Business Details
49 Years
experience
Your Trusted Insurance Partner in Somers, NY
City Building Owners Insurance has been a trusted partner in the insurance industry for over 48 years, specializing in tailored solutions for landlords, building owners, and homeowners across New York, New Jersey, and Connecticut. Our team prioritizes personalized service, ensuring clients receive competitive rates and comprehensive coverage that meets their unique needs. With a 92% client retention rate, we demonstrate our commitment to long-term relationships built on transparency, expertise, and exceptional customer support.Our independent broker model allows us to partner with A-rated carriers, delivering policies that balance affordability with robust protection. From property insurance to claims assistance, we focus on safeguarding investments while helping clients achieve significant savings without compromising coverage quality.
Services
Landlord Insurance
Homeowners Insurance
Building Owner Insurance
Policy Reviews
Claims Support
Details
- Year established: 1977
Highlights and features
- We offer 48 years of specialized insurance expertise in NYC real estate.
- Our team provides personalized policy reviews to optimize coverage and savings.
- 92% client retention rate demonstrates consistent value and service quality.
- We partner exclusively with A-rated insurance carriers for reliable coverage.
- 50% of clients save money without reducing their existing coverage levels.
What people say
Personal service
Great deal
Excellent customer service
Saved money
Responsive
Services
Landlord Insurance
Protects rental property investments with coverage for property damage, liability, and loss of rental income. Designed for New York City landlords, our policies include water backup protection and ordinance compliance funds. Clients benefit from personalized risk assessments and competitive pricing through our carrier partnerships.
Homeowners Insurance
Comprehensive protection for primary residences, including full replacement costs, liability coverage, and service line protection. We help homeowners save money through policy reviews that maintain or enhance coverage while reducing premiums. Our independent broker status ensures access to top-rated carriers.
Policy Reviews
Free, no-obligation policy evaluations to identify gaps and savings opportunities. Our experts analyze existing coverage to ensure alignment with current needs while negotiating better rates with A-rated insurers. Half of clients save money without reducing protection levels.
Claims Support
Dedicated assistance throughout the claims process, including documentation guidance and carrier communication. Our team advocates for fair, timely resolutions while managing complex claims for property damage, liability, and income loss scenarios.
Building Owner Insurance
Specialized coverage for multifamily and mixed-use properties, including liability protection and ordinance compliance. Tailored solutions for NYC building owners address unique risks like water backup and coastal property considerations through strategic carrier partnerships.
People
Stuart (Stu) Cohen
Founder & Licensed Insurance Broker
With over 48 years of experience, Stu Cohen specializes in real estate insurance for NYC properties. A licensed agent in NY, NJ, and CT, he provides personalized service and expert guidance to protect residential and commercial investments.
Angela
Claims Specialist
Angela offers dedicated claims support, assisting clients through the insurance process with care and efficiency. Her expertise ensures timely resolutions and personalized attention during challenging situations.
Diana
Insurance Broker
Diana provides exceptional customer service, helping clients secure optimal coverage and savings. Her expertise in policy reviews and client communication has earned consistent positive feedback from homeowners and property managers.
Questions
What types of insurance do you offer?
We specialize in landlord insurance, homeowners insurance, and building owner insurance for properties in New York, New Jersey, and Connecticut.
How can you help me save money on insurance?
Our free policy reviews identify savings opportunities - 50% of clients save money without reducing coverage, and 50% receive better protection at similar premiums.
What areas do you serve?
We provide insurance services for properties in New York City, New Jersey, and Connecticut, with expertise in local regulations and risks.
How does your policy review process work?
We analyze your current coverage, identify gaps or inefficiencies, and negotiate with A-rated carriers to secure better rates or enhanced protection at no cost to you.
What makes you different from other insurance providers?
Our 48 years of experience, personalized service approach, and 92% client retention rate demonstrate our commitment to long-term relationships and tailored solutions.
How do you handle insurance claims?
Our team provides dedicated claims support, guiding you through documentation and communication with carriers to ensure fair, timely resolutions for property damage or liability issues.
