Business Details
10 Years
experience
Your Trusted Oklahoma Health Insurance Broker
Oklahoma Health Options was founded in 2016 by Russell Grafrath to address rising health insurance costs for Oklahoma residents. Our team of licensed brokers specializes in helping individuals, families, and businesses navigate complex insurance markets. With over 8 years of combined experience, we offer personalized guidance across multiple insurance lines including health, life, Medicare, and supplemental coverage.We maintain partnerships with major carriers to provide competitive rates while prioritizing client education and long-term support. Our services extend statewide with offices in Edmond, Oklahoma City, and Tulsa, serving over 1,000 clients annually. We emphasize transparency in operations, offering free enrollment assistance and year-round policy management support.
Services
Health Insurance Brokerage
Medicare Plans
Life Insurance
Dental Insurance
Vision Insurance
Details
- Year established: 2016
Highlights and features
- We offer free enrollment assistance and policy comparisons
- Our team includes brokers with 5+ years of average experience
- We partner with all major Oklahoma insurance carriers
- We provide year-round support beyond enrollment periods
- We specialize in Oklahoma-specific insurance regulations
What people say
Knowledgeable and helpful
Amazing and so helpful
Experienced in the field
Quick to respond
Made the process painless
Services
Health Insurance Brokerage
Our independent brokerage service helps Oklahoma residents compare health insurance options from multiple carriers. We specialize in ACA-compliant plans, short-term medical coverage, and alternative insurance solutions. Our licensed agents provide personalized guidance to help clients find cost-effective coverage that meets their specific healthcare needs and budget requirements.
Medicare Plans
We offer comprehensive Medicare coverage solutions including Original Medicare (Parts A & B), Medicare Advantage (Part C), Prescription Drug Plans (Part D), and Medigap supplements. Our specialists help seniors navigate enrollment periods, compare plan benefits, and understand coverage options to ensure proper healthcare protection during retirement.
Life Insurance
Our life insurance services include term and whole life policies designed to provide financial security for families and dependents. We help clients evaluate appropriate coverage amounts, compare policy features, and select plans that align with their long-term financial goals and budget constraints.
Dental Insurance
We provide access to dental insurance plans covering preventive care, routine checkups, and major dental procedures. Our offerings include cost-saving plans that help reduce expenses for cleanings, fillings, crowns, and emergency dental care while promoting regular preventive maintenance.
Vision Insurance
Our vision insurance plans offer coverage for annual eye exams, prescription eyewear, and vision correction procedures. We help clients find affordable options that provide discounts on glasses, contact lenses, and specialized vision care services to maintain optimal eye health.
People
Russell Grafrath
Founder and Broker
Russell founded Oklahoma Health Options in 2016 after identifying gaps in Oklahoma's insurance market. With over 10 years of industry experience, he specializes in helping small businesses and self-employed individuals navigate complex insurance options.
Sebastian Vitug
Health Insurance Broker
Sebastian has served as a health insurance broker since 2022, focusing on individual and family coverage solutions. He assists clients with plan comparisons and enrollment processes while maintaining a strong focus on customer education.
Rose Sonrise
Health Insurance Broker
Rose has been a licensed health insurance broker since 2017, specializing in senior insurance products and Medicare plan comparisons. She provides personalized guidance to help clients understand complex coverage options and make informed decisions.
Questions
What insurance services do you offer?
We offer health, life, Medicare, dental, vision, and supplemental insurance for individuals, families, and businesses across Oklahoma.
Is your service really free?
Yes, our brokerage services are free as we receive compensation from insurance carriers when you purchase through us.
How do you help compare insurance plans?
We analyze your specific needs and provide side-by-side comparisons of available plans from multiple carriers to find your best match.
Do you work with all insurance companies?
As an independent broker, we contract with all major Oklahoma insurance providers to ensure comprehensive market coverage.
What areas do you serve?
We serve all Oklahoma residents with office locations in Edmond, Oklahoma City, and Tulsa.
