Business Details
43 Years
experience
Emergency
services
Your Trusted Insurance Partner in Johnstown, PA
FWF Insurance has been a trusted provider of comprehensive insurance solutions since 1983. Our agency was formed through the merger of two established local firms, combining decades of expertise to serve individuals and businesses across Johnstown, PA and the tri-county area. With a team of eight dedicated professionals representing 15 major insurance carriers, we specialize in delivering personalized coverage for homeowners, auto owners, businesses, and families. Our deep roots in the community are reflected in our extensive service to over 200 municipalities and fire companies, alongside 2,000+ satisfied policyholders.We maintain a strong commitment to staying current with industry developments, ensuring our clients receive accurate, up-to-date advice. Our team members live locally and understand the unique insurance needs of our neighbors, whether protecting personal assets or safeguarding commercial operations. We pride ourselves on transparent communication, prompt claims assistance, and competitive pricing that has earned us recognition as one of the region's largest insurance agencies.
Services
Home Insurance
Auto Insurance
Business Insurance
Health Insurance
Life Insurance
Classic Car Insurance
Commercial Property Insurance
Flood Insurance
Umbrella Insurance
Workers Compensation Insurance
Details
- Year established: 1983
Highlights and features
- We offer over 40 years of combined insurance expertise in Johnstown
- We serve 200+ municipalities and fire companies across the region
- Our agency represents 15 major insurance carriers for comprehensive options
- We provide personalized service to 2,000+ satisfied policyholders
- Our local team understands specific community insurance requirements
What people say
Amazing service
Treated respectfully
Prompt assistance
Sincere support
Significant savings
Services
Homeowners Insurance
Protect your home and possessions against damages with customizable coverage options. Our policies safeguard against common risks while offering specialized protection for unique situations like flood damage. We help policyholders understand their coverage limits and ensure proper valuation of personal property and structural components.
Commercial Property Insurance
Insure against damage to commercial buildings and business contents with tailored policies. We provide protection for various business types, covering physical assets against fire, theft, and natural disasters. Our experts help determine appropriate coverage amounts based on replacement costs and business operations.
Classic Car Insurance
Specialized coverage for exotic, classic, and collectible vehicles with agreed-value protection. Our policies account for limited usage patterns and preservation requirements. We offer flexible options for car shows, parades, and other special events while maintaining comprehensive protection for valuable automotive assets.
Workers Compensation Insurance
Provide coverage for workplace accidents and occupational illnesses with compliant policies. Our solutions protect both employers and employees while meeting state requirements. We help businesses understand their liability exposure and implement safety programs to reduce workplace incidents.
Umbrella Insurance
Supplemental protection against catastrophic financial events with policies that extend beyond primary insurance limits. We help clients assess their risk exposure and determine appropriate coverage amounts. Our umbrella policies provide additional security for personal and business assets against major liability claims.
People
Robert Flick
Treasurer / Owner
With decades of experience in the insurance industry, Robert Flick oversees financial operations and strategic planning for FWF Insurance. His leadership ensures the agency maintains strong fiscal health while delivering quality service to policyholders across the region.
Ron Flick
President / Owner
As agency president, Ron Flick focuses on maintaining our commitment to personalized service while expanding our capabilities. He works closely with insurance carriers to secure competitive rates and innovative coverage options for both personal and commercial clients.
Stephen Flick
Auto, Home & Business Agent
Stephen Flick specializes in connecting clients with appropriate coverage solutions for vehicles, residences, and commercial operations. His expertise helps policyholders understand complex insurance products and make informed decisions about their protection needs.
Joanne Dudash
Commercial & Personal Lines Agent
Joanne Dudash provides comprehensive insurance solutions for both business and individual clients. Her attention to detail ensures policyholders receive appropriate coverage while maintaining cost-effectiveness across various insurance products.
Rehana Boswell
Commercial & Personal Lines Agent
Rehana Boswell assists clients with insurance needs for both personal assets and business operations. Available for after-hours emergencies, she ensures continuous support for policyholders requiring urgent assistance with claims or coverage questions.
Questions
What types of insurance do you offer?
We provide home, auto, business, health, and life insurance solutions including specialized coverage for classic cars, recreational vehicles, and commercial properties.
How can I get a quote?
Request a quote online through our website or call us directly at 814-262-9833 during business hours for personalized assistance.
Do you handle emergency claims after hours?
Yes, we offer after-hours emergency service through Rehana Boswell at 814-244-5667 for urgent insurance needs.
What areas do you serve?
We primarily serve Johnstown, PA and the surrounding tri-county area, with specialized programs for municipalities and fire companies.
Can you help with business insurance needs?
Yes, we offer comprehensive business insurance including general liability, commercial property, workers compensation, and commercial umbrella policies.
How long have you been in business?
FWF Insurance Agency has operated since 1983, though our merged agencies have served the community since 1910 and 1975 respectively.
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