Business Details
50+ Years
experience
Your Trusted Insurance Partner in Independence, MO
Hometown Insurance Agency has served individuals and businesses across the Midwest and Southern United States for over five decades. As a family-owned and operated agency based in Independence, Missouri, we specialize in delivering personalized insurance solutions tailored to meet the unique needs of our clients. Our experienced team represents multiple leading insurance carriers, offering comprehensive coverage options for home, auto, life, commercial, farm, and specialty insurance. We prioritize one-on-one client relationships, assigning personal account managers to ensure continuous support and policy optimization.With deep community ties and a commitment to simplifying insurance decisions, we provide competitive pricing and dedicated service to residents and businesses in eight states. Our agents work closely with clients to identify coverage gaps, compare policies, and secure affordable protection that aligns with their financial and risk management goals.
Services
Auto Insurance
Home Insurance
Life Insurance
Commercial Insurance
Farm Insurance
Dental Insurance
Business Owners Policy
Workers' Compensation
Group Health Benefits
Financial Planning
Details
- Year established: 1973
Highlights and features
- We offer 50 years of experience providing insurance solutions across eight states.
- Our team assigns personal account managers for dedicated client support.
- We represent multiple top-rated insurance carriers for comprehensive options.
- Our agents specialize in hard-to-place insurance coverage situations.
- We maintain deep community ties and localized market knowledge.
What people say
Accommodating, professional, helpful
Strong community ties
Personalized service
Dedicated support
Reliable coverage
Services
Auto Insurance
Our auto insurance policies protect drivers with comprehensive coverage options including collision, accident forgiveness, and uninsured motorist protection. We help clients find affordable rates while ensuring adequate protection for personal and commercial vehicles. Our agents work with multiple carriers to match coverage to individual driving needs and risk profiles.
Home Insurance
We provide customizable home insurance solutions that protect property investments against damage, theft, and liability risks. Our policies accommodate standard and high-risk properties, offering flexible terms to suit different homeowner circumstances. Experienced agents assist clients in selecting appropriate coverage limits and deductible options that balance protection with budget considerations.
Commercial Insurance
Our commercial insurance services protect businesses with tailored policies covering property damage, liability, workers' compensation, and commercial auto needs. We serve diverse industries across eight states, helping business owners identify risk exposures and implement comprehensive protection strategies. Our agents work with multiple carriers to secure competitive pricing for business owners policies and specialized coverage.
Life Insurance
We offer term and permanent life insurance policies to provide financial protection for families and dependents. Our agents help clients evaluate coverage needs based on individual circumstances, offering options from multiple insurers to match different budget and legacy planning requirements. Policies include supplemental coverage and customizable benefit structures to meet specific protection goals.
Farm Insurance
Our farm insurance solutions protect agricultural operations with policies covering livestock, crops, equipment, and farm structures. We work with farmers to develop customized risk management plans that address unique exposures associated with agricultural businesses. Coverage options include property protection, liability insurance, and specialized policies for different types of farming operations.
People
Terry Mammen
Agency Owner
With over 11 years of experience, Terry Mammen personally shops clients' policies annually through 20+ carriers to ensure competitive pricing. He leads the agency's commitment to personalized insurance solutions while maintaining strong community relationships.
Kathleen Mammen
Agency Owner
As co-owner, Kathleen Mammen oversees agency operations and client relations. Her leadership focuses on maintaining the agency's family-oriented values while expanding service capabilities to better meet client needs across multiple states.
Carolyn Bell
Agency Manager
Carolyn Bell manages daily operations and client account management. With extensive industry experience, she ensures smooth policy administration and coordinates the team's efforts to deliver consistent, high-quality service to all clients.
Michelle White
Professional Agent
Michelle White specializes in personal insurance products, helping clients find optimal coverage solutions. Her client-focused approach emphasizes clear communication and thorough policy explanations to ensure informed decision-making for individuals and families.
Danielle Geller
Professional Agent
Danielle Geller provides expert guidance on insurance products, focusing on matching client needs with appropriate coverage options. She works closely with both personal and commercial clients to develop comprehensive protection strategies tailored to specific risk profiles.
Questions
How can I get a free insurance quote?
Call (816) 795-7200 or visit our website to speak with an agent who will help you compare policies and find the best coverage at competitive rates.
What types of insurance do you offer?
We provide auto, home, life, commercial, farm, dental, and specialty insurance products, along with financial planning services through multiple top-rated carriers.
Do you serve businesses outside Missouri?
Yes, we provide commercial insurance solutions to businesses in eight states including Kansas, Iowa, Oklahoma, Texas, Florida, Nebraska, and Colorado.
How do you help find the best insurance rates?
Our independent agents compare policies from 20+ carriers annually to ensure you receive competitive pricing while maintaining appropriate coverage levels.
What are your office hours?
Our Independence office is open Monday through Friday from 8:30 AM to 5:00 PM and closed on weekends.
Can you help with hard-to-place insurance cases?
Yes, our agents specialize in finding coverage solutions for unique or challenging insurance situations that other providers may decline.
