Business Details
Your Trusted Health Insurance Broker in Boulder, CO
Colorado Affordable Health is a premier independent insurance agency based in Boulder, Colorado, dedicated to providing individuals, self-employed professionals, and businesses with high-quality, affordable health insurance solutions. With over 20 years of combined experience in the health insurance industry, our team specializes in navigating the complexities of the post-Affordable Care Act marketplace to find customized coverage options that align with clients' unique needs. We work with a diverse network of top-tier insurance carriers to ensure competitive rates and comprehensive coverage, offering services ranging from Major Medical and Dental Insurance to Short-Term, Travel, and HSA-compatible plans.Our commitment to transparency, personalized service, and client education has established us as trusted advisors in the Colorado insurance market, prioritizing clients' interests without additional costs. By leveraging advanced tools to compare marketplace options, we streamline the process of securing coverage while maintaining a focus on long-term relationships and community-centric service.
Services
Major Medical Insurance
Discount Dental Insurance
Short Term Insurance
Travel Insurance
HSA Appointment
Group Health Coverage
Prescription Coverage
Life Insurance
Specialized Insurance
Accident Insurance
Highlights and features
- We offer 20+ years of health insurance industry expertise
- Our services are provided at no additional cost to clients
- We provide instant access to multiple insurance marketplace quotes
- Our team specializes in post-Affordable Care Act coverage solutions
- We offer personalized insurance navigation for unique medical needs
What people say
Saved us money
Hand hold through process
Significant amount saved
Best interest at heart
Made it almost easy
Services
Major Medical Insurance
Comprehensive health insurance plans covering doctor visits, hospital stays, prescription medications, and preventive care. Designed for individuals and families seeking ACA-compliant coverage with access to HMO and PPO network options. Our experts help clients navigate plan selections based on medical needs and budget requirements.
Discount Dental Insurance
Affordable dental coverage options providing access to discounted rates for routine checkups, cleanings, and major dental procedures. Plans include customizable riders for specific treatments while maintaining cost-effective premiums for preventive oral healthcare maintenance.
Short Term Insurance
Flexible, cost-effective health insurance solutions for transitional periods between jobs or before new policies begin. These plans offer customizable benefit periods and coverage amounts to protect against unexpected medical expenses during coverage gaps.
Travel Insurance
Specialized insurance plans for domestic and international travelers, covering emergency medical treatment, trip cancellations, and unexpected travel disruptions. Policies provide peace of mind for medical emergencies while traveling outside primary coverage networks.
Group Health Coverage
Customizable health insurance solutions for small businesses, including HMO/PPO options, prescription coverage, and bundled benefits packages. We help employers offer competitive benefits while managing costs through tailored plan designs and carrier negotiations.
People
Eric
Health Insurance Broker
10-year industry veteran specializing in individual and group health insurance planning. Expert in ACA compliance and marketplace navigation, helping clients secure customized coverage solutions within budget constraints.
Jaime Smith
Insurance Agent
Experienced insurance professional assisting clients with health, dental, and specialty insurance needs. Provides personalized guidance through complex insurance decisions while maintaining focus on client affordability.
Questions
What health insurance options are available for self-employed individuals?
We offer ACA-compliant Major Medical plans, Short-Term Insurance, and HSA-compatible options specifically designed for self-employed professionals seeking affordable, comprehensive coverage.
Can small businesses get customized health insurance plans?
Yes, we provide group health coverage solutions with flexible HMO/PPO options, prescription benefits, and bundled packages tailored to small business needs and budgets.
How do I qualify for financial assistance with health insurance?
Eligibility for tax credits and subsidies depends on household size, income, and other factors. Our brokers help determine qualification status during the initial consultation.
What's the difference between HMO and PPO plans?
HMO plans require primary care physicians and referrals with lower costs, while PPO plans offer greater provider flexibility at higher premium rates with out-of-network coverage.
Do you offer dental insurance as standalone coverage?
Yes, we provide standalone dental insurance plans with access to discounted networks for routine care and major procedures, separate from medical insurance policies.
Can I get health insurance outside open enrollment periods?
Qualifying life events like job loss or relocation may allow special enrollment. Our brokers help determine eligibility for coverage outside standard enrollment windows.
