Call Now
Website
Call
Business Details
50+ Years
experience
Your Trusted Insurance Partner in Sioux Falls, SD
At Boen & Associates, we have dedicated over five decades to helping clients navigate the complexities of insurance and preserve their assets. Established in 1969, our team of more than 30 professionals, including 20+ with advanced designations, delivers tailored risk management solutions. We specialize in commercial insurance, employee benefits, personal lines, surety bonds, and cyber risk management, combining strategic planning with cutting-edge technology. Our value-added services include loss control programs, OSHA compliance tools, and safety culture development, reflecting our commitment to innovation and integrity.

With access to multiple A-rated carriers, we provide competitive pricing and comprehensive coverage for businesses and individuals. Our mission remains rooted in collaborative consulting and superior customer service, ensuring clients receive trusted guidance through every stage of their insurance journey.
Services
Commercial Insurance Employee Benefits Personal Insurance Surety Bonds Cyber Risk Management Loss Control Group Health Plans Homeowners Insurance Construction Surety Bonding Data Analytics
Details
  • Year established: 1969
Highlights and features
  • We have over 50 years of experience in insurance and risk management.
  • Our team includes 30+ professionals with advanced industry designations.
  • We offer value-added services like OSHA compliance audits and safety program design.
  • We partner with multiple A-rated carriers to secure competitive pricing.
  • We provide 24/7 claims support and in-house loss control specialists.
Services
Commercial Insurance
We create customized commercial insurance packages for industries like construction, manufacturing, and retail. Our solutions include liability protection, property coverage, and risk management consulting. With partnerships across A-rated carriers, we ensure comprehensive protection tailored to your business's unique needs.
Employee Benefits
Our team designs employee benefit programs including health, dental, and vision plans. We offer self-funded and fully insured options, compliance consulting, and wellness initiatives. With over a century of combined experience, we help businesses attract talent while managing costs effectively.
Surety Bonds
We provide bid bonds, performance bonds, and license bonds for construction and commercial projects. Our specialists understand surety markets and underwriting requirements, helping contractors secure projects while maintaining financial stability and compliance with industry standards.
Cyber Risk Management
Our cyber insurance solutions address threats like data breaches and ransomware. We offer risk assessments, incident response planning, and coverage for financial losses. Our experts translate technical risks into practical strategies to safeguard your business's digital assets.
Loss Control
We conduct safety inspections, OSHA compliance audits, and industrial hygiene testing. Our specialists develop customized safety programs to reduce workplace hazards, lower insurance costs, and ensure regulatory compliance for businesses in high-risk industries.
People
Chad Reilly
Commercial Lines Specialist
Chad specializes in commercial insurance for construction and manufacturing sectors. With 15+ years of experience, he helps businesses secure tailored coverage and risk management solutions.
Jason Owan
Employee Benefits Consultant
Jason leads our employee benefits team, focusing on health plans and compliance. He has guided businesses through ACA regulations and designed cost-effective benefit programs since 2005.
Sarah Owan
Executive Leader
As a key executive, Sarah oversees strategic growth and client relations. With a 20-year track record in insurance leadership, she ensures our services maintain the highest industry standards.
Jon Puetz
Loss Control Specialist
Jon provides safety audits and OSHA compliance guidance. His expertise in industrial safety has helped reduce workplace incidents for clients across South Dakota since 2010.
Tammy Lambert
Commercial Insurance Advisor
Tammy specializes in retail and wholesale insurance solutions. With advanced risk management certifications, she develops comprehensive protection strategies for businesses of all sizes.
Questions
What types of insurance services do you offer?
We provide commercial insurance, employee benefits, personal lines, surety bonds, and cyber risk management solutions tailored to your needs.
How can you help my business with risk management?
Our team offers loss control programs, OSHA compliance audits, safety culture design, and data analytics to reduce risks and costs.
Do you serve businesses outside Sioux Falls?
While based in Sioux Falls, SD, we serve clients across industries nationwide through our carrier partnerships and digital tools.
What sets Boen & Associates apart from other agencies?
Our 50+ years of experience, 30+ credentialed professionals, and focus on innovative solutions like cyber risk management differentiate us.
How do you handle insurance claims?
We provide in-house claims management with dedicated specialists available 24/7 to ensure prompt, transparent resolution.