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Business Details
50+ Years
experience
Your Trusted Insurance Partner in Vero Beach, FL
Since 1953, Speechly Treasure Coast Insurance has been dedicated to providing comprehensive insurance solutions to individuals, families, and businesses across Florida's Treasure Coast. As a third-generation family-owned agency, we prioritize personalized service and client satisfaction, leveraging our deep industry expertise to secure competitive rates and tailored coverage. Our independent status allows us to partner with multiple carriers, ensuring clients receive optimal protection for their unique needs. We specialize in homeowner's, auto, condo, flood, life, health, and commercial insurance, backed by a commitment to transparency, integrity, and community-focused service.

Our team of passionate professionals combines decades of experience with a client-first approach, ensuring every policyholder feels valued and protected. By maintaining strong relationships with leading insurance providers, we deliver flexible, cost-effective solutions that adapt to evolving client requirements. Our legacy of trust and reliability continues to define our approach as we strive to exceed expectations in every interaction.
Services
Homeowner's Insurance Auto Insurance Condo Insurance Flood Insurance Life Insurance Health Insurance Commercial Insurance
Details
  • Year established: 1953
Highlights and features
  • We are a third-generation family-owned insurance agency
  • We partner with multiple carriers for competitive rates
  • We specialize in Treasure Coast-specific insurance needs
  • We offer personalized service with local expertise
  • We provide flexible coverage for evolving client needs
Services
Homeowner's Insurance
Protect your most valuable asset with tailored homeowner's insurance that covers property damage, personal liability, and additional living expenses. We secure policies with competitive rates and comprehensive coverage options for Florida's unique climate risks, including hurricane protection and flood endorsements.
Auto Insurance
Meet Florida's legal requirements while protecting against financial loss from accidents, theft, or damage. We provide policies with customizable coverage limits, uninsured motorist protection, and roadside assistance options tailored to individual driving habits and vehicle values.
Condo Insurance
Bridge coverage gaps between HOA master policies and personal needs. Our condo insurance covers interior structures, personal property, liability claims, and loss assessments, ensuring complete protection for condominium owners across the Treasure Coast region.
Flood Insurance
Secure specialized protection against flood-related losses not covered by standard policies. We offer NFIP-backed and private market flood insurance with customizable coverage amounts for residential and commercial properties in high-risk and moderate-risk flood zones.
Commercial Insurance
Safeguard your business with comprehensive commercial policies covering property damage, liability claims, and operational disruptions. We provide tailored solutions for Florida businesses including general liability, property insurance, and business interruption coverage with competitive pricing from multiple carriers.
People
Sam Speechly
Owner
Third-generation insurance professional with over 30 years of experience protecting Florida families and businesses. Committed to personalized service and community-focused solutions through independent agency representation.
Matt Erpenbeck
Agent
Licensed insurance specialist serving Treasure Coast clients with expertise in residential and commercial coverage options. Dedicated to finding cost-effective, comprehensive protection tailored to individual client circumstances.
Questions
What types of insurance do you offer?
We provide homeowner's, auto, condo, flood, life, health, and commercial insurance policies tailored to Florida residents and businesses across the Treasure Coast region.
Why use an independent insurance agency?
As an independent agency, we partner with multiple carriers to find competitive rates and customized coverage options that match your specific protection needs and budget.
Do you serve areas outside Vero Beach?
We serve all of Florida's Treasure Coast including Indian River, St. Lucie, and Martin counties, with insurance solutions adapted to regional risks and requirements.
How can I get a quote?
Contact us directly at 772-564-7015 or visit our Vero Beach office to discuss your insurance needs and receive personalized coverage recommendations with competitive pricing.
Are you family-owned?
Yes, we're a third-generation family-owned agency with over 65 years of combined experience protecting Florida residents and businesses through personalized insurance solutions.
What if I've been dropped by another insurer?
We specialize in helping clients who've been non-renewed by other companies, offering alternative coverage options from our network of trusted insurance carriers across Florida.
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