Business Details
Your Trusted Partner for Specialty Insurance & Surety Bond Solutions
At RLI, we approach business differently by combining our unique employee ownership model with deep underwriting and claims expertise. Our team of dedicated professionals prioritizes building meaningful relationships with clients and partners, ensuring customized coverage solutions that protect against unexpected risks. Headquartered in Peoria, Illinois, we operate nationwide with Midwestern values that guide our commitment to exceptional service. Our specialty insurance and surety bond offerings cater to individuals, families, and businesses of all sizes through a trusted network of agents and brokers. We emphasize sustainability through sound environmental, social, and governance principles while maintaining financial strength.Our leadership team brings decades of industry experience to craft innovative solutions for commercial and personal lines. With branch offices across the U.S., we combine local accessibility with national capabilities to deliver tailored risk management strategies. Our focus remains on understanding unique client needs and providing peace of mind through comprehensive protection. As a company where all employees are owners, we maintain a higher standard of care for our customers. This distinctive approach has established RLI as a trusted partner in specialty insurance and surety solutions.
Services
Specialty Insurance
Surety Bonds
Personal Umbrella Insurance
Commercial Property Insurance
General Liability
Professional Services Firms
Executive Risk Protection
Inland Marine Insurance
Ocean Marine Insurance
Construction Insurance
Highlights and features
- Our employee ownership model ensures exceptional customer care
- Customized coverage solutions through experienced agents and brokers
- Commitment to sustainability and responsible business practices
- Nationwide presence with local accessibility through multiple offices
- Decades of expertise in specialty insurance and surety solutions
Services
Specialty Insurance
RLI's specialty insurance solutions provide tailored protection for unique risks across commercial and personal lines. Our experienced underwriters craft customized policies through a network of qualified agents and brokers. This approach ensures comprehensive coverage that standard insurance products cannot provide, addressing specific exposures in construction, marine, transportation, and professional services sectors.
Surety Bonds
Our surety bond offerings support businesses and individuals with commercial and contract bonding needs. We provide performance and payment bonds for contractors while offering flexible solutions across diverse industries. These bonds serve as financial guarantees for project completion and contractual obligations, helping clients build trust and secure opportunities through reliable surety backing.
Personal Umbrella Insurance
Personal umbrella insurance extends liability coverage beyond standard homeowners and auto policies. This protection safeguards personal assets against major claims or lawsuits, providing peace of mind for individuals and families. Our policies offer additional coverage layers that activate when primary insurance limits are exceeded, addressing today's complex liability risks.
Commercial Property Insurance
Commercial property insurance protects business assets against covered losses from fire, theft, and natural disasters. Our policies cover buildings, inventory, and equipment while offering customizable options for different industries. This protection helps businesses maintain financial stability and recover quickly from property-related incidents affecting their operations.
Executive Risk Protection
Executive risk protection covers directors and officers against claims related to business decisions and management practices. Our policies address employment practices liability and fiduciary responsibilities, helping organizations attract qualified leaders while protecting against costly litigation. This coverage supports corporate governance and risk management for modern businesses.
Questions
What types of insurance does RLI offer?
RLI provides specialty insurance and surety bonds for commercial and personal lines including property, liability, marine, transportation, and executive risk protection through qualified agents and brokers.
What makes RLI different from other insurers?
RLI's employee ownership model creates shared responsibility for customer satisfaction, while our underwriting expertise and focus on customized coverage distinguish our approach to risk management solutions.
Do you offer insurance for small businesses?
Yes, RLI provides commercial liability and property insurance for small businesses through our specialty insurance products and contract surety bonds tailored to different industries.
How does RLI approach sustainability?
RLI integrates environmental, social, and governance principles into business operations, maintaining financial strength while committing to responsible practices that benefit customers and communities.
Can individuals purchase insurance directly from RLI?
RLI works through a network of qualified agents and brokers to provide insurance solutions, ensuring personalized service and expert guidance for both individual and business policyholders.