Business Details
39 Years
experience
Your Trusted Insurance Partner in Prescott, AZ
Prescott Health and Life has been serving the Prescott, Arizona community since 1987, providing expert insurance solutions tailored to individual needs. As independent agents, we represent over 40 top insurance carriers, offering Medicare Supplement, Advantage, and Part D plans, life insurance, long-term care, health, dental, and vision coverage. Our team of experienced advisors, including industry veterans like James Otto and Jeff Wilhelm, prioritizes personalized service, ensuring clients receive the best coverage at competitive prices.We pride ourselves on local expertise, transparency, and ongoing support, helping families and seniors navigate complex insurance decisions with confidence. Our commitment to education and community involvement underscores our mission to be the region's trusted insurance partner.
Services
Medicare Supplement Plans
Life Insurance
Long Term Care Insurance
Health Insurance
Dental Insurance
Vision Insurance
Medicare Advantage Plans
Medicare Part D Plans
Details
- Year established: 1987
Highlights and features
- We have over 35 years of local insurance expertise since 1987
- Our team includes certified advisors with decades of industry experience
- We offer personalized insurance solutions from 40+ top carriers
- We provide free, no-obligation insurance consultations and plan comparisons
- Our local ownership ensures deep community understanding and service
Services
Medicare Supplement Plans
Medicare Supplement Plans help cover out-of-pocket costs for Original Medicare. These plans pay for deductibles, copayments, and coinsurance. Our advisors help clients choose the right Medigap plan to complement their Medicare coverage.
Life Insurance
Life insurance provides financial protection for loved ones. We offer term and permanent life insurance options. Our agents help clients determine appropriate coverage amounts and policy types based on individual needs.
Long Term Care Insurance
Long Term Care Insurance covers extended care services for chronic conditions. We help clients understand coverage options for home care, assisted living, and nursing facilities. Our advisors explain policy benefits and help select appropriate coverage levels.
Health Insurance
Health insurance provides comprehensive medical coverage. We offer ACA-compliant plans and alternative solutions. Our team helps clients understand network options, prescription coverage, and out-of-pocket costs to find suitable health insurance.
Dental Insurance
Dental insurance helps reduce costs for routine and major dental care. We provide plans covering cleanings, fillings, and procedures. Our advisors help clients select dental coverage that matches their oral health needs and budget.
People
James Otto
Founder
James Otto founded the agency in 1987 after establishing himself in the insurance industry. With decades of experience, he built a reputation for trustworthy insurance advice before retiring in 2024.
Jennifer Wilhelm
Co-Owner
Jennifer Wilhelm joined the agency in 2002 after 10 years with Chubb Insurance. An avid hiker, she brings extensive insurance expertise and community commitment to her role as co-owner.
Jeff Wilhelm
Co-Owner
Jeff Wilhelm practiced insurance law for 16 years before joining the agency in 2004. He focused on Medicare and long-term care planning before transitioning to part-time work in 2024.
Art Olson
Insurance Agent
Art Olson joined in 2019 with over 5 decades of local experience. He specializes in Medicare and life insurance, bringing deep community knowledge and personalized service to his clients.
Dee Olson
Agency Manager
Dee Olson joined in 2023 as agency manager. With prior experience in banking and real estate, she ensures smooth operations while maintaining her role as an insurance advisor.
Questions
What insurance services do you offer?
We offer Medicare Supplement, Advantage, and Part D plans, life insurance, long-term care, health insurance, and dental/vision coverage for Prescott residents.
How can you help with Medicare plans?
We help compare hundreds of Medicare options, explain plan differences, and find coverage matching your health needs and budget.
Are you affiliated with government agencies?
We are independent agents not affiliated with government programs, but we're experts in government-regulated insurance like Medicare.
Do you offer free insurance consultations?
Yes, we provide free, no-obligation consultations to help you understand your insurance options and find appropriate coverage.
What areas do you serve?
We primarily serve Prescott, Arizona and the surrounding quad-city area with local insurance expertise.
