Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner for Personal and Business Coverage
Owens Group has been a trusted insurance partner since 1957, dedicated to helping individuals, families, and businesses protect their assets through personalized insurance solutions. Founded by Herbert Owens, our agency combines multi-generational expertise with a client-focused approach, emphasizing meticulous attention to detail and deep industry knowledge. In 2024, we expanded our capabilities by joining Foundation Risk Partners, enhancing our access to insurance markets and resources while maintaining our commitment to tailored service. Our team works closely with leading insurers to deliver secure, innovative coverage options for unique personal and business risks.With offices in New Jersey and New York, we serve clients nationwide, offering 24-hour claims support and a consultative approach to risk management. Our long-standing relationships with financially stable carriers ensure comprehensive solutions for property, liability, life, health, and specialized insurance needs. We pride ourselves on providing professional expertise and personalized attention in an industry increasingly dominated by impersonal transactions. Our legacy of trust, built over six decades, continues through our dedication to client satisfaction and community service.
Services
Personal Insurance
Business Insurance
Life & Health Insurance
Cyber Insurance
Homeowners Insurance
Personal Umbrella
Flood Insurance
Valuables Insurance
Auto Insurance
Travel Insurance
Details
- Year established: 1957
Highlights and features
- We offer over six decades of experience in personalized insurance solutions
- Our team maintains direct access to leading insurance carriers nationwide
- We provide 24-hour claims service for emergency situations
- Our consultative approach ensures tailored risk management programs
- We combine multi-generational expertise with modern insurance solutions
Services
Personal Insurance
Owens Group offers comprehensive personal insurance solutions protecting against property damage, liability, and specialty risks. Our services include customized homeowners policies, flood insurance, cyber protection, and coverage for valuables like art and jewelry. We provide risk assessments and tailored policies that address unique exposures for high-net-worth individuals.
Business Insurance
Our business insurance programs protect commercial operations across multiple industries including manufacturing, real estate, and technology. Services include property and liability coverage, specialty insurance for unique risks, and risk management consulting. We develop customized solutions addressing specific business exposures and regulatory requirements.
Life & Health Insurance
We provide life insurance, long-term care policies, and health insurance solutions for individuals and employee benefits programs. Our services include annuities, disability income protection, and combination life insurance products. We work with multiple carriers to find optimal coverage matching clients' health profiles and financial goals.
Cyber Insurance
Our cyber insurance protects against financial losses from online and offline fraud. Services include risk assessments, breach response planning, and coverage for identity theft and digital asset protection. We specialize in solutions for individuals and businesses facing evolving cyber threats.
Flood Insurance
We offer flood insurance through multiple providers including specialized flood coverage not included in standard policies. Our services include risk assessments, policy comparisons, and claims assistance for flood-related damages. We help clients understand coverage limitations and secure appropriate protection.
People
Jean Dennehy
Vice President
Jean Dennehy leads commercial insurance operations at Owens Group, managing business insurance programs for corporate clients. With extensive industry experience, she oversees day-to-day operations and client relationships following the company's expansion with Foundation Risk Partners.
Maria Patti
Vice President
Maria Patti manages personal insurance services at Owens Group, specializing in high-net-worth individual coverage. She coordinates client support operations and maintains service continuity following leadership transitions in the family-owned agency.
Questions
What types of personal insurance do you offer?
We provide homeowners, flood, cyber, personal umbrella, valuables, auto, travel, and specialty insurance including coverage for aircraft, yachts, and unique assets.
Do you handle business insurance claims differently?
Business claims follow the same reporting process but may require additional documentation. Our team monitors complex claims and advocates on your behalf throughout the resolution process.
How are claim settlements processed?
After submitting a signed Proof of Loss form and required documentation, most claims are settled within two weeks. Emergency repairs should be documented but won't affect coverage eligibility.
Can I choose my own repair shop for vehicle claims?
Yes, you have the right to select any repair facility. We recommend coordinating with your adjuster to ensure the shop meets insurance requirements and provides quality service.
What happens if my deductible affects premium costs?
Premium increases depend on claim history, policy terms, and carrier rating methodologies. We can review your specific situation and help minimize future premium impacts.
