Business Details
Emergency
services
Trusted Visitor Medical Insurance Solutions
Patriot America Insurance, operated by Visitor Insurance Services of America LLC, has been a trusted provider of visitor medical insurance and international health coverage since its establishment. With over two decades of combined experience in the insurance industry, our team specializes in creating tailored solutions for travelers, expatriates, and international students. We offer a comprehensive range of products including Patriot Travel Series, Global Medical Insurance, and Student Health Advantage plans, all underwritten by SiriusPoint Specialty Insurance Corporation, a company rated A- by A.M.Best and Standard & Poors. Our commitment to quality is demonstrated through our 24/7 on-site medical staff, multilingual customer service, and extensive PPO network partnerships with UnitedHealthCare and FirstHealth. We maintain full transparency in our operations, providing detailed policy brochures, clear coverage explanations, and no hidden fees. As a Florida-licensed agency, we serve clients worldwide while maintaining strict compliance with all regulatory standards, ensuring our customers receive reliable, ethically administered insurance solutions.
Services
Visitor Medical Insurance
Travel Health Coverage
International Health Plans
Student Insurance
Emergency Evacuation
Highlights and features
- We are underwritten by SiriusPoint, rated A- by A.M. Best and Standard & Poors
- We offer 24/7 on-site medical emergency support
- Our plans include acute onset of pre-existing condition coverage
- We provide access to UnitedHealthCare and FirstHealth PPO networks
- We guarantee transparent pricing with no hidden fees
Associations and certifications
- A.M. Best
- Standard & Poors
Services
Visitor Medical Insurance
Our visitor medical insurance provides comprehensive coverage for non-US residents visiting America or traveling abroad. Plans include acute onset of pre-existing conditions, emergency medical evacuation, and maternity care options. With deductible choices from $0 to $2,500 and coverage maximums up to $1 million, this solution serves tourists, visiting relatives, and business travelers needing temporary health protection. Policy benefits include access to UnitedHealthCare and FirstHealth PPO networks within the US.
International Health Plans
Designed for expatriates and long-term travelers, these annual renewable plans offer comprehensive major medical coverage worldwide. Available in Platinum, Gold, Silver, and Bronze tiers, they include preventive care, mental health services, and maternity benefits. Coverage amounts reach $8 million with deductible options from $100 to $25,000. Plans accommodate monthly to annual payment schedules and provide certificate renewal options for continuous coverage.
Student Insurance
Specifically tailored for international students, our Student Health Advantage plan meets F-1, J-1, and M-1 visa requirements. Available in Standard ($500K) and Platinum ($1 million) options, it covers academic-related medical needs, mental health services, and organized sports injuries. Policies include PPO network coinsurance savings and can be renewed up to 48 months for extended study programs.
Emergency Evacuation
This critical service covers emergency medical evacuation to the nearest qualified facility or home country. Benefits include transportation costs, local burial/cremation expenses, and emergency reunion travel for family members. Available as part of Patriot Platinum, Exchange, and Outreach plans, it ensures access to critical care during medical emergencies abroad.
Group Travel Insurance
Serving groups of five or more, our group travel insurance offers 10% discounts compared to individual policies. Available for tourist groups, missionary teams, and business delegations, it provides coverage durations from 5 days to 364 days with acute onset pre-existing condition protection. Each member receives $50K to $1 million coverage with deductible options from $0 to $2,500.
Questions
What visitor insurance plans include COVID-19 coverage?
Patriot America Plus, Patriot Platinum, Student Health Advantage, and Patriot Exchange programs include COVID-19 coverage. Other IMG plans exclude pandemic-related illnesses as of current policy terms.
Can seniors obtain travel medical insurance?
GlobeHopper Senior provides coverage for US citizens aged 65-79 traveling abroad, with $1 million maximum coverage. For ages 80+, maximum coverage is limited to $100,000.
How do pre-existing condition coverages work?
Selected plans cover acute onset of pre-existing conditions requiring immediate care within 24 hours of symptom recurrence. Coverage applies to individuals under age limits specified in policy terms.
What payment options are available?
Premium payments can be made via major credit cards through our secure online portal. Payment plans include single premium payments for the entire coverage period or installment options where available.
How are claims processed internationally?
Outside the US, submit claims directly to IMG with itemized receipts. While no PPO network exists internationally, our proprietary IPA database helps locate quality care providers in most countries.
Can policies be renewed?
Most plans allow renewal without coverage gaps. Patriot America permits up to 24 months total coverage, Patriot Platinum up to 36 months, and student plans up to 48 months with continuous renewal.
