Business Details
We have been providing marine insurance solutions since 1989, giving us over three decades of industry experience. We operate under the GEICO Marine Insurance brand, a Berkshire Hathaway company, which adds significant financial strength and stability. Our underwriting experts design policies that include essential coverages such as liability, agreed hull value, and actual cash value options. We offer diminishing deductibles and flexible medical and liability limits to match the diverse needs of recreational and commercial boaters. We provide 24hour assistance and claims service staffed by seasoned boating professionals who understand maritime risk. We maintain an A+ rating from A.M.
Best, reflecting our commitment to superior financial security for policyholders. We are licensed in all 50 states and the District of Columbia, ensuring consistent protection wherever our clients navigate. We prioritize transparent policy terms and straightforward claim processes to foster trust and confidence. We continuously refine our products based on feedback and evolving industry standards to deliver optimal coverage. We strive to protect our customers investments, enabling them to enjoy their time on the water without worry. We are dedicated to delivering responsive service and reliable protection that exceeds expectations.
Best, reflecting our commitment to superior financial security for policyholders. We are licensed in all 50 states and the District of Columbia, ensuring consistent protection wherever our clients navigate. We prioritize transparent policy terms and straightforward claim processes to foster trust and confidence. We continuously refine our products based on feedback and evolving industry standards to deliver optimal coverage. We strive to protect our customers investments, enabling them to enjoy their time on the water without worry. We are dedicated to delivering responsive service and reliable protection that exceeds expectations.
Highlights and features
- We have operated since 1989, offering over three decades expertise.
- Our A+ AM Best rating confirms superior financial strength.
- We are backed by Berkshire Hathaway, ensuring capital stability.
- Our policies are licensed in all 50 states and DC.
- We provide 24hour marine claim assistance from experienced underwriters.
Services
Liability Only
Our Liability Only policy provides essential personal injury protection for boaters who need coverage without comprehensive hull protection. Designed for occasional sailors and recreational owners, it meets state minimums while offering flexible limits to suit individual risk tolerance. Clients benefit from lower premiums, swift claim handling by marine experts, and peace of mind knowing their liability exposure is fully addressed.
Actual Cash Value
The Actual Cash Value coverage reimburses policyholders for the depreciated market value of a boat at the time of loss. This option is ideal for owners who replace vessels regularly and prefer costeffective protection that reflects current resale prices. By aligning payouts with realistic values, we reduce overpayment risk and streamline the settlement process for faster, transparent outcomes.
Agreed Hull Value
Our Agreed Hull Value policy locks in a predetermined replacement cost for your vessel, regardless of market fluctuations. Targeted at serious boat enthusiasts and commercial operators, it guarantees that full repair or replacement funds are available when needed. This certainty eliminates budgeting surprises, accelerates recovery after incidents, and upholds the value of your maritime investment.
24Hour Assistance
Our 24Hour Assistance program offers roundtheclock support for emergencies, navigation aid, and onwater towing. Boaters traveling coast to coast rely on this service to minimize downtime and protect crew safety during unforeseen events. By coordinating directly with local marine professionals, we ensure rapid response, cost transparency, and seamless claim integration.
Haul Out Coverage
Haul Out Coverage safeguards the cost of removing a vessel from water after storm damage or grounding. This service is essential for owners in hurricaneprone regions who need professional extraction to prevent further deterioration. We coordinate with certified haulers, cover transportation fees, and expedite repairs, delivering peace of mind and rapid restoration.
