Business Details
44 Years
experience
Trusted Insurance Solutions in Ruston, LA
Louisiana Insurance Services was founded in 1982 by Terry Ewing, who had previously operated Ewing Insurance Agency for 12 years. Our agency was built on the principle of delivering value-driven insurance solutions rather than focusing solely on price. With over 40 years of community involvement, we maintain deep roots in Louisiana through active participation in local organizations and churches. Our team of experienced professionals combines decades of industry expertise with personalized service, offering comprehensive insurance strategies tailored to individual and business needs.We represent multiple leading insurance carriers to ensure competitive pricing while maintaining a commitment to thorough risk assessment and client education. Our approach emphasizes transparency, ethical practices, and long-term relationships, reflected in our customer testimonials praising our responsiveness and dedication. As an independent agency, we maintain the flexibility to adapt to evolving client needs while upholding our founding vision of community-focused service.
Services
Home Insurance
Auto Insurance
Umbrella Insurance
Renters Insurance
ATV/Boat Insurance
Camp Dwelling Fire
Life Insurance
Disability Insurance
Long-Term Care
Business Insurance
Details
- Year established: 1982
Highlights and features
- We offer 40+ years of local insurance expertise and community knowledge
- Our independent agency status allows access to multiple carrier options
- Value-driven approach prioritizes appropriate coverage over lowest pricing
- Experienced team with specialized insurance knowledge across all product lines
- Active community involvement through local church and service organizations
What people say
Amazing service
Available and accommodating
Best bunch of people
Personalized attention
Reliable during claims
Services
Home Insurance
Our home insurance policies protect against property damage, liability claims, and additional living expenses. We customize coverage for personal belongings, structural components, and unique risks. With multiple carrier options, we ensure competitive pricing while maintaining appropriate coverage levels for Louisiana homeowners.
Business Insurance
We provide comprehensive business insurance solutions including liability protection, property coverage, and workers' compensation. Our commercial policies address industry-specific risks while ensuring compliance with Louisiana regulations. We help businesses find balanced coverage that protects assets without unnecessary expenses.
Life Insurance
Our life insurance offerings include term policies and permanent coverage options for income replacement and final expense planning. We help clients evaluate appropriate coverage amounts based on family needs and financial obligations. Policies are available from multiple carriers to suit different budget requirements.
Auto Insurance
We offer auto insurance policies meeting Louisiana's minimum requirements while providing optional coverage enhancements. Our policies protect against liability claims, collision damage, and uninsured motorists. We help clients balance premium costs with adequate protection for personal and commercial vehicles.
Risk Assessment
Our licensed professionals conduct comprehensive risk assessments to identify coverage gaps and potential liabilities. This evaluation considers income levels, asset values, and lifestyle factors to create tailored insurance strategies. The process helps ensure appropriate protection when clients need it most.
People
Terry O. Ewing
Founder
With nearly 50 years in insurance, Terry founded Louisiana Insurance Services in 1982 after operating Ewing Insurance Agency for 12 years. He served on the Independent Insurance Agents of Louisiana board and multiple company councils, building a legacy of customer service and community involvement.
Adam Ewing
President
Adam joined the company in 2007 and became President in 2018. He oversees company operations while maintaining production responsibilities for life and commercial lines. His leadership focuses on maintaining the agency's customer-centric values while implementing modern business practices.
Layne Davison
Vice President
Holding an MBA from Louisiana Tech University, Layne specializes in demystifying insurance purchases while ensuring competitive pricing. He manages diverse client needs with a focus on risk management solutions, balancing professional responsibilities with family commitments.
Susan Wilson
Commercial Lines CSR
With 30 years of insurance experience and 20 years at LIS, Susan specializes in commercial account servicing. She holds property/casualty and life licenses while maintaining active involvement in children's ministry at Pisgah Baptist Church. Her expertise ensures ongoing client protection.
Brandon Craft
Producer
Specializing in personal and commercial lines, Brandon emphasizes full client coverage while maintaining availability for client needs. His approach combines family values with professional service, focusing on helping clients during challenging life moments through appropriate insurance solutions.
Questions
What types of insurance do you offer?
We provide home, auto, umbrella, renters, ATV/boat, camp dwelling fire, life, disability, long-term care, and comprehensive business insurance including liability, property, workers' comp, and commercial auto.
How do you find the best insurance policies?
As an independent agency, we access multiple carriers to compare coverage options and pricing. Our approach focuses on value-driven solutions tailored to individual needs rather than price alone.
Are you locally owned and operated?
Yes, we've been locally owned since 1982 with deep community roots. Our team actively participates in local organizations and understands Louisiana's specific insurance requirements.
How do you handle insurance claims?
We provide ongoing support during claims processes, leveraging our carrier relationships to ensure timely resolution. Our team remains available to address client needs throughout the claims experience.
Do you offer free insurance consultations?
Yes, we provide free no-obligation quotes and risk assessments. Our licensed professionals will evaluate your specific needs to recommend appropriate coverage options.
What sets you apart from other agencies?
Our combination of 40+ years local experience, multiple carrier options, and personalized service creates lasting client relationships. We prioritize community involvement and ethical insurance practices.
