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Business Details
11 Years
experience
Trusted Insurance Solutions in El Dorado Hills
Suburban Family Insurance Agency has been serving families across California since 2015, specializing in personalized insurance solutions tailored to individual needs. Our team prioritizes client relationships, ensuring every policy provides optimal coverage and peace of mind. As a boutique independent brokerage, we focus on local expertise and customized plans, earning recognition as Telegraph's Best of the Best Insurance Agency in El Dorado Hills four times in five years.

We work exclusively with reputable carriers to replace existing policies only when better coverage or rates are available. Our commitment to transparency and community understanding has established us as trusted advisors for personal and business insurance needs, including specialized coverage for unique risks like California wildfires.
Services
Auto Insurance Homeowners Insurance Business Insurance Life Insurance Umbrella Insurance
Details
  • Year established: 2015
Highlights and features
  • Local experts understanding California-specific insurance needs
  • Personalized service with customized policy development
  • Strong client relationships through transparent communication
  • Award-winning agency recognized four times in five years
  • Specialized wildfire coverage for California properties
Associations and certifications
  • Licensed in CA #0C39030
What people say
Pleasure to work with Saved us money Best coverage rates Exceptional service Expert guidance
Services
Auto Insurance
Our auto insurance policies provide comprehensive protection for California drivers, including liability coverage, collision protection, and uninsured motorist options. We offer specialized features like diminishing deductibles, accident forgiveness, and roadside assistance to ensure complete vehicle protection. Our team helps clients navigate coverage options to find the perfect balance of protection and affordability.
Homeowners Insurance
We provide tailored homeowners insurance solutions that protect against California-specific risks like wildfires. Our policies include dwelling coverage, personal property protection, and liability insurance with customizable options for unique home features. We help clients secure coverage for standard and specialty properties including mobile homes, condos, and homes with unique construction materials.
Business Insurance
Our business insurance packages protect California companies with customized property, liability, and industry-specific coverage. We serve restaurants, retail stores, and professional offices with policies that include workers' compensation, equipment protection, and business interruption insurance. Our team understands local business risks and creates comprehensive protection plans for companies of all sizes.
Life Insurance
We offer individual and group life insurance policies to provide financial security for families and businesses. Our options include term life, whole life, and second-to-die policies that help clients protect loved ones and plan for future financial needs. We work with clients to create customized solutions that align with their long-term financial goals.
Umbrella Insurance
Our umbrella insurance policies provide additional liability coverage beyond standard home or auto policies. This extra protection is valuable for clients with significant assets or higher risk exposure. We help clients determine appropriate coverage levels to protect against major claims that exceed primary policy limits.
People
Katie Polley
Insurance Broker
Katie Polley is a licensed insurance broker with extensive experience in personal and commercial insurance. She specializes in creating customized coverage solutions for California residents and businesses, focusing on wildfire protection and risk management. Her client-first approach emphasizes transparency, competitive pricing, and comprehensive protection.
Questions
Why should I bundle my home and auto insurance policies?
Bundling simplifies coverage while providing significant discounts and comprehensive protection for your most valuable assets.
What business insurance options are available for local companies?
We offer customizable packages including property, liability, workers' compensation, and industry-specific coverage tailored to California businesses.
How do I know if I need umbrella insurance?
Umbrella insurance is recommended for additional liability protection beyond standard policies, especially for those with significant assets.
Can I get personalized insurance consultations?
Yes, we provide one-on-one consultations to help identify the best insurance solutions for your specific needs and budget.
How can I protect my home against California wildfires?
We offer specialized property insurance with wildfire coverage options and guidance on preventive measures for California homeowners.