Business Details
Your Trusted Insurance Partner in Heber City, UT
At Hewlett Life & Health, we are dedicated to educating our community about the critical importance of life, disability, and health insurance while delivering exceptional quality and service to every client we serve. As independent agents, we prioritize your needs by tailoring insurance packages that meet your family's or business's unique requirements while minimizing costs. Our commitment to working solely for our clientsnot insurance companiesensures we select the best carriers to provide comprehensive coverage at competitive prices. We advocate for our clients during claims, ensuring fair and prompt payment while maintaining partnerships with financially strong, reputable insurance providers.With decades of experience in the industry, our team combines deep expertise with personalized service to help clients navigate complex insurance decisions. We emphasize transparency, ethical practices, and long-term relationships built on trust, ensuring clients feel confident in their coverage choices. Our focus on continuous education empowers clients to make informed decisions about protecting their financial future, whether through individual policies or employee benefits programs.
Services
Health Insurance
Life Insurance
Disability Insurance
Employee Benefits
Medicare Plans
Dental and Vision Insurance
Highlights and features
- We are independent agents working solely for your best interests, not insurance companies.
- We offer tailored insurance packages to meet your specific family or business needs.
- We partner with financially strong, reputable insurance carriers for reliable coverage.
- Our team advocates for fair and prompt claims resolution on your behalf.
- We provide expert guidance to help you make informed, long-term insurance decisions.
Services
Health Insurance
We provide comprehensive health insurance solutions for individuals and families, including plans through the Federal Health Exchange with premium tax credit eligibility. Our services cover temporary and permanent personal plans, group health options for small businesses, and supplemental dental and vision insurance. We help clients navigate coverage options to ensure protection against rising healthcare costs while maintaining affordability.
Life Insurance
Our life insurance offerings include term and whole life policies tailored to clients' financial goals. We provide quotes from top-rated carriers, helping clients match policy terms to specific needs like mortgage coverage or children's education funding. We emphasize the importance of securing financial protection for dependents at every life stage, ensuring policies adapt to changing circumstances over time.
Disability Insurance
We offer short-term and long-term disability insurance policies to replace income during work inability due to illness or injury. Our solutions complement employer-provided coverage and Social Security benefits, with customizable benefit periods and tax-advantaged options. We educate clients about policy features like non-cancelable and guaranteed renewable terms to ensure financial security during unexpected life events.
Employee Benefits
We design comprehensive employee benefits packages for businesses, including medical, dental, vision, and retirement plans. Our services cover fully insured and self-funded options with flexible account types like HSAs, FSAs, and HRAs. We help employers create competitive benefits strategies that attract talent while managing costs through customized solutions tailored to organizational needs.
Medicare Plans
We specialize in Medicare supplement insurance (Medigap) to cover expenses not fully paid by original Medicare. Our solutions help seniors navigate coverage gaps for hospital stays, prescriptions, and outpatient care. We provide education about plan options and enrollment periods to ensure clients maximize their healthcare benefits during retirement years.
People
Michael Hewlett
Owner
Michael Hewlett leads Hewlett Life & Health with a commitment to personalized service and community education about insurance needs. He advocates for clients during claims processes and maintains strong relationships with top-rated carriers to secure competitive coverage options.
Questions
What types of insurance do you offer?
We provide health, life, disability, Medicare, dental, vision, and employee benefits insurance solutions for individuals and businesses.
Are you independent insurance agents?
Yes, we're independent agents who work exclusively for our clients, not insurance companies, to find the best coverage options.
How can you help find affordable health plans?
We compare plans from multiple carriers and help qualify clients for federal tax credits to reduce health insurance costs.
Do you offer group insurance for small businesses?
Yes, we specialize in customized employee benefits packages for small businesses, including medical, dental, and retirement plans.
What are your business hours?
Our office is open Monday through Thursday from 10:00 AM to 4:00 PM Mountain Time for appointments.
