Business Details
50+ Years
experience
Your Trusted Insurance Partner in Allentown, PA
Founded in 1955 through the merger of Yutz-Merkle Insurance Agency and The Lehigh Agency, YMI Insurance operates as an independent insurance agency dedicated to protecting individuals, families, and businesses across Pennsylvania and beyond. Our mission centers on community improvement through personalized insurance solutions, leveraging decades of combined expertise to deliver value-driven policies.We prioritize client education, transparent communication, and tailored coverage options while maintaining partnerships with multiple carriers to ensure competitive pricing. With three Pennsylvania offices and licensing in six states, our team of industry-leading advisors focuses on simplifying insurance decisions to help clients achieve financial security and peace of mind.
Services
Home Insurance
Auto Insurance
Umbrella Insurance
Business Owners Insurance
General Liability Insurance
Commercial Property Insurance
Life Insurance
Long-Term Care Insurance
Key Person Life Insurance
Machine Shop Insurance
Details
- Year established: 1955
Highlights and features
- We are an independent agency representing multiple carriers for unbiased coverage comparisons
- Our team has over 68 years of combined industry experience since 1955
- We maintain active partnerships with local businesses and insurance organizations
- Award-winning service recognized through multiple industry accolades
- Community-focused approach prioritizes client financial education and empowerment
What people say
Competitive rates
Knowledgeable staff
Personalized service
Quick policy changes
Community involvement
Services
Home Insurance
Protect your home with customizable insurance plans covering structural damage, personal belongings, and liability protection. Our policies address specific risks like natural disasters and theft while offering flexible deductibles. Independent agency status allows comparison shopping across multiple carriers to find optimal coverage-to-cost ratios.
Business Insurance
Comprehensive risk management solutions for businesses including general liability, property insurance, and industry-specific coverage. We offer tailored programs for construction firms, machine shops, and auto service providers with policy features addressing equipment protection and operational continuity. Available in six states with specialized underwriting options.
Life Insurance
Individual and key person life insurance products designed to protect families and businesses from financial loss. Coverage options include term life, whole life, and long-term care integration. Policies provide death benefits for mortgage protection, income replacement, and business succession planning with flexible premium structures.
Auto Insurance
Customizable auto insurance policies covering personal and commercial vehicles with options for liability, collision, and comprehensive protection. Available discounts for safe drivers and multi-policy bundling. Our independent status enables rate comparisons across multiple insurers to ensure competitive pricing for Pennsylvania drivers.
Umbrella Insurance
Supplemental liability coverage extending beyond standard home and auto policies to protect against catastrophic losses. Provides additional protection for lawsuits and major accidents with coverage limits starting at $1 million. Designed to safeguard assets beyond primary policy limits through affordable premium structures.
Questions
What types of insurance does YMI Insurance offer?
We provide personal insurance (home, auto, life), business insurance (general liability, commercial property), and industry-specific coverage for construction, machine shops, and auto services across six states.
How can I get a quote?
Request a quote through our website contact form or call any of our Pennsylvania offices. Our agents will compare multiple carrier options to find your best coverage-to-cost ratio.
Are you an independent agency?
Yes, we represent multiple insurance carriers to provide unbiased comparisons and customized coverage solutions for both personal and business insurance needs.
What areas do you serve?
We operate from three Pennsylvania offices and provide coverage in PA, DE, MD, NJ, NY, SC, and VA with specialized programs for local industries.
How do I file a claim?
Report claims through our Service Center portal, contact your agent directly, or call our Stroudsburg office. We guide policyholders through the entire claims process to resolution.
Can I manage policies online?
Current clients access policy management tools through our Service Center for bill payments, certificate requests, and policy changes with 24/7 digital access.
