Business Details
Your Trusted Insurance Partner in Wichita Falls, TX
Kelly Ho-Montoya Insurance Group is a family-owned, independent insurance agency serving Wichita Falls and surrounding communities since 2018. We prioritize client needs through personalized service, bilingual support in English and Vietnamese, and partnerships with trusted carriers like Safeco and Progressive. Our team specializes in matching clients with tailored insurance solutions for homes, vehicles, businesses, and life coverage while maintaining transparency and ethical practices. Recognized as Texoma's Best from 2018-2024, we combine local expertise with nationwide carrier options to deliver reliable protection that adapts to evolving client needs. 
Services
Home Insurance
Auto Insurance
Life Insurance
Business Insurance
Renters Insurance
Condo Insurance
Commercial Auto Insurance
Umbrella Insurance
Boat Insurance
Motorcycle Insurance
Highlights and features
- Local family-owned agency serving Texoma communities since 2018
- Independent agency access to multiple carriers for competitive rates
- Bilingual support available in English and Vietnamese
- Award-winning service recognized as Texoma's Best 2018-2024
- Client-first approach with transparent policy explanations
What people say
Award-winning service
Competitive rates
Bilingual support available
Personalized solutions
Quick response times
Services
Home Insurance
Protect your home and belongings with customized homeowners insurance tailored to Wichita Falls risks. Our policies cover storm damage, fire, theft, and liability while offering optional flood and earthquake coverage. We help clients navigate policy options to ensure comprehensive protection for their most valuable asset.
Commercial Auto Insurance
Safeguard company vehicles with commercial auto insurance covering trucks, vans, and fleet operations. Our policies protect against accidents, liability claims, and uninsured motorists while meeting Texas commercial requirements. We specialize in finding cost-effective solutions for local businesses.
Life Insurance
Secure your family's future with term, whole, and universal life insurance policies. We offer customizable coverage options that protect against mortgage obligations, education costs, and final expenses. Our bilingual agents help clients understand policy features and select appropriate coverage amounts.
General Liability Insurance
Protect your business from lawsuits and property damage claims with comprehensive liability coverage. Our policies cover medical expenses, legal fees, and property repairs while meeting industry-specific requirements. We help businesses of all sizes maintain compliance and financial security.
Renters Insurance
Safeguard personal belongings and liability exposure for renters with affordable insurance solutions. Our policies cover theft, water damage, and liability claims while offering optional coverage for valuable items. We help tenants understand their coverage needs beyond landlord policies.
People
John Montoya
Co-Owner
John Montoya prioritizes client needs over sales, bringing decades of insurance experience to Kelly Ho-Montoya Insurance Group. He specializes in commercial insurance solutions and maintains strong relationships with local businesses.
Kelly Montoya
Co-Owner
Fluent in Vietnamese, Kelly Montoya helps bilingual clients navigate insurance options. She focuses on personal insurance policies and has received multiple service awards for her client-centered approach.
Jessica Everett
Insurance Producer
Jessica Everett specializes in helping families find appropriate coverage solutions. She brings technical expertise and personalized service to clients seeking home and auto insurance policies.
Alexia Dzielawa
Insurance Producer
Alexia Dzielawa provides detailed insurance guidance with a focus on client education. She assists individuals and businesses in understanding policy options and coverage requirements.
Questions
Do you offer bundle discounts for home and auto insurance?
Yes, bundling home and auto insurance in Wichita Falls can save you money while simplifying your coverage through our multiple carrier partnerships.
What if I already have insurance?
We'll review your existing policy for free and advise if you're getting the best deal, even if that means staying with your current provider.
Do you offer business insurance?
Yes, we provide commercial auto, liability, property, and workers' comp insurance tailored to Wichita Falls businesses' specific needs.
Can I get service in Vietnamese?
Yes, Kelly Montoya provides bilingual insurance services in English and Vietnamese for policyholders' convenience.
What areas do you serve?
We serve Wichita Falls and surrounding communities including Burkburnett, Archer City, Henrietta, Lakeside City, and Iowa Park.
