Business Details
50+ Years
experience
Trusted Insurance Services for Businesses and Individuals
Citizens Trust has been a trusted name in the insurance industry since 1913, providing comprehensive solutions to businesses and individuals across the Southeast and beyond. As a Dave Ramsey Endorsed Local Provider (ELP), we uphold rigorous standards of excellence, customer service, and ongoing education to ensure our clients receive the highest quality of support. Our 4-C PromiseCounsel, Clarity, Compass, and Comfortguides every interaction, reflecting our commitment to delivering personalized guidance and peace of mind. With over a century of experience, we specialize in commercial insurance, employee benefits, consulting services, high-value personal insurance, and surety bonds, serving more than 15,000 customers through seven strategically located offices. Our team of seasoned professionals combines deep industry expertise with a client-centric approach, ensuring tailored solutions that address the unique risks and needs of each client.We pride ourselves on our ability to navigate complex insurance landscapes, offering clarity and direction in an ever-evolving market. Our dedication to transparency, ethical practices, and long-term relationships has solidified our reputation as a dependable partner for businesses and individuals alike. From coastal properties to intricate commercial ventures, we provide innovative coverage options designed to protect what matters most. Our growth from a local agency to a regional leader underscores our adaptability and unwavering focus on client satisfaction. Today, Citizens Trust continues to build on its legacy of trust, combining tradition with forward-thinking strategies to meet the challenges of modern risk management.
Services
Commercial Insurance
Employee Benefits
Consulting Services
High Value Personal Insurance
Bonds
Captive Insurance Programs
Details
- Year established: 1913
Highlights and features
- We are a Dave Ramsey Endorsed Local Provider with rigorous service standards.
- Our 4-C Promise ensures personalized guidance and peace of mind.
- Over a century of experience serving businesses and individuals.
- Specialize in coastal and complex personal insurance needs.
- 7 locations across 9 states with 30+ dedicated professionals.
Associations and certifications
- Dave Ramsey Endorsed Local Provider
Services
Commercial Insurance
Citizens Trust designs customized commercial insurance programs to protect businesses from industry-specific risks. Our solutions cover property, liability, workers' compensation, and specialized exposures, ensuring comprehensive protection. With expertise in sectors ranging from manufacturing to healthcare, we help businesses mitigate financial losses and maintain operational continuity.
Employee Benefits
Our experienced team develops competitive employee benefit packages, including health, dental, retirement, and wellness plans. We work closely with employers to create cost-effective solutions that attract talent and enhance workplace satisfaction. By staying current with regulatory changes, we ensure compliance while maximizing value for businesses and employees alike.
Consulting Services
Citizens Trust provides strategic consulting to strengthen business resilience through risk assessment and mitigation planning. Our experts analyze operations to identify vulnerabilities and recommend tailored insurance solutions. From claims analysis to coverage optimization, we empower businesses to make informed decisions that protect their long-term interests.
High Value Personal Insurance
We specialize in insuring high-value assets, including luxury homes, collectibles, and coastal properties. Our policies address unique risks with enhanced coverage limits and specialized endorsements. By partnering with niche insurers, we deliver comprehensive protection for individuals with complex insurance needs, ensuring peace of mind for valuable possessions.
Bonds
Citizens Trust offers surety bond programs for contractors, license requirements, and court-related obligations. Our team simplifies the bonding process with competitive rates and streamlined underwriting. From performance bonds to fidelity guarantees, we provide reliable financial assurance that meets regulatory and contractual obligations for businesses of all sizes.
People
Furman Self
CEO
Furman Self leads Citizens Trust with a legacy of trust spanning over a century. He drives strategic growth while maintaining the agency's commitment to personalized service and community values.
Jim Roemer
President
Jim Roemer oversees daily operations at Citizens Trust, leveraging decades of industry experience to ensure exceptional client service and innovative insurance solutions for businesses and individuals.
Questions
What types of insurance does CTC Insurance offer?
CTC Insurance provides commercial insurance, employee benefits, high-value personal insurance, surety bonds, and captive insurance programs tailored to meet diverse client needs.
How can I file an insurance claim?
File a new claim or check existing claim status through our website or contact our claims team directly at (864) 223-8221 for prompt assistance.
Are you licensed to operate outside South Carolina?
Yes, CTC Insurance serves clients across the Southeast and other regions through our seven strategically located offices in nine states.
What makes CTC Insurance different from other agencies?
As a Dave Ramsey Endorsed Local Provider with over 100 years of experience, we combine personalized service, industry expertise, and a client-first approach to deliver tailored solutions.
Do you offer payment plan options?
Payment options are available—contact our office directly to discuss flexible payment arrangements for your insurance premiums.
