Business Details
30 Years
experience
Affordable International Student Health Insurance Plans
Since 1996, our company has specialized in providing accessible, cost-effective health insurance solutions tailored for international students in the United States. We focus exclusively on meeting the unique needs of F1, J1, H1B, and other visa holders, ensuring compliance with university and U.S. government requirements while prioritizing affordability and convenience. Our digital-first approach allows customers to complete purchases in under three minutes, access 24/7 expert support, and receive customized plans matching their program duration. With over 300,000 students served and partnerships with 900+ U.S. universities, we maintain a commitment to reducing costs by up to 75% compared to institutional plans.Our technical innovations, including mobile app functionality for claims tracking and waiver forms, reflect our dedication to streamlining the insurance experience. Recognized for rapid response times and personalized service, we have consistently expanded coverage options since launching our first international visitor medical plan in 1997. Our team combines decades of industry expertise with a deep understanding of global student needs, ensuring reliable support for clients from 180+ countries.
Services
International Student Health Insurance
High School Plans
J1 Exchange Plans
F2/J2 Plans
OPT Plans
H1B Plans
Travel Insurance Plans
Visitor Medical Emergency Insurance
Graduated International Student Medical Insurance
Online Policy Management
Details
- Year established: 1996
Highlights and features
- Recognized partner of 900+ U.S. universities with 28 years of specialization
- Average annual cost savings of 45% compared to university-sponsored plans
- 24/7 expert insurance consultants available for immediate assistance
- Customizable coverage durations matching exact program requirements
- Rapid claim processing with reimbursements issued within 5 days
What people say
Lowest price I can imagine
Great insurance service
Timely prompt responses
Affordable prices
Excellent service
Services
International Student Health Insurance
Comprehensive health insurance plans designed specifically for F1, J1, and other visa holders. Meets university and U.S. government requirements while offering rates starting at 25% of institutional plans. Includes access to preferred provider networks, 24/7 customer support, and digital tools for policy management.
Visitor Medical Emergency Insurance
Short-term medical insurance for international visitors accompanying students. Provides emergency care coverage at affordable rates, with streamlined enrollment and immediate confirmation. Designed to complement student plans while accommodating temporary stays.
Graduated International Student Medical Insurance
Tailored health insurance for graduates transitioning between student status and employer-sponsored plans. Offers continuous coverage during employment gaps, with flexible terms and cost-effective premiums maintaining access to preferred medical networks.
Online Policy Management
24/7 mobile and web platform for managing insurance policies. Features include instant access to ID cards, waiver forms, claim status tracking, and plan customization. Enables three-minute policy purchases and real-time communication with support specialists.
Travel Insurance Plans
Health insurance solutions for non-U.S. citizens traveling to or within the United States. Provides medical emergency protection during temporary stays, with straightforward enrollment and coverage options adaptable to various trip durations.
Questions
How do I select the right insurance plan for my student visa?
Our website automatically recommends compliant plans based on your visa type (F1/J1/H1B) and academic program duration. University-specific requirements are pre-programmed for instant validation.
Does PSI insurance cover pre-existing conditions?
Coverage details vary by plan. Our policies typically provide limited benefits for pre-existing conditions - specific terms are outlined in policy brochures accessible through our digital platform.
How quickly are insurance claims processed?
Most claims receive reimbursement within 5 business days of submission. Our digital system provides real-time status updates and allows direct communication with claims specialists.
Can I customize my coverage duration?
Yes. Our plans allow precise customization matching your program's exact start and end dates, avoiding unnecessary charges for overlapping coverage periods.
Is PSI recognized by U.S. universities?
We maintain formal partnerships with 900+ U.S. academic institutions. Our waiver forms meet institutional requirements, and compliance status is verified during the enrollment process.
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