Business Details
37 Years
experience
Trusted Insurance Services for Contractors in Waxahachie, TX
Roofers Choice Insurance has been serving contractors and businesses for 34 years with specialized insurance solutions. Our team combines deep industry expertise with personalized service to address the unique needs of our clients. We offer comprehensive coverage options including workers' compensation, liability insurance, and employee benefits programs. Our Spanish-speaking staff and experienced commercial insurance professionals ensure clear communication and tailored support. We prioritize client satisfaction by maintaining relationships with A+ rated carriers and leveraging our extensive knowledge of construction industry risks.Our commitment to excellence is demonstrated through additional coverage enhancements like pollution liability and umbrella policies. We streamline insurance procurement and administration while providing step-by-step guidance for claims processes. Our services extend to payroll management, HR compliance, and benefit program administration. With a proven track record of stability and client-focused service, we help businesses protect their operations and workforce effectively.
Services
Workers' Compensation
General Liability
Employee Benefits
Commercial Auto
Contractors Pollution
Inland Marine
Umbrella Coverage
Commercial Crime
Commercial Bonds
Details
- Year established: 1989
Highlights and features
- We have 34 years of specialized experience serving contractors and construction firms
- Our policies are placed exclusively with A+ rated insurance carriers
- We offer comprehensive coverage enhancements including pollution liability and umbrella policies
- Our Spanish-speaking staff provides multilingual support for diverse client needs
- We provide integrated payroll and HR compliance services alongside insurance solutions
Associations and certifications
- A.M. Best Rating
Services
Workers' Compensation
We provide comprehensive workers' compensation coverage tailored for high-risk industries. Our solution includes policy administration, premium payment processing, and annual audit management. Our clients receive certificates of insurance for each job site while we monitor legislative changes that may affect their coverage. We implement step-by-step procedures for incident response and claims filing.
General Liability
Our general liability insurance protects businesses against third-party claims for property damage and bodily injury. We offer additional insured endorsements, primary/noncontributory provisions, and per-project aggregate limits up to $5 million. Our policies include completed operations coverage to protect against post-project claims.
Employee Benefits
We administer comprehensive employee benefits packages including health insurance coordination, 401(k) programs, and Section 125 premium-only plans. Our services include COBRA administration, HIPAA compliance, and tailored benefit deductions coordinated with payroll systems to meet employer and employee needs.
Contractors Pollution
This specialized coverage protects contractors against pollution-related claims from their operations. We provide protection for both gradual pollution conditions and emergency response costs. Our policies cover work performed by subcontractors and include defense costs for environmental claims arising from covered operations.
Commercial Umbrella
Our commercial umbrella policies provide excess liability coverage beyond primary insurance limits. This cost-effective solution offers additional protection for major claims involving lawsuits, property damage, or severe bodily injury. Policies integrate seamlessly with existing general liability and auto insurance programs.
People
Jack Scott
Insurance Professional
With decades of experience in commercial insurance, Jack Scott specializes in risk management solutions for construction companies. He focuses on creating comprehensive coverage packages that protect both businesses and their workforce.
Brett Scott
Insurance Professional
Brett Scott brings extensive knowledge of workers' compensation and liability insurance to Roofers Choice Insurance. He works closely with clients to develop customized insurance programs that address specific industry risks and regulatory requirements.
Mervyn Salas
Insurance Professional
Mervyn Salas provides expert guidance on employee benefits and payroll services at Roofers Choice Insurance. His expertise includes compliance management and integrated insurance solutions for small to mid-sized contracting businesses.
Questions
What types of insurance do you specialize in for contractors?
We specialize in workers' compensation, general liability, commercial auto, contractors pollution, and inland marine insurance specifically tailored for roofing and construction companies.
How do you ensure insurance carrier reliability?
We only work with carriers rated A+ or better by A.M. Best, ensuring financial stability and long-term reliability for our clients' coverage needs.
Do you offer additional coverage enhancements?
Yes, we provide coverage enhancements including additional insured endorsements, waiver of subrogation, and primary/noncontributory provisions to strengthen your protection.
What payroll and HR services do you offer?
We offer integrated payroll processing, HR compliance support, employee benefits administration, and compliance with state/federal labor regulations.
How do you handle claims processing?
We provide step-by-step claims guidance, including claim preparation, investigation support, and coordination with our medical referral network for employee injuries.
