Business Details
23 Years
experience
Your Trusted Insurance Broker in Charlotte, NC
Evergreen Retirement Planning has been serving clients since 2003, offering comprehensive insurance solutions tailored to individual needs. With over two decades of experience, we specialize in Life, Long-Term Care, Medicare, Health, International Health, and Annuities. As an independent brokerage, we prioritize client choice by providing options from multiple insurance carriers while maintaining a commitment to personalized service. Our approach focuses on understanding each client's unique circumstances, budgets, and requirements to design cost-effective protection strategies. We serve communities across North Carolina, South Carolina, Virginia, Florida, and California, ensuring confidentiality and transparency in all client interactions.Our team emphasizes risk minimization through quality coverage, competitive premiums, and simplified insurance processes. By analyzing complete insurance needs, we create responsible protection programs aligned with individual financial goals. Our dedication to customer service extends to online quote tools and direct consultation options for client convenience. We operate under strict ethical standards, never selling client information to third parties. Our longevity in the industry reflects our ability to adapt to evolving insurance landscapes while maintaining core values of trust and expertise.
Services
Life Insurance
Health Insurance
Medicare Plans
Annuities
Long-Term Care Insurance
Details
- Year established: 2003
Highlights and features
- We offer 20+ years of experience in specialized insurance solutions
- Our team provides personalized service tailored to individual needs
- We offer choices from multiple insurance carriers
- We serve clients across five states with local market knowledge
- Our approach prioritizes client education and informed decision-making
What people say
Knowledgeable staff
Personalized service
Comprehensive options
Competitive rates
Clear explanations
Services
Life Insurance
We offer term life insurance policies with customizable death benefits and premium payment options. Our term life products provide temporary coverage for specified periods ranging from 1 to 30 years. Clients can choose from various policy terms and coverage amounts to match their financial protection needs while maintaining affordability through competitive premium rates.
Health Insurance
Our health insurance solutions include short-term medical plans and international health coverage options. We help clients navigate temporary coverage needs outside open enrollment periods while providing access to comprehensive medical benefits. Our brokers assist in understanding policy limitations and coverage parameters for domestic and international healthcare needs.
Annuities
We provide fixed annuity products designed for retirement income planning. Our annuity solutions offer guaranteed interest rates with tax-deferred growth potential. Clients can choose between immediate or deferred payout options to create secure monthly income streams while benefiting from principal protection and lifetime income guarantees.
Medicare Plans
Our Medicare solutions include supplemental plans and prescription drug coverage options. We help clients understand Original Medicare limitations while exploring Medigap policies to fill coverage gaps. Our brokers provide comparative analysis of available plan options in your area to optimize senior healthcare protection.
Long-Term Care Insurance
We offer long-term care insurance solutions to protect against assisted living, nursing home, and home healthcare costs. Our hybrid policies combine life insurance benefits with long-term care coverage. We help clients evaluate appropriate coverage amounts based on regional care costs while incorporating inflation protection features.
Questions
What types of insurance do you offer?
We offer life insurance, health insurance, Medicare plans, annuities, and long-term care insurance solutions tailored to individual needs.
How are you different from other insurance providers?
As an independent brokerage, we offer products from multiple carriers rather than being tied to a single company's offerings.
Do you serve clients outside North Carolina?
Yes, we serve clients in North Carolina, South Carolina, Virginia, Florida, and California.
Can I get insurance quotes online?
Yes, we provide online quote tools for international health and travel insurance plans through our website.
How do you help with retirement planning?
We offer annuities and Medicare plans to help with retirement income planning and healthcare cost management.
What is your approach to customer service?
We provide personalized service with options to run quotes online or consult directly with our insurance professionals.
