Business Details
22 Years
experience
Emergency
services
Your Trusted Insurance Partner in Naples, FL
E & S Insurance has served the Naples, Florida community for over 18 years, providing tailored insurance solutions to meet diverse personal and business needs. Founded in 2004, our agency has built a reputation for exceptional customer service and expert risk management guidance. Our team of bilingual professionals is available 24/7 to address client concerns, offering personalized support for policyholders and businesses. We maintain long-standing relationships with top insurers to deliver competitive rates while ensuring comprehensive coverage.Our specialists focus on balancing cost-effectiveness with appropriate risk protection, serving over 2,000 businesses and 3,000 personal insurance clients. Through dedicated account management, we help clients achieve better returns on insurance investments by optimizing program implementation and management. Our commitment to innovation drives continuous improvement in service delivery and client satisfaction.
Services
Auto Insurance
Homeowners Insurance
Life Insurance
Health Insurance
Business Insurance
Boat Insurance
Flood Insurance
Workers Compensation
General Liability
Renters Insurance
Details
- Year established: 2004
Highlights and features
- We've served Naples communities for over 18 years with specialized insurance expertise
- Our bilingual team provides 24/7 personalized support for urgent needs
- We offer tailored insurance packages from top-rated carriers nationwide
- We guarantee competitive rates with comprehensive coverage options
- Our specialists have decades of combined experience in risk management
What people say
24/7 availability
Competitive rates
Knowledgeable staff
Quick claims processing
Personalized service
Services
Auto Insurance
Our auto insurance policies protect against financial loss from accidents, theft, and other vehicle-related incidents. We offer customizable coverage options including liability protection, collision coverage, and comprehensive plans. Our specialists help clients balance premium costs with appropriate risk protection while maintaining relationships with top-rated insurers.
Homeowners Insurance
We provide comprehensive homeowners insurance covering property damage, personal belongings, and liability protection. Our policies include standard coverage for structural elements while offering optional endorsements for flood protection and high-value items. Our team helps clients understand policy details and select appropriate coverage limits.
Business Insurance
Our business insurance solutions protect companies from operational risks through general liability, workers' compensation, and commercial property coverage. We offer tailored packages for small businesses including builders risk and liquor liability policies. Our specialists help clients manage insurance costs while maintaining adequate protection.
Life Insurance
We offer term life and permanent life insurance options to meet diverse financial protection needs. Our specialists help clients determine appropriate coverage amounts based on family needs and financial obligations. We work with multiple carriers to provide competitive rates for life insurance policies.
Health Insurance
Our health insurance solutions include individual and family coverage options with various deductible and premium structures. We help clients navigate plan selections to balance immediate healthcare needs with long-term financial protection. Our team provides guidance on policy features and network coverage areas.
People
Neftali Espinosa
President
Neftali Espinosa leads E & S Insurance as President with over 18 years of industry experience. He oversees strategic operations and maintains key insurer relationships to ensure competitive offerings for clients.
Juan Espinosa
Vice President
Juan Espinosa serves as Vice President, managing day-to-day operations and client service standards. With extensive insurance expertise, he focuses on maintaining the agency's commitment to personalized service.
Pilar Espinosa
Office Manager
Pilar Espinosa coordinates office operations as Office Manager, ensuring efficient policy processing and client communication. She plays a key role in maintaining the agency's service excellence.
Shiemay Johnson
Customer Service Representative
Shiemay Johnson provides direct client support as Customer Service Representative, assisting with policy inquiries and claims processing while maintaining the agency's service standards.
Elida Gallegos
Office Assistant
Elida Gallegos supports agency operations as Office Assistant, handling administrative tasks and client communications to maintain efficient service delivery.
Questions
What types of insurance do you offer?
We offer auto, home, life, health, business, boat, flood, and renters insurance, along with commercial policies including general liability and workers' compensation.
Can I get an insurance quote online?
Yes, we offer multiple online quote forms for auto, home, life, and business insurance that provide quick, accurate rate estimates.
Do you handle insurance claims directly?
We assist with claim submissions and coordinate with insurers to ensure timely processing while providing ongoing client support.
Are your insurance rates competitive?
We maintain relationships with top insurers to offer competitive rates while ensuring appropriate coverage levels for our clients.
Do you offer policy review services?
Yes, we provide complimentary policy reviews to ensure your coverage remains aligned with your evolving personal and business needs.
