Business Details
Your Trusted Retirement Planning Partner in San Antonio
Tri-Tex Insurance Agency is an independent insurance firm dedicated to providing tailored risk management solutions for individuals and families. With a focus on health insurance, life insurance, and annuities, we specialize in addressing market risk, withdrawal rate risk, longevity risk, and medical expense exposure. Our team combines decades of industry experience with strategic partnerships to deliver comprehensive retirement planning and personal risk management strategies.We prioritize client education, offering resources to help clients understand insurance fundamentals, investment principles, and wealth preservation techniques. Our commitment to personalized service ensures that each client receives customized strategies aligned with their unique financial goals and circumstances.
Services
Retirement Planning
Health Insurance
Life Insurance
Annuities
Long-Term Care Planning
Social Security Optimization
Veterans Benefits
Estate Planning
Tax Strategies
Financial Education
Highlights and features
- We offer personalized risk management strategies tailored to individual financial goals.
- Our team combines decades of experience in health, life, and annuity insurance.
- We provide strategic partnerships with legal and financial professionals for holistic planning.
- Our educational resources empower clients to make informed financial decisions.
- We specialize in veteran benefits and long-term care planning for South Texas residents.
Services
Retirement Planning
Our retirement planning services focus on creating customized strategies to ensure financial security during retirement. We address market risks, longevity concerns, and healthcare costs through comprehensive analysis and tailored solutions. By leveraging annuities, insurance products, and investment strategies, we help clients build sustainable income streams while preserving wealth for future generations.
Health Insurance
We provide health insurance solutions for individuals under and over 65, including ACA plans, Medicare supplements, and long-term care coverage. Our approach ensures protection against catastrophic health events while addressing dental, critical illness, and accident-related expenses. We help clients navigate options to find affordable, comprehensive coverage aligned with their healthcare needs.
Life Insurance
Our life insurance offerings include term, whole, and universal policies designed to protect families from financial hardship due to premature death. We specialize in using life insurance for critical illness coverage, wealth transfer, and tax-efficient estate planning. Policies are tailored to meet specific needs, from basic income replacement to complex generational wealth strategies.
Annuities
We offer fixed annuities to protect against longevity risk and provide guaranteed income streams. Products include immediate, multi-year guarantee, and fixed-indexed annuities that offer growth potential with principal protection. Our strategies help clients convert retirement savings into reliable income while navigating rollovers and tax-efficient distribution options.
Veterans Benefits
We specialize in educating veterans about VA long-term care benefits and connecting them with accredited legal professionals. Our services include guidance on eligibility requirements, application processes, and integrating benefits with broader retirement plans. We provide free consultations to honor veterans' service while helping them access entitled resources.
People
Rick Hood
General Manager
Rick Hood has specialized in retirement and long-term care planning in San Antonio since 1995. With experience at TEX-Xs Retirement Services and The Professional Services Group, he helps families preserve assets through strategic insurance and retirement income planning. He actively supports veterans' benefits initiatives.
Robin Patnode
Operations Manager
Robin Patnode brings over 18 years of insurance experience, focusing on life, health, and annuity products. As Operations Manager, she coordinates client communications and ensures service quality. Her background in real estate and financial industry upbringing inform her holistic approach to retirement planning.
Preston Hood
IT Consultant
Preston Hood manages IT systems and data security for Tri-Tex Insurance Agency. Pursuing a degree in Network & Systems Administration, he ensures regulatory compliance and technological efficiency while operating his own IT service company and restoring diesel trucks in his spare time.
Theresa Hood
Client Services
Theresa Hood, a former licensed vocational nurse, specializes in long-term care and health-related client services. With healthcare industry expertise, she assists clients in navigating eldercare needs and senior living options, leveraging her clinical background to provide compassionate, informed support.
Questions
What retirement planning services do you offer?
We provide customized retirement strategies addressing market risk, longevity, and healthcare costs through annuities, insurance products, and investment planning.
Do you specialize in veteran benefits?
Yes, we offer free consultations to educate veterans about VA long-term care benefits and connect them with accredited legal professionals.
What types of health insurance do you provide?
We offer ACA plans, Medicare supplements, long-term care coverage, and critical illness insurance for individuals under and over 65.
How do you approach estate planning?
We collaborate with partner law firms to create comprehensive estate plans that ensure wealth preservation and tax-efficient asset distribution.
Can you help with social security optimization?
Yes, we educate clients on maximizing social security benefits as part of their overall retirement income strategy.
