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At Uriarte Insurance we offer a variety of insurance options to our customers. We are active in the community and service the state of Kansas and Missouri. Whether you are a new customer, or you are looking to compare the coverage that you have, we are here to offer you friendly bi-lingual service. We carry insurance from many different companies to offer you our customers, the best selection possible.

If you are looking for home, auto, commercial, life, condo, umbrella, motorcycle or renter's insurance, why not let us help you get the coverage you need. If you have a mortgage, your lender will require you to carry home insurance and even if you don't have a mortgage, home insurance protects you against the many perils that can happen to damage or destroy your home.

It also provides liability coverage. In the state of Kansas and Missouri all drivers who are residents to carry liability and uninsured motorist coverage. Coverage requirements are $25,000 per person and $50,000 per accident.
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Auto Insurance
Many people have an insurance policy but do not exactly understand how they are covered or what they will do if they find themselves in the position of needing to utilize their insurance.
Here are the basic types of car insurance.
Liability Coverage- This type of coverage covers the damages when you are at fault in an accident and you damage someone else's car or property.
Liability coverage is often mandated by law, so it is important that you as the driver make certain you have an adequate amount.
Home Insurance
Weather- Hail, lightning, and other weather events can damage your roof, windows, siding, and more- so can falling branches and other debris.
Fire- Whether it's smoke damage from a small kitchen fire or extensive damage from a large, accidental fire, a homeowners policy can help you repair or rebuild your property.
Theft or vandalism- A homeowners policy typically covers theft or vandalism of your property.
Policies typically include special limits on things such as collectibles, jewelry, and money.
Commercial Insurance
Commercial insurance covers your business assets, such as equipment, fixtures, and inventory, and provides protection against general liability.
From worker's compensation to business interruption, you can find policies for almost any circumstances.
It's worthwhile to speak with the experts at Uriarte Insurance to discuss the options needed by your Kansas and Missouri business.
Here is some valuable information on the types of commercial insurance to get you started.
Property Insurance pays for damage or replacement of real and personal property.
Life Insurance
One very important form of insurance that many people need to have is life insurance.
When you invest in a quality life insurance policy, you will be buying protection for your loved ones in the event that you pass away.
Before you start shopping for life insurance, it is important that you understand the options that are available for you.
For most life insurance buyers in Kansas and Missouri, the two most common options available are whole and term life insurance.
One common option for life insurance is to get a whole life insurance policy.
Condo Insurance
You can secure your condo with more than an alarm system to protect the interior contents.
When you consider purchasing a condo insurance policy from Uriarte Insurance, you will see just how beneficial this policy can be for you.
In most cases when you purchase a condo, there is an HOA policy that comes with the purchase of the condo that you are responsible for contributing.
However, it does not cover the interior contents of your condo.
These policies are only for shared areas, exterior damage, and hallways leading up to your condo door.
Motorcycle Insurance
Motorcycles driven on the government's roads are regulated just like any other type of motor vehicle.
This is because of the inherent danger of riding these kinds of vehicles and the possibility of a severe accident.
Having good insurance is the best way to be protected in case of an emergency.
Agencies like Uriarte Insurance provide policies that comply with these rules and give drivers protection in the event of an accident or damage to their vehicle.
It is important to get a basic overview of some of these regulations before committing to a policy.
Renters Insurance
Even if you don't own your home, it's important to protect yourself against the loss of your belongings.
You may also need protection against a guest who's insured or belongings that are stolen outside the home.
Uriarte Insurance can help you decide how much coverage to select for your Kansas and Missouri apartment.
Personal property protection safeguards your furniture, electronics, and valuables if they are lost or stolen.
When a covered event forces you to seek other accommodations, renter's insurance helps pay for an increase in living expenses.
Umbrella Insurance
Having your insurance taken care of can make it more comfortable as you run a business or purchase a new home.
This comfort is possibly improved with another look at umbrella insurance.
Some people look at umbrella insurance after buying a home or beginning to build significant assets.
This may be something to consider and a conversation with Uriarte Insurance can help you understand if commercial insurance is an additional policy to consider.
Serving the Kansas and Missouri area, we can discuss the benefits of umbrella insurance with your other coverage.