Business Details
Your Trusted Insurance Partner in Marble Falls, TX
Salem Insurance has served the Texas Hill Country community for over two decades, providing tailored insurance solutions to individuals and businesses. As an independent agency, we represent multiple carriers to ensure clients receive optimal coverage at competitive rates. Our expertise spans auto, homeowners, commercial, and specialty insurance products, with a focus on personalized service and local market knowledge.With deep roots in Marble Falls, our team combines generational experience with modern insurance practices to protect clients' assets. We prioritize transparent communication, ethical business practices, and comprehensive risk assessment to deliver trusted insurance solutions that evolve with clients' changing needs.
Services
Auto Insurance
Homeowners Insurance
Commercial Insurance
Pet Insurance
Rental Insurance
Highlights and features
- 20+ years of local insurance expertise in Texas Hill Country
- Independent agency with multiple carrier partnerships for optimal coverage
- Personalized policy customization for unique insurance needs
- Experienced team with commercial and personal lines specialization
- Community-focused approach with local business leadership involvement
Services
Auto Insurance
Auto insurance protects against financial loss from vehicle accidents, theft, or damage. We offer liability, collision, and comprehensive coverage options tailored to individual driving records and needs. Our partnerships with major carriers like Progressive and Liberty Mutual ensure competitive rates for standard and high-risk drivers, including SR-22 filings and specialty vehicle coverage.
Homeowners Insurance
Homeowners insurance safeguards against property damage, liability claims, and living expense disruptions. We provide coverage for primary residences, rental properties, and mobile homes with options for flood and earthquake protection. Our policies protect personal belongings, structural components, and offer liability coverage for accidents occurring on insured properties.
Commercial Insurance
Commercial insurance protects businesses from liability claims, property damage, and operational disruptions. We offer general liability, workers compensation, and commercial auto policies tailored to Texas businesses of all sizes. Our solutions cover equipment, inventory, and employee-related risks with customizable coverage limits and risk management strategies.
Pet Insurance
Pet insurance covers veterinary expenses for accidents, illnesses, and routine care. We provide plans that help manage unexpected medical costs while allowing pet owners to maintain control over treatment decisions. Our policies cover dogs, cats, and specialty pets with options for chronic condition management and preventive care.
Rental Insurance
Rental insurance protects tenants and property owners from financial losses related to leased properties. We offer landlord policies covering structural damage and liability claims, while tenant policies protect personal belongings and provide liability coverage. Our solutions include vacation rental insurance and mobile home coverage for Texas property owners.
People
Tommy Salem
Principal
Founder with 20+ years of Texas insurance experience, specializing in commercial policies. Active community member in Marble Falls Rotary Club and Volunteer Firefighters. Combines industry expertise with local market knowledge to serve clients effectively.
Monica Franklin
Insurance Agent
Local expert with banking industry background, specializing in personal lines insurance. Focuses on homeowners and auto policies while balancing family life with three children and a grandchild. Known for exceptional customer savings and service.
Ashlee Redus
Insurance Specialist
Two years of insurance experience with education degrees, specializing in home and auto coverage. Prioritizes customer advocacy and personalized service. Daughter of founder Tommy Salem, combining family values with professional dedication to client satisfaction.
Questions
What types of insurance does Salem Insurance offer?
We provide auto, homeowners, commercial, pet, rental, and mobile home insurance solutions tailored to Texas residents and businesses.
Can I get insurance with a less-than-perfect driving record?
Yes, we work with specialty carriers to provide coverage for high-risk drivers, including SR-22 filings and unique situations.
Do I need separate flood insurance?
Standard homeowners policies don't cover floods. We recommend purchasing separate flood insurance for comprehensive protection.
How do insurance deductibles work?
Your deductible is the out-of-pocket amount you pay before insurance coverage applies. We help determine appropriate deductible levels based on your financial situation.
Are business insurance policies required in Texas?
Texas law requires workers compensation for most employers and commercial auto insurance for business vehicles. We help ensure compliance with state regulations.
Can I customize my insurance policy?
Yes, we tailor coverage options to match your specific needs, whether adding endorsements or combining policies for comprehensive protection.
