Business Details
Your Trusted Insurance Advisor in Granite Bay
Kevin Knauss Health Insurance is a trusted independent insurance agency serving individuals, families, and small businesses in California. With decades of combined experience in health and life insurance, our team prioritizes transparency, client education, and personalized guidance. We specialize in navigating complex insurance markets, including Covered California, Medicare, and employer-sponsored plans, while emphasizing ethical practices and client confidentiality.Our services extend to dental, vision, and supplemental insurance, supported by a commitment to community education through historical and policy-related content. As a Registered Social Security Analyst, we also provide expertise in optimizing retirement benefits, ensuring clients make informed financial decisions for their future.
Services
Health Insurance
Life Insurance
Medicare Plans
Dental Insurance
Vision Insurance
Highlights and features
- We offer personalized insurance guidance without sales pressure
- Our team provides transparent advice with no hidden fees
- We have extensive experience in health and life insurance
- We prioritize client confidentiality and trust
- We offer educational resources to help you make informed decisions
What people say
Patient and caring
Knowledgeable
Endless patience
Transparent advice
Educational resources
Services
Health Insurance
We provide comprehensive health insurance solutions for individuals, families, and small businesses. Our services include enrollment assistance for Covered California, off-exchange plans, and employer-sponsored coverage. We specialize in explaining network options, subsidy eligibility, and plan comparisons to help clients find affordable, suitable coverage that meets their medical needs and budget.
Medicare Plans
Our Medicare expertise includes Advantage plans, Supplements (Medigap), and Part D prescription drug coverage. We help clients navigate enrollment periods, compare plan benefits, and understand out-of-pocket costs. As a Registered Social Security Analyst, we also coordinate retirement benefits with Medicare planning to optimize long-term financial security for seniors.
Life Insurance
We offer term life insurance solutions for income replacement, final expense coverage, and legacy planning. Our guidance focuses on matching policy features to client needs while avoiding unnecessary permanent life products. We emphasize cost-effective strategies for family protection and estate planning considerations for policy beneficiaries.
Dental Insurance
We provide individual and family dental coverage with PPO and HMO network options. Our services include explaining waiting periods, coverage tiers for preventive and restorative care, and coordinating plans with existing health insurance. We help clients compare Delta Dental and other carrier networks to find cost-effective dental protection.
Vision Insurance
Our vision insurance solutions cover eye exams, glasses, and contact lenses through major carriers like VSP. We assist clients in verifying provider network participation, comparing plan benefits for frames and corrective lenses, and coordinating coverage with existing medical insurance to maximize eye care benefits while minimizing out-of-pocket expenses.
People
Kevin Knauss
Owner & Independent Insurance Agent
Kevin Knauss is a Covered California Certified Agent and Registered Social Security Analyst with expertise in health insurance, Medicare, and retirement planning. He focuses on transparent client education and ethical insurance practices while authoring historical content about California's past.
Questions
What insurance services do you offer?
We offer health, life, Medicare, dental, and vision insurance for individuals, families, and small businesses.
Are you affiliated with Covered California?
Yes, we're a Covered California Certified Agent and can help with enrollment in subsidized and off-exchange plans.
Do you charge for insurance consultations?
No, our insurance guidance is free as we receive commissions from carriers upon client enrollment.
Can you help with Medicare plan comparisons?
Yes, we specialize in comparing Medicare Advantage, Supplement, and Part D plans to find optimal coverage.
Do you offer small business insurance solutions?
Yes, we help small businesses with group health plans, dental coverage, and employee benefit strategies.
