Business Details
8 Years
experience
Your Trusted Independent Insurance Agency in North Tonawanda
GPA Insurance Agency has been dedicated to providing personalized insurance solutions since 2018. As an independent agency, we prioritize understanding our clients' unique needs to offer tailored coverage options. Our team collaborates with top-rated insurance companies to ensure optimal protection for individuals and businesses. With a focus on transparency and client education, we guide clients through policy selections while maximizing discounts. Our commitment to exceptional customer service is reflected in our prompt responses, personalized attention, and decades of combined industry experience.We operate with integrity, ensuring clients receive comprehensive coverage without hidden fees. Our agents work directly with policyholders to resolve issues efficiently, as demonstrated by our track record of addressing premium discrepancies immediately. Serving clients across New York and Arizona, we combine local market knowledge with nationwide carrier networks to deliver value-driven insurance solutions.
Services
Personal Auto
Business Insurance
Commercial Insurance
Life Insurance
Recreational Property
College Personal Property
Homeowners Insurance
Renters Insurance
Workers Compensation
Specialty Insurance
Details
- Year established: 2018
Highlights and features
- We offer personalized coverage tailored to individual circumstances.
- We represent top-rated insurance companies for optimal coverage options.
- Our team provides prompt, personalized customer support during business hours.
- We operate as an independent agency representing multiple carriers.
- We combine decades of industry experience with professional expertise.
What people say
Extremely knowledgeable
Fast service
Great customer service
Prompt responses
Personalized attention
Services
Personal Auto Insurance
Our personal auto insurance policies protect drivers against financial losses from accidents, theft, or damage. We offer liability, collision, and comprehensive coverage options tailored to individual driving habits and vehicle values. Our agents help clients maximize discounts while ensuring adequate protection for daily commuters and occasional drivers alike.
Business Insurance
Business insurance solutions protect companies from operational risks including property damage, liability claims, and worker injuries. We provide customized policies for small businesses, contractors, and specialized industries. Our offerings include business owner's policies, workers' compensation, and liquor liability coverage to safeguard diverse commercial operations.
Life Insurance
Life insurance policies ensure financial security for beneficiaries in the event of policyholder death. We offer term life, whole life, and disability income options to protect families and dependents. Our agents help clients determine appropriate coverage amounts based on income replacement needs and long-term financial obligations.
Recreational Property Insurance
Recreational insurance covers vehicles like motorcycles, ATVs, and watercraft against damage or theft. We provide specialized policies for classic cars, motorhomes, and snowmobiles to protect leisure investments. Our coverage options include liability protection and roadside assistance for various recreational vehicles.
College Personal Property
Student personal property insurance protects belongings like laptops, textbooks, and electronics for on-campus or off-campus housing. Policies start at $72 annually, covering losses from theft, fire, or water damage. This affordable option prevents parents from filing claims under homeowners policies for student-owned items.
People
Philip Lichter
Founder/Agency Principal
With 38 years of insurance experience, Philip Lichter founded GPA Insurance Agency in 2018. He oversees operations across two agencies while maintaining a client-focused approach to policy solutions.
Heather Vaticano
Licensed Insurance Broker
Heather Vaticano has served as a licensed broker at GPA Insurance since 1999. She specializes in educating clients about coverage details while providing efficient insurance solutions tailored to individual needs.
Chance
Licensed Insurance Broker
Chance is a dedicated agent known for exceptional customer service and solving complex insurance cases. His approachable demeanor and problem-solving skills make him a popular choice among clients seeking personalized assistance.
Questions
What types of insurance do you offer?
We provide personal auto, property, life, business, commercial, and specialty insurance including student personal property coverage.
Are you an independent insurance agency?
Yes, we represent multiple insurance carriers to help clients compare coverage options and pricing.
Do you offer student insurance policies?
Yes, our student personal property insurance starts at $72 annually for coverage of belongings on or off campus.
What are your business hours?
We're open Monday-Friday 9 AM-5:30 PM with after-hours appointments available upon request.
Can you help with insurance claims?
Our team assists with claims processing and resolves premium discrepancies immediately to ensure client satisfaction.
Do you serve areas outside New York?
Yes, we also operate in Arizona through our sister agency located in Tempe.
