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Your Trusted Independent Insurance Agency in Denton, TX
Ryan Everet Insurance is a locally owned and operated independent insurance agency dedicated to providing personalized insurance solutions for individuals and businesses. Our team of experienced professionals works tirelessly to ensure clients receive comprehensive coverage tailored to their unique needs while maintaining a strong focus on community involvement. We represent multiple A-rated insurance companies, offering access to a wide range of options for auto, home, life, commercial, and specialty insurance policies.

Licensed in Texas and Utah, we pride ourselves on delivering exceptional customer service and educational resources to help clients make informed decisions about their protection. Our commitment to excellence is reflected in our proven track record of helping clients save money while securing reliable coverage.
Services
Auto Insurance Home Insurance Life Insurance Commercial Insurance Rental Property Insurance Motorcycle Insurance Flood Insurance General Liability Insurance Business Owner Insurance Commercial Auto Insurance
Highlights and features
  • We represent multiple A-rated insurance carriers to provide competitive options.
  • Our team includes Commercial Lines Coverage Specialists with advanced expertise.
  • We prioritize community involvement through partnerships with local nonprofits.
  • We offer personalized guidance for both personal and commercial insurance needs.
  • Our proven track record demonstrates consistent client savings and satisfaction.
What people say
Saved thousands of dollars Excellent at explaining coverage Quick response and helpful service Knowledgeable and efficient team Stress-free insurance process
Services
Auto Insurance
We provide comprehensive auto insurance solutions tailored to individual and commercial needs. Our policies include liability, collision, and comprehensive coverage options with competitive rates. Our team ensures clients understand their coverage while maximizing savings through multiple carrier options.
Home Insurance
Our home insurance policies protect against common risks including fire, theft, and natural disasters. We offer customizable coverage options for primary residences, rental properties, and high-value homes. Our specialists help clients determine appropriate coverage limits and deductibles.
Commercial Insurance
We specialize in commercial insurance packages including general liability, workers' compensation, and commercial auto policies. Our Commercial Lines Coverage Specialists help businesses mitigate risks with tailored solutions across Texas. We represent multiple carriers to ensure competitive pricing.
Life Insurance
We offer term and whole life insurance policies to protect families and businesses. Our advisors help clients determine appropriate coverage amounts based on financial obligations and future needs. We work with top-rated carriers to ensure policy reliability.
Rental Property Insurance
Our rental property insurance protects investment properties against damage, liability claims, and loss of rental income. We provide coverage for single-family homes, multi-unit complexes, and commercial rental properties. Our team helps landlords navigate unique insurance requirements.
People
Michael Whitaker
Insurance Advisor
Local Denton leader with Commercial Lines Coverage Specialist designation. Active in community organizations including Denton County Friends of the Family and Our Daily Bread. Provides expert commercial insurance solutions across Texas.
Erin Martin
Account Manager
Specializes in policy renewals and client education. Assists with coverage questions while maintaining focus on client needs. Active in community gardening and animal care initiatives.
David Call
Insurance Advisor/Owner
Founder with extensive industry experience. Advocates for client-centric insurance shopping through multiple carrier options. Educates clients on home and auto insurance options to find optimal coverage solutions.
Linda Dodson
Agency Director
30+ years insurance experience with expertise in complex policies. Active Denton Chamber of Commerce member and Leadership Denton graduate. Provides detailed policy analysis for personal and commercial clients.
Jeff Doyle
Insurance Advisor
Leverages real estate finance and restaurant industry experience to address diverse insurance needs. Focuses on personalized coverage solutions for personal and business clients in the Denton area.
Questions
What types of insurance do you offer?
We offer auto, home, life, motorcycle, flood, rental property, commercial auto, general liability, and business owner insurance policies through multiple A-rated carriers.
Are you licensed in my state?
We are licensed to provide insurance services in Texas and Utah, serving clients across both states with personalized coverage options.
How can you help me save money on insurance?
As an independent agency, we compare rates from multiple carriers to find competitive pricing while maintaining quality coverage tailored to your specific needs.
Do you specialize in any particular insurance areas?
We have specialists in commercial insurance, including the Commercial Lines Coverage Specialist designation, and focus on landlord insurance and complex policy analysis.
How do I file a claim?
Contact our office directly at (940) 268-5112, call your insurance company, or use online claim submission options through our website for most major carriers.
What makes your agency different?
We combine local community focus with access to multiple insurance carriers, providing personalized service and educational resources to help clients make informed decisions.
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