium tax credits, and Medicare transitions. A University of Baltimore graduate, she leverages prior underwriting experience to deliver comprehensive client service, specializing in long-term relationship management for health insurance needs.
Questions
When is the 2026 health insurance Open Enrollment period?
Open Enrollment runs November 1-December 31, 2025 for January 1, 2026 coverage, and January 1-15 for February 1 effective dates.
What insurance products do you offer?
We provide health, dental, life, and Medicare insurance for individuals, families, and businesses with 2+ employees across Maryland.
How do you help clients select insurance plans?
We assess your needs, explain coverage options, and help qualify for tax credits while ensuring plans align with your healthcare requirements and budget.
Do you specialize in Medicare coverage?
Yes, we offer Medicare Supplement plans and specialized guidance to help seniors navigate enrollment, prescription coverage, and provider network maintenance.
Are you available for weekend appointments?
We offer limited Saturday and Sunday appointments during Open Enrollment periods in addition to regular weekday hours.
What areas do you serve?
We operate statewide in Maryland with office locations in Jarrettsville and serve clients throughout the Greater Baltimore region.
