Business Details
Commercial Insurance Solutions in Brunswick, GA
Coastal Underwriters, headquartered in Brunswick, Georgia, specializes in commercial lines insurance with decades of combined expertise. Our team delivers tailored coverage solutions for businesses across diverse industries, including hospitality, retail, and property management. We leverage strong market relationships to secure competitive pricing and comprehensive protection for clients throughout the Southeast and beyond.With a focus on personalized service, we simplify complex insurance needs through dedicated account management and deep local market knowledge. Our professionals bring extensive experience in commercial risk assessment, policy customization, and claims advocacy to ensure businesses remain resilient against potential threats.
Services
Builders Risk Insurance
Business Owners Insurance
Commercial Auto Insurance
Commercial Flood Insurance
Commercial Package Insurance
Commercial Property Insurance
General Liability Insurance
Umbrella Liability Insurance
Workers Compensation Insurance
Highlights and features
- We offer over 30 years of commercial insurance expertise for specialized business needs
- Our team includes certified professionals with industry-specific knowledge in hospitality and real estate
- We provide competitive pricing through strong relationships with top-tier insurance carriers
- Our local market expertise addresses unique coastal insurance challenges in Georgia
- We deliver personalized service with dedicated account executives for each client
Services
Commercial Property Insurance
Protects business assets including buildings, equipment, inventory, and outdoor signage against fire, weather damage, and other covered perils. Provides business income coverage to maintain operations during recovery periods. Tailored policies ensure appropriate protection levels for unique commercial properties.
Workers Compensation Insurance
Covers medical expenses and lost wages for employees injured on the job while protecting businesses from related legal liabilities. We provide nationwide coverage with competitive pricing through top-rated carriers for Georgia businesses and beyond.
General Liability Insurance
Covers third-party claims for property damage, bodily injury, and advertising injuries. Essential for businesses facing risks from customer interactions, product liability, or premises accidents. Policies include legal defense costs and settlement coverage up to policy limits.
Commercial Flood Insurance
Provides coverage through NFIP and private market alternatives for flood damage from hurricanes, storms, and drainage issues. Offers flexible deductibles, increased cost of compliance coverage, and potential savings of up to 25% compared to standard flood policies.
Business Owners Insurance
Combines property, liability, and business income coverage in one convenient policy for small to medium-sized businesses. Customizable endorsements allow addition of specialized protections like signage coverage or business interruption insurance for comprehensive risk management.
People
Mike Herring
President and Account Executive
With over 30 years in insurance, Mike specializes in commercial policies for national franchises. A Brunswick native, he understands coastal insurance challenges and brings extensive local market knowledge to client solutions.
Sanjay Bhakta
Account Executive
Former physician and hotel owner with firsthand business experience. Sanjay combines medical background with hospitality industry insights to address commercial insurance needs, serving clients with practical risk management solutions for diverse businesses.
Ray West
Account Executive
35+ years industry veteran with executive experience at Marsh & McLennan. Ray handles specialized commercial programs for businesses ranging from fast food restaurants to maritime operations, leveraging corporate insurance expertise for client benefit.
Rebecca Lovett
Account Executive and Accounting Representative
Certified insurance professional with over 60 years combined industry experience. Rebecca's extensive credentials include leadership roles in professional organizations and specialized training in business insurance solutions for commercial clients.
Haresh Patel
Account Executive
Hotel owner and insurance specialist with technical background in computer science. Haresh focuses on hospitality insurance solutions for properties ranging from small B&Bs to large hotels, combining operational experience with risk management expertise.
Questions
What types of commercial insurance do you offer?
We provide Builders Risk, Business Owners Policies, Commercial Auto, Flood, Package, Property, General Liability, Umbrella Liability, and Workers Compensation insurance for businesses in various industries.
Do you specialize in specific industries?
Yes, we focus on insurance for hotels, motels, restaurants, gas stations, convenience stores, plazas, and condominium associations with tailored coverage solutions.
Can out-of-state businesses get coverage?
While based in Georgia, we provide competitive commercial insurance solutions for clients across the Southeast region and other states nationwide.
How do you help with insurance claims?
Our experienced team guides clients through the claims process, leveraging industry relationships to ensure timely resolution and proper compensation for covered losses.
What makes your insurance services unique?
We combine local market expertise with national carrier partnerships to deliver customized insurance programs that address specific business risks and compliance requirements.
