Expect the unexpected, Know the unknown be prepared with a Life Insurance Policy that fits your needs. If you are driving on Texas roads it is legally required to carry a basic level of liability insurance. We can do that for you! We understand it and we can help you! We have years of insurance experience helping clients prepare for the known and the unknown.
Count on us to work hard to give you a competitive quote that includes all the discounts for which you qualify! Unforeseen events and a lack of the right type of insurance can spell trouble quickly. Call us today, and together we'll find your insurance needs and get you covered quickly at the right price. With Texas offices located from San Benito to Harlingen to Pharr, we are here for everyone in the Rio Grande Valley.
Furthermore, we are also here for Texas Residents. Remember that everyone has different insurance needs. Speak with one of our licensed Agents who will work hard for you to find the best coverage for you and your family.
Count on us to work hard to give you a competitive quote that includes all the discounts for which you qualify! Unforeseen events and a lack of the right type of insurance can spell trouble quickly. Call us today, and together we'll find your insurance needs and get you covered quickly at the right price. With Texas offices located from San Benito to Harlingen to Pharr, we are here for everyone in the Rio Grande Valley.
Furthermore, we are also here for Texas Residents. Remember that everyone has different insurance needs. Speak with one of our licensed Agents who will work hard for you to find the best coverage for you and your family.
Services
About Us
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Legacy 1st Insurance Group has been providing insurance to families, individuals, and businesses since 2010.
We are an independent agency, which means we are not beholden to any of the national firms.
Legacy 1st Insurance is a locally owned and operated, a full service independent insurance agency here to serve all of our Texas residents.
We work hard to find our customers the best coverage available at the most competitive prices.
Count on us to work hard for you!
Speak with a licensed agent and get expert advice on choosing a plan that's right for you!
We are an independent agency, which means we are not beholden to any of the national firms.
Legacy 1st Insurance is a locally owned and operated, a full service independent insurance agency here to serve all of our Texas residents.
We work hard to find our customers the best coverage available at the most competitive prices.
Count on us to work hard for you!
Speak with a licensed agent and get expert advice on choosing a plan that's right for you!
Health Insurance
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It prevents insurance companies from denying coverage due to pre-existing conditions and requires plans to cover a list of essential health benefits.
Lower-income families can qualify for extra savings on health insurance plans through premium tax credits and cost-sharing reductions.
The Affordable Care Act (ACA) has been successful in bringing affordable health and has expanded health insurance to more than 20 million people, and consumers receive more coverage for their dollar.
The Health Insurance Marketplace is a resource where individuals, families, and small businesses can find out if you are eligible for tax credits for private insurance or health programs like Medicaid or the Children's Health Insurance Program (CHIP).
Lower-income families can qualify for extra savings on health insurance plans through premium tax credits and cost-sharing reductions.
The Affordable Care Act (ACA) has been successful in bringing affordable health and has expanded health insurance to more than 20 million people, and consumers receive more coverage for their dollar.
The Health Insurance Marketplace is a resource where individuals, families, and small businesses can find out if you are eligible for tax credits for private insurance or health programs like Medicaid or the Children's Health Insurance Program (CHIP).
Dental & Vision
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A DHMO or Dental Health Maintenance Organization plan is an agreement between the insurance carrier and the dental office.
This give you a reduced cost for services with in-network provider.
Many of these plans have little to no waiting period and no annual maximum benefits and no deductibles.
A PPO or Preferred Provider Organization is an agreement with an insurer or the third party administrator to provide health insurance to the people associated with their client at reduced or low rates.
A PPO allows you the opportunity for out-of-network or non-participating providers to be used for dental care services and sometime is at a higher cost.
This give you a reduced cost for services with in-network provider.
Many of these plans have little to no waiting period and no annual maximum benefits and no deductibles.
A PPO or Preferred Provider Organization is an agreement with an insurer or the third party administrator to provide health insurance to the people associated with their client at reduced or low rates.
A PPO allows you the opportunity for out-of-network or non-participating providers to be used for dental care services and sometime is at a higher cost.
Life Insurance
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A contract between an insurance policy holder (you) and an insurer or assurer (the carrier provided the benefit), where the insurer promises to pay a designated beneficiary, a sum of money (the benefit) in exchange for a premium, upon the death of the insured person (often the policy holder).
Depending on the insurance policy, a terminal illness or critical illness can also trigger payment.
Other expenses, such as funeral expenses, can also be included in the benefits.
Life policies are legal contracts and the terms of the contract describe the limitations of the insured events.
Depending on the insurance policy, a terminal illness or critical illness can also trigger payment.
Other expenses, such as funeral expenses, can also be included in the benefits.
Life policies are legal contracts and the terms of the contract describe the limitations of the insured events.
Auto
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Vehicle insurance (also known as car insurance, motor insurance, or auto insurance) is insurance for cars, trucks, motorcycles, and other road vehicles.
Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions.
Texans are legally required to carry a basic level of liability insurance.
Texas law requires drivers to have basic liability coverage.
You can be fined up to $350 if you don't have auto insurance (more if you've been ticketed before for no insurance).
Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions.
Texans are legally required to carry a basic level of liability insurance.
Texas law requires drivers to have basic liability coverage.
You can be fined up to $350 if you don't have auto insurance (more if you've been ticketed before for no insurance).
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