Business Details
Your Trusted Insurance Partner in Farmville, VA
Harwood & Son Insurance has been a trusted name in risk assessment and insurance management for over 150 years, serving the Farmville community and beyond. As part of Keystone Insurers Group, the fifth-largest privately held property and casualty agency in the U.S., we leverage access to over 50 insurance carriers and $2 billion in written premiums to deliver tailored solutions. Our mission is to exceed client expectations by protecting assets, preserving net worth, and ensuring operational efficiency. With dedicated departments for loss control, claims management, and compliance, we combine national resources with personalized service. Our team includes industry veterans, such as a VP of Claims from a major carrier, who has helped reverse 73% of denied claims.We specialize in risk management, coverage placement, and advocacy, serving clients nationwide while maintaining the close relationships of a local firm. Our vision is to lead in a dynamic risk management landscape through professionalism and innovative solutions. Client testimonials highlight our honesty, expertise, and unwavering commitment to prioritizing client interests. We serve diverse industries, including education, contracting, and social services, with a focus on long-term partnerships. Our 150-year legacy reflects our dedication to excellence, trust, and adaptability in an ever-changing insurance environment.
Services
Risk Management
Loss Control
Claims Coordination
Employee Benefits
Financial Services
Insurance Programs
Risk Assessment
Coverage Placement
Compliance Management
HR Management
Highlights and features
- We offer access to over 50 insurance carriers nationwide.
- Our agency manages over $2 billion in annual premiums.
- We have dedicated departments for loss control, claims, and compliance.
- Our VP of Claims helps reverse 73% of denied claims.
- Our team includes experts with over 20 years in risk assessment.
What people say
Personal level of service
Outstanding service
Always there for us
Honest and hardworking
Best coverage available
Services
Risk Management
Our risk management services identify and mitigate potential threats to your business. We evaluate facilities, processes, and equipment to develop customized strategies that minimize losses and enhance operational efficiency. With over 150 years of expertise, we ensure your organization remains protected against evolving risks.
Claims Coordination
We specialize in claims coordination, advocating for clients during the adjustment process. Our team, including a VP of Claims from a major carrier, has reversed 73% of denied claims. We prioritize swift resolution and fair compensation, ensuring minimal disruption to your business.
Employee Benefits
We design comprehensive employee benefits programs, including health, dental, disability, and retirement plans. Our solutions attract and retain talent while aligning with your company's financial goals. With access to top-tier providers, we deliver competitive packages tailored to your workforce's needs.
Financial Services
Our financial services encompass life insurance, annuities, estate planning, and investment strategies. We help individuals and businesses secure their financial future through personalized plans. With expertise in 401(k) rollovers and long-term care, we ensure stability for generations to come.
Loss Control
We implement proactive loss control measures to prevent accidents and reduce liability. By assessing your operations and recommending safeguards, we minimize incidents that could impact profitability. Our collaboration with carrier loss control teams ensures cost-effective, industry-specific solutions.
Questions
What types of insurance do you offer?
We provide property and casualty insurance, employee benefits, life insurance, annuities, and specialized coverage for schools, contractors, and social services.
How do you handle insurance claims?
Our claims coordination team advocates for clients, working to reverse denied claims and ensure fair, timely resolutions with a 73% success rate.
Are you licensed in my state?
We are licensed in Virginia, Maryland, North Carolina, and South Carolina. For other states, we collaborate with partners to provide coverage.
Do you offer employee benefits programs?
Yes, we design customized employee benefits packages, including health, dental, disability, and retirement plans tailored to your business needs.
How can I get a quote?
Request a free, no-obligation quote online for Virginia, Maryland, North Carolina, or South Carolina residents through our website.
