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Your Trusted Insurance Partner in Greenwich, NY
Washington County Cooperative Insurance has served Eastern Upstate New York since 1858, providing tailored insurance solutions for homes, farms, and businesses. Our policyholder-owned cooperative model ensures decisions prioritize client needs, with a board of directors composed entirely of policyholders. With over 165 years of continuous service, we combine deep local expertise with a commitment to protecting the assets our clients have worked hard to build. Our team of five dedicated professionals, led by Manager & Executive Vice President Scott MacNeil, maintains an unwavering focus on personalized service and community understanding. Licensed across 17 counties, we specialize in addressing the unique insurance challenges faced by residents and businesses in our region.Our history of mergers with local town fire insurance companies since 1961 demonstrates our commitment to expanding quality coverage options. We maintain transparent operations through clear communication channels and documented processes for claims and policy management. Our longevity and local focus establish us as a trusted authority in regional insurance matters. We adhere to strict ethical standards while maintaining affordability without compromising coverage quality. This combination of experience, local knowledge, and client-centric approach defines our reputation as a reliable insurance provider.
Services
Homeowners Insurance
Farm Insurance
Mobile Home Insurance
Inland Marine Insurance
Business Insurance
Fire Insurance
Highlights and features
- Established in 1858 with continuous service to the region
- Policyholder-owned cooperative model prioritizing client interests
- Board of Directors composed entirely of local policyholders
- Licensed to operate across 17 Eastern Upstate New York counties
- Specialized expertise in regional farm, home, and business insurance
Services
Homeowners Insurance
Protecting residential properties with comprehensive coverage options tailored to local needs. Our policies address fire, theft, and natural disaster risks while offering customizable add-ons for valuable assets. With over 165 years of regional experience, we ensure homeowners receive appropriate protection levels matched to their property's specific characteristics.
Farm Insurance
Specialized coverage for agricultural operations including equipment, livestock, and crop protection. Our policies address unique farm risks like weather damage, equipment breakdowns, and liability concerns. We understand the complexities of farming operations and provide tailored solutions to protect both livelihoods and rural properties across 17 counties.
Business Insurance
Customized protection plans for small to mid-sized businesses addressing property damage, liability, and operational risks. Our policies cover commercial buildings, equipment, inventory, and business interruption scenarios. We work closely with policyholders to understand industry-specific risks and implement appropriate coverage strategies that align with their operational needs.
Inland Marine Insurance
Specialized protection for property in transit or temporarily stored off-premises. This coverage addresses risks associated with movable property, valuable shipments, and equipment transported between locations. Our policies provide essential protection for businesses requiring coverage beyond traditional commercial property insurance parameters.
Fire Insurance
Core coverage addressing fire-related damages to residential and commercial properties. Our policies include rebuilding costs, personal property replacement, and liability protection from fire incidents. With origins as a fire insurance cooperative, we maintain specialized expertise in assessing and mitigating fire risks across various property types.
People
James Reeve
President
James Reeve leads our board of directors with extensive policyholder experience, ensuring governance aligns with client interests through his deep understanding of regional insurance needs.
Scott MacNeil
Manager & Executive Vice President
Scott MacNeil oversees daily operations with 20+ years of insurance expertise, maintaining our commitment to personalized service while managing five staff members across our Greenwich headquarters.
Questions
What areas do you serve?
We provide coverage across 17 Eastern Upstate New York counties including Albany, Saratoga, Washington, and Warren counties.
What types of insurance do you offer?
We specialize in homeowners, farm, mobile home, inland marine, business, and fire insurance policies tailored to local needs.
How do I file a claim?
Contact your insurance agent or call our main office at (518) 692-2881 as soon as possible after experiencing a loss.
Are you a local company?
Yes, we've operated from Greenwich, NY since 1858 and maintain deep regional expertise through our local policyholder board.
How are claims handled?
Our staff works closely with policyholders to simplify the process, providing clear guidance and temporary protection reimbursement when applicable.
