Business Details
Your Trusted Insurance Partner in York, SC
Boney Insurance has been a cornerstone of the insurance industry since 1892, providing comprehensive coverage solutions to individuals and businesses across South Carolina and North Carolina. As an independent agency, we represent top-tier carriers such as Liberty Mutual, Zurich, and Progressive, offering tailored policies for life, auto, home, commercial, and surety bond needs. Our five-generation legacy is built on a foundation of personalized service, competitive pricing, and a family-oriented approach that prioritizes client relationships. With deep roots in York, SC, we combine decades of expertise with a commitment to adapting to modern insurance demands while maintaining the trust earned over more than a century in operation. 
Services
Life Insurance
Auto Insurance
Home Insurance
Commercial Insurance
Business Insurance
Surety Bonds
Farm Insurance
Fire Coverage
Lightning Coverage
Highlights and features
- We offer competitive quotes from multiple carriers.
- Our family-owned business has served communities since 1892.
- We provide a wide range of insurance products, including life, auto, home, and commercial.
- Our licensed agents serve clients in South Carolina and North Carolina.
- Dedicated to personalized customer service with a professional attitude.
Services
Life Insurance
Life insurance policies provide financial protection for dependents in the event of the policyholder's death. We offer term and permanent life insurance options tailored to individual needs, ensuring long-term security for families and beneficiaries. Our agents help clients select coverage amounts and terms that align with their financial goals and personal circumstances.
Auto Insurance
Auto insurance protects vehicle owners from financial loss due to accidents, theft, or damage. We provide policies covering liability, collision, comprehensive, and uninsured motorist scenarios. Our team works with multiple carriers to find competitive rates while ensuring adequate protection for personal and commercial vehicles across South Carolina and North Carolina.
Home Insurance
Home insurance safeguards property owners against damage to structures and belongings from covered perils like fire, storms, or vandalism. We offer standard and specialized policies for residences, including coverage for barns, farm structures, and unique properties. Our policies are designed to meet specific needs while complying with local building codes and regulations.
Commercial Insurance
Commercial insurance protects businesses from risks related to property damage, liability claims, and operational disruptions. We provide tailored solutions for companies of all sizes, including general liability, property, and industry-specific policies. Our expertise ensures businesses maintain compliance and financial stability through customized risk management strategies.
Surety Bonds
Surety bonds guarantee the performance of contractual obligations between parties. We offer bid, performance, and payment bonds for construction projects, licensing requirements, and other business needs. Our agents assist clients in securing bonds that meet legal and contractual standards while ensuring competitive pricing and reliable underwriting support.
Questions
What types of insurance do you offer?
We provide life, auto, home, commercial, business insurance, and surety bonds. Our independent agency partners with multiple carriers to offer comprehensive coverage options tailored to individual and business needs.
Are you licensed to operate in North Carolina?
Yes, Boney Insurance is licensed to provide insurance services in both South Carolina and North Carolina, ensuring compliance with state regulations and local coverage requirements.
How can I request an insurance quote?
You can request a quote through our website or by contacting our office directly. Our agents will review your needs and provide competitive pricing options from our partner carriers.
What is the history of Boney Insurance?
Founded in 1892 as Farmer's Mutual Insurance Company, we've operated continuously in York, SC, for over 120 years. Our five-generation legacy combines tradition with modern insurance solutions for residential and commercial clients.
Do you offer farm and agricultural insurance?
Yes, we specialize in coverage for farm structures like barns and coops, including protection against fire and lightning damage. Our policies cater to the unique needs of agricultural operations in the region.
