Business Details
Your Trusted Health Insurance Partner in Carlsbad
AE Health Insurance Options is a dedicated health insurance brokerage serving clients across California. Our mission is to simplify the insurance selection process by providing transparent, fee-free access to plans from major carriers. With decades of combined experience, our team specializes in Medicare solutions, individual/family coverage, group health plans, and supplemental dental/vision options. We prioritize personalized service through in-home consultations, office meetings, and digital tools that empower informed decision-making.Our compensation structure - paid entirely by insurance companies - ensures unbiased guidance focused solely on client needs. We maintain deep expertise in Medicare Advantage, Supplemental plans, and Part D drug coverage while staying current with evolving industry regulations to deliver reliable, future-focused solutions.
Services
Medicare Supplements
Medicare Advantage
Medicare Part D
Group Health
Dental & Vision
Highlights and features
- We offer free insurance quotes with no hidden fees
- Our brokers have decades of combined insurance industry experience
- We provide personalized comparisons from multiple top-rated carriers
- We offer flexible consultation options including in-home visits
- We specialize in complex Medicare coverage solutions
Services
Medicare Supplements
Medicare Supplement plans help cover out-of-pocket costs not paid by Original Medicare. Our brokers compare plans from top carriers to find coverage matching your healthcare needs. We specialize in helping California residents understand their options for hospital stays, doctor visits, and prescription drug coverage.
Medicare Advantage
Medicare Advantage plans offer an alternative to traditional Medicare with additional benefits. We help clients evaluate HMO, PPO, and special needs plans that often include dental, vision, and wellness programs. Our comparisons focus on network coverage, prescription drug formularies, and total out-of-pocket costs.
Medicare Part D
Part D prescription drug plans provide medication coverage for Medicare beneficiaries. We assist clients in selecting plans that cover their specific medications at the lowest cost. Our analysis includes monthly premiums, deductibles, and pharmacy network accessibility across California.
Group Health
Group health insurance solutions help businesses provide employee benefits. We work with California employers to compare plans based on workforce demographics, budget constraints, and desired coverage levels. Our services include plan design, carrier comparisons, and enrollment assistance for small to mid-sized businesses.
Dental & Vision
Dental and vision plans provide affordable coverage for routine care and emergencies. We offer individual, family, and Medicare-specific plans that cover exams, cleanings, eyewear, and specialized treatments. Our brokers help clients compare benefits packages to match their preventive care needs and budget.
People
Lisa Campbell
Health Insurance Broker
Licensed since 2003, Lisa specializes in Medicare solutions and individual health insurance. She helps clients compare plan options while considering their unique health requirements and financial situations.
Michael Quintana
Health Insurance Broker
With over 10 years in insurance sales and prior technical sales engineering experience, Michael focuses on medical, supplemental, and life insurance solutions for individuals and businesses.
Questions
How are your services free if you're a brokerage?
We receive compensation from insurance companies when clients enroll in plans through our agency, allowing us to provide free consultation services.
Do you offer all available insurance plans in California?
We offer plans from major carriers we're contracted with. For complete options, we recommend checking Medicare.gov or 1-800-MEDICARE for all available plans.
What areas do you serve?
While based in Carlsbad, we provide insurance services to clients throughout California with both in-person and virtual consultation options.
How do you help with Medicare plan selection?
We compare multiple carriers' Medicare Supplement, Advantage, and Part D plans to find coverage matching your prescription needs, budget, and preferred healthcare providers.
Can you help businesses with employee health insurance?
Yes, we assist California businesses in selecting group health plans that balance employee needs with employer budget considerations through comprehensive carrier comparisons.
What if I need help after business hours?
While we operate during standard business hours, our website provides 24/7 access to insurance information and quote tools for your convenience.
